Citizens & Northern insider sells 560 shares

Q: What insider transaction did Christian C. Trate report for CZNC on August 3, 2026?

Christian C. Trate reported a sale of 560 shares of CITIZENS & NORTHERN CORP common stock on 2026-08-03. The shares were held indirectly "By Trustee", and the sale was coded as a sale in the open market or a private transaction.

Q: How many CZNC shares does Christian C. Trate report holding after the August 3, 2026 sale?

After the sale, Christian C. Trate reports 4,798 shares held indirectly by a trustee, 6,143 shares held indirectly in a Beneficiary IRA, and 98,102 shares held directly. The 98,102 shares include 70,360 shares distributed to him from a corporation in June 2026.

Q: What does the footnote in Christian C. Trate’s CZNC Form 4/A explain about his direct holdings?

The footnote explains that 70,360 shares of CITIZENS & NORTHERN CORP were previously held through a corporation and were distributed to Christian C. Trate in June 2026. Those shares are now part of his directly owned total of 98,102 shares.

Q: Were Christian C. Trate’s reported CZNC transactions under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not checked, meaning the transactions are not affirmed as being made pursuant to a Rule 10b5-1 trading plan. No footnote in this Form 4/A states that the sale was executed under such a plan.

CITIZENS & NORTHERN CORP (CZNC) director Christian C. Trate reported selling 560 shares of common stock on 2026-08-03 at $25.2101 per share through an indirectly held trustee account, leaving 4,798 shares in that account.

Filing Impact

(Neutral)

Filing Sentiment

(Negative)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

4/A

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) director Christian C. Trate reported selling 560 shares of common stock on 2026-08-03 at $25.2101 per share through an indirectly held trustee account, leaving 4,798 shares in that account. He also reports indirect holdings of 6,143 shares in a Beneficiary IRA and 98,102 shares directly owned, the direct position reflecting 70,360 shares that were previously held through a corporation and distributed to him in June 2026.

Insider Trade Summary

Net Seller: 560 shares

Net Sell 3 txns

Insider Trate Christian C

Role Director

Sold 560 shs ($14K)

Type	Security	Shares	Price	Value
Sale	Common Stock	560	$25.2101	$14K
holding	Common Stock	--	--	--
holding	Common Stock ^F1	--	--	--

Holdings After Transaction: Common Stock — 4,798 shares (Indirect, By Trustee); Common Stock — 6,143 shares (Indirect, By Beneficiary IRA); Common Stock — 98,102 shares (Direct)

Footnotes (1)

F1. Reflects 70,360 shares previously held through the corporation which were distributed to the reporting person in June 2026 and are now directly owned.

Key Figures

Shares sold: 560 shares Sale price per share: $25.2101 per share Indirect holdings by Trustee after sale: 4,798 shares +3 more

6 metrics

Shares sold 560 shares Common Stock sale on 2026-08-03

Sale price per share $25.2101 per share Common Stock sale on 2026-08-03

Indirect holdings by Trustee after sale 4,798 shares Common Stock indirectly held "By Trustee" after 2026-08-03 sale

Indirect holdings by Beneficiary IRA 6,143 shares Common Stock indirectly held "By Beneficiary IRA" as of 2026-08-03

Direct holdings after transaction 98,102 shares Common Stock directly owned, including shares distributed in June 2026

Shares distributed in June 2026 70,360 shares Previously held through a corporation, now directly owned

Key Terms

Beneficiary IRA, By Trustee, directly owned

3 terms

Beneficiary IRA financial

"total_shares_following_transaction": "6143.0000", "direct_or_indirect": "I", "nature_of_ownership": "By Beneficiary IRA""

By Trustee financial

""direct_or_indirect": "I", "nature_of_ownership": "By Trustee""

directly owned financial

"and are now directly owned."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Christian C. Trate report for CZNC on August 3, 2026?

Christian C. Trate reported a sale of 560 shares of CITIZENS & NORTHERN CORP common stock on 2026-08-03. The shares were held indirectly "By Trustee", and the sale was coded as a sale in the open market or a private transaction.

At what price were the CZNC shares sold in Christian C. Trate’s August 3, 2026 transaction?

The 560 CITIZENS & NORTHERN CORP shares were sold at an average price of $25.2101 per share. This price applies to the reported non-derivative common stock sale executed on 2026-08-03 through an indirectly held trustee account.

How many CZNC shares does Christian C. Trate report holding after the August 3, 2026 sale?

After the sale, Christian C. Trate reports 4,798 shares held indirectly by a trustee, 6,143 shares held indirectly in a Beneficiary IRA, and 98,102 shares held directly. The 98,102 shares include 70,360 shares distributed to him from a corporation in June 2026.

What does the footnote in Christian C. Trate’s CZNC Form 4/A explain about his direct holdings?

The footnote explains that 70,360 shares of CITIZENS & NORTHERN CORP were previously held through a corporation and were distributed to Christian C. Trate in June 2026. Those shares are now part of his directly owned total of 98,102 shares.

Were Christian C. Trate’s reported CZNC transactions under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not checked, meaning the transactions are not affirmed as being made pursuant to a Rule 10b5-1 trading plan. No footnote in this Form 4/A states that the sale was executed under such a plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google

Available on EDGAR 08/25/2026 - 03:11 PM EDT Accepted by SEC EDGAR 08/25/2026 - 03:10 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Trate Christian C

(Last)

(First)

(Middle)

311 MEXICO ROAD

(Street)

MILTON

PENNSYLVANIA

17847

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
08/04/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/03/2026		S		560	D	$25.2101	4,798	I	By Trustee
Common Stock								6,143	I	By Beneficiary IRA
Common Stock								98,102⁽¹⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Reflects 70,360 shares previously held through the corporation which were distributed to the reporting person in June 2026 and are now directly owned.

	/s/ Melinda S. Kilburn for Christian Trate, 9/25/25, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR