Welcome to our dedicated page for Cto Realty Growth SEC filings (Ticker: CTO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The CTO Realty Growth, Inc. (NYSE: CTO) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a Maryland-incorporated real estate company with common stock and 6.375% Series A Cumulative Redeemable Preferred Stock listed on the New York Stock Exchange, CTO files current reports, annual and quarterly reports, proxy materials, and other documents that describe its financial condition, governance, and real estate activities.
Among the key filings are Form 8-K current reports, where CTO Realty Growth reports material events such as amendments to its credit agreements, the creation of new term loan facilities, share repurchase program authorizations, dividend declarations, and earnings releases with accompanying investor presentations and supplemental disclosure packages. These filings also document management agreements and fee arrangements related to its external management of Alpine Income Property Trust, Inc. (NYSE: PINE).
Investors can also review annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically provide detailed information on the company’s portfolio of open-air shopping centers and income properties, its geographic focus in higher-growth Southeast and Southwest U.S. markets, its capital structure, and risk factors. Proxy statements and related filings describe matters submitted to stockholders, such as the election of directors, ratification of the independent registered public accounting firm, and advisory votes on executive compensation.
On Stock Titan, these filings are supplemented with AI-powered summaries that highlight the most important points in lengthy documents, helping users quickly understand changes in credit facilities, leasing and investment themes, and governance decisions. Real-time updates from EDGAR ensure that new CTO Realty Growth filings, including any insider transaction reports on Form 4 and other relevant submissions, are available for timely review.
CTO Realty Growth, Inc. insider Daniel E. Smith, the company’s SVP, General Counsel and Corporate Secretary, reported gifting shares of company common stock. On December 26, 2025, and December 29, 2025, he reported transactions coded “G,” indicating gifts of common stock at a reported price of $0 per share. After these transactions, he directly beneficially owned 192,301 shares of CTO common stock, which includes 22,103 shares of restricted stock that vest over time.
In addition to his direct holdings, the filing notes 3,000 shares held in an account titled “Kathyleen R. Smith TOD” and 3,000 shares held in a “WFCS Custodian Trad IRA” account. Smith may be regarded as the beneficial owner of the shares in these accounts due to a durable power of attorney giving him voting and disposition authority, but he disclaims beneficial ownership beyond his pecuniary interest.
CTO Realty Growth, Inc. disclosed that its wholly owned management subsidiary agreed to waive a portion of the base management fee tied to Alpine Income Property Trust’s new preferred equity, subject to the completion of the offering. For the net cash proceeds from PINE’s 8.00% Series A Cumulative Redeemable Preferred Stock that priced on November 5, 2025, the fee rate on this Incremental Equity Base will be 0.75% per annum (0.1875% per quarter), reduced from 1.50% per annum (0.375% per quarter) under the existing management agreement.
The waiver applies only to the incremental equity arising from the preferred issuance; all other management fee terms remain as provided in the agreement. CTO filed the waiver letter as an exhibit, documenting the change linked to PINE’s preferred offering.
The Vanguard Group filed Amendment No. 1 to Schedule 13G reporting a passive beneficial ownership in CTO Realty Growth Inc common stock. Vanguard beneficially owns 3,139,307 shares, representing 9.53% of the class.
The filing lists 0 sole voting power, 176,261 shared voting power, 2,949,208 sole dispositive power, and 190,099 shared dispositive power. Vanguard certifies the securities were acquired and are held in the ordinary course of business and not to change or influence control. The date of event is 09/30/2025.
CTO Realty Growth (CTO) reported higher Q3 2025 revenue and modest profitability. Total revenues were $37.8 million, up from $31.8 million a year ago, driven by income properties at $33.4 million and interest income from commercial loans at $3.1 million. Net income attributable to common stockholders was $1.0 million, or $0.03 per diluted share.
For the nine months, revenues reached $111.2 million versus $88.8 million, while a $20.4 million loss on extinguishment of debt and higher depreciation and interest expense contributed to a net loss to common of $23.9 million, or $0.74 per share. Operating cash flow was $57.7 million.
CTO closed the $80.0 million acquisition of Ashley Park (559,000 sq. ft., 92% occupied at purchase) and sold three Main Street Daytona Beach properties for $7.1 million, generating $1.2 million of gains. At quarter-end, total assets were $1.22 billion, long-term debt was $604.2 million, and stockholders’ equity was $557.3 million. Shares outstanding were 32,675,700 at September 30, 2025.
CTO Realty Growth, Inc. furnished an earnings press release, investor presentation, and supplemental disclosure package related to its financial results for the quarter ended September 30, 2025. These materials, dated October 28, 2025, are provided as Exhibits 99.1, 99.2, and 99.3 and are incorporated by reference. The materials are being furnished and are not deemed “filed” under Section 18 of the Exchange Act.
Laura M. Franklin, a director of CTO Realty Growth, Inc. (CTO), acquired 755 shares of the company's common stock on 10/01/2025 at a price of $16.5445 per share. The shares were issued in lieu of the director's $12,500 third-quarter 2025 board retainer under the issuer's Non-Employee Director Compensation Policy, which uses the 20-day trailing average closing price to calculate share issuance. After the transaction, Ms. Franklin beneficially owns 57,231 shares, a total that includes 334.274 shares acquired through the issuer's dividend reinvestment plan since her prior Form 4 filing on 7/03/2025. The Form 4 was filed by an attorney-in-fact on 10/03/2025.
Christopher J. Drew, a director of CTO Realty Growth, Inc. (CTO), was issued 982 shares of the issuer's common stock on 10/01/2025 as payment in lieu of his quarterly board retainer and committee fees. The shares were calculated using the Policy's 20-day trailing average closing price of $16.54450, which produced a total issuance equivalent to the director fees of $16,250 in aggregate cash value (derived from stated retainer amounts of $12,500 and $3,750). After the grant, Mr. Drew beneficially owned 22,181 shares directly. The Form 4 was signed by an attorney-in-fact on 10/03/2025.
Christopher W. Haga, a director of CTO Realty Growth, Inc. (CTO), received 1,265 shares of common stock on 10/01/2025 as equity compensation in lieu of his quarterly board retainer and committee fees totaling $20,937.50. The share count was calculated using the issuer's Non-Employee Director Compensation Policy and a 20-day trailing average closing price of $16.54450 per share.
After this issuance, Mr. Haga beneficially owns 25,313 shares directly and is reported to have 28,520 shares indirectly held by the Elizabeth Bennett Haga Irrevocable Trust, of which his spouse is a beneficiary and trustee; Mr. Haga disclaims beneficial ownership of the trust shares in this filing.
CTO Realty Growth, Inc. director R. Blakeslee Gable received 1,152 shares of common stock on 10/01/2025 as payment in lieu of his quarterly board retainer and committee fees. The shares were issued under the company’s Non-Employee Director Compensation Policy using the 20-day trailing average closing price of $16.54450 to calculate the share amount. After the issuance, Mr. Gable beneficially owns 46,358 shares. The transaction was reported on Form 4 and signed by an attorney-in-fact on 10/03/2025.
CTO Realty Growth, Inc. disclosed a material financing change in an 8-K: the company increased the aggregate principal amount of its existing 2029 Facility from $100 million to $125 million and added a new incremental term loan, the 2030 Facility, in an aggregate principal amount of $125 million. The filing presents these changes as amendments to the company credit agreement that expand total committed borrowings tied to those facilities. The disclosure is concise and limited to the change in principal amounts and the addition of the new facility; no additional terms, interest rates, maturity dates beyond the labels, covenant changes, use of proceeds, or repayment schedules are provided in the text.