Citizens Financial Services director granted 70 shares

Director Mickey L. Jones received a stock award under CZFS’s 2026 Equity Incentive Plan, modestly increasing reported share holdings.

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (symbol: CZFS) is the issuer of record for a Form 4 filing submitted to the SEC. JONES MICKEY L reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC (CZFS) reported that director Mickey L. Jones received a grant of 70 shares of its Common Class stock on September 15, 2026, as a stock award under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan. Following this award, Jones holds 14,175 shares directly and 880 shares indirectly through a spouse.

Insider Trade Summary

Grant/Award: 70 shares

Grant/Award 2 txns

Insider JONES MICKEY L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	70	$0.00	$0.00
holding	COMMON CLASS	--	--	--

Holdings After Transaction: COMMON CLASS — 14,175 shares (Direct); COMMON CLASS — 880 shares (Indirect, BY SPOUSE)

Key Figures

Shares granted: 70 shares Grant price per share: $0.00 per share Direct holdings after transaction: 14,175 shares +2 more

5 metrics

Shares granted 70 shares Stock award to director Mickey L. Jones on September 15, 2026

Grant price per share $0.00 per share Reported for the 70-share stock award on September 15, 2026

Direct holdings after transaction 14,175 shares Common Class shares directly owned by Mickey L. Jones after the award

Indirect holdings after transaction 880 shares Common Class shares held indirectly by spouse and reported for Mickey L. Jones

Transaction date September 15, 2026 Date of the stock award grant to Mickey L. Jones

Key Terms

Equity Incentive Plan, indirectly owned, Grant, award, or other acquisition

3 terms

Equity Incentive Plan financial

"stock awards granted pursuant to the Citizens Financial Services, Inc. 2026 Equity Incentive Plan"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

indirectly owned financial

"880.0000 shares reported as indirectly owned with nature of ownership BY SPOUSE"

Grant, award, or other acquisition financial

"transaction code description indicates a Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS disclose for Mickey L. Jones?

CZFS disclosed that director Mickey L. Jones received a grant of 70 Common Class shares on September 15, 2026 as a stock award under the company’s 2026 Equity Incentive Plan.

How many CZFS shares does Mickey L. Jones hold after this transaction?

After the award, Mickey L. Jones holds 14,175 CZFS Common Class shares directly and 880 shares indirectly, which are reported as held by a spouse.

What was the price of the CZFS shares granted to Mickey L. Jones?

The 70 CZFS Common Class shares granted to Mickey L. Jones carried a reported price of $0.00 per share, reflecting a stock award rather than an open-market purchase.

Was the CZFS insider award to Mickey L. Jones made under a Rule 10b5-1 trading plan?

No. The filing indicates that no Rule 10b5-1 trading plan is reported for this stock award to Mickey L. Jones.

How are the spouse’s CZFS shares reported for Mickey L. Jones?

The filing reports 880 CZFS Common Class shares as indirectly owned by Mickey L. Jones, with the nature of ownership described as “BY SPOUSE.”

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 09/15/2026 - 04:17 PM Accepted by SEC EDGAR 09/15/2026 - 04:16 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

JONES MICKEY L

(Last) (First) (Middle)

3063 ROUTE 184 HIGHWAY

(Street)

TROUT RUN PENNSYLVANIA 17771

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	09/15/2026		A		70	A	$0	14,175	D
COMMON CLASS								880	I	BY SPOUSE

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR MICKEY L. JONES UNDER POWER OF ATTORNEY DATED 07/12/2004	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)