CZNC files 8-K: Q3 2025 results and dividend via Exhibit 99

Rhea-AI Filing Summary

Citizens & Northern Corporation reported that it has released unaudited, consolidated financial results for the three and nine months ended September 30, 2025. The company also declared a dividend, as detailed in a press release dated October 23, 2025.

The press release, titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” is furnished as Exhibit 99 to this 8-K and incorporated by reference. CZNC common stock is listed on the Nasdaq Capital Market.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

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October 23, 2025

Date of Report (Date of earliest event reported)

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Citizens & Northern Corporation

(Exact name of registrant as specified in its charter)

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Pennsylvania		0-16084		23-2451943
(State or other jurisdiction	​	(Commission	​	(IRS Employer
of incorporation)	​	File Number)	​	Ident. No.)
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90-92 Main Street, Wellsboro, Pennsylvania	​	​	​	16901
(Address of principal executive offices)	​	​	​	(Zip Code)

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(570) 724-3411

Registrant’s telephone number, including area code

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N/A

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which  registered
Common Stock, par value $1.00 per share		CZNC		Nasdaq Capital Market

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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ITEM 2.02. Results of Operations and Financial Condition

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Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and nine months ended September 30, 2025. On October 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference.

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ITEM 9.01. Financial Statements and Exhibits

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(a)    Not applicable.

(b)    Not applicable.

(c)    Not applicable.

(d)    Exhibits.

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​	Exhibit 99: Press Release issued by Citizens & Northern Corporation dated October 23, 2025, titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results.”
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​	Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

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SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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	CITIZENS & NORTHERN CORPORATION
Date:  October 23, 2025	By:	/s/ Mark A. Hughes
​	​	Mark A. Hughes
		Treasurer and Chief Financial Officer

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FAQ

What did CZNC announce in its 8-K?

The company announced unaudited, consolidated financial results for the three and nine months ended September 30, 2025, and declared a dividend.

Which period do the results for Citizens & Northern (CZNC) cover?

They cover the three and nine months ended September 30, 2025.

Where can I find details on CZNC’s Q3 2025 results and dividend?

Details are in the press release furnished as Exhibit 99 to the 8-K, dated October 23, 2025.

What is the title of CZNC’s press release?

“C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results.”

On which exchange does CZNC trade?

CZNC common stock trades on the Nasdaq Capital Market.

What form did CZNC file for this update?

A Form 8-K under Item 2.02, Results of Operations and Financial Condition.

What exhibits accompany the filing?

Exhibit 99 (press release) and Exhibit 104 (cover page Inline XBRL data file).