Citizens & Northern (CZNC) director logs 560-share stock sale and holdings

Rhea-AI Filing Summary

Citizens & Northern Corp director Christian C. Trate reported selling 560 shares of common stock on August 3, 2026 at $25.2101 per share from an account reported as “By Trustee,” leaving 4,798 such shares. He also reports 70,360 shares held “By Corporation,” 6,143 shares “By Beneficiary IRA,” and 27,742 shares held directly.

Insider Trade Summary

Net Seller: 560 shares

Net Sell 4 txns

Insider Trate Christian C

Role Director

Sold 560 shs ($14K)

Type	Security	Shares	Price	Value
Sale	Common Stock	560	$25.2101	$14K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,798 shares (Indirect, By Trustee); Common Stock — 70,360 shares (Indirect, By Corporation); Common Stock — 6,143 shares (Indirect, By Beneficiary IRA); Common Stock — 27,742 shares (Direct)

Key Figures

Shares sold: 560 shares Sale price per share: $25.2101 per share Trustee account holdings: 4,798 shares +3 more

6 metrics

Shares sold 560 shares Sale of common stock on August 3, 2026

Sale price per share $25.2101 per share Price for the 560-share sale of common stock

Trustee account holdings 4,798 shares Indirect ownership reported as “By Trustee” after the sale

Corporate indirect holdings 70,360 shares Indirect ownership reported as “By Corporation”

Beneficiary IRA holdings 6,143 shares Indirect ownership reported as “By Beneficiary IRA”

Direct holdings 27,742 shares Common stock held directly after the reported transactions

Key Terms

indirect ownership, By Trustee, By Corporation, Beneficiary IRA

4 terms

indirect ownership financial

"Several positions are reported with indirect ownership codes and descriptions."

By Trustee financial

"Nature of ownership for 4,798 shares is reported as “By Trustee”."

By Corporation financial

"An indirect holding of 70,360 shares is described as “By Corporation”."

Beneficiary IRA financial

"An indirect holding of 6,143 shares is described as “By Beneficiary IRA”."

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/04/2026 - 03:12 PM Accepted by SEC EDGAR 08/04/2026 - 03:11 PM Learn about SEC filing dates

FAQ

What insider stock sale did CZNC report for Christian C. Trate?

CITIZENS & NORTHERN CORP reported that director Christian C. Trate sold 560 shares of common stock on August 3, 2026 at $25.2101 per share. The sale involved shares held indirectly in an account reported as “By Trustee.”

At what price did Christian C. Trate sell CZNC shares?

Christian C. Trate sold 560 CZNC common shares at an average price of $25.2101 per share. This transaction was recorded as a sale of non-derivative common stock from an indirectly held account described as “By Trustee.”

How many CZNC shares remain in the trustee account after the sale?

After the reported sale, the trustee-designated account holds 4,798 CZNC common shares. This figure is disclosed as the total shares following the transaction for holdings reported with the nature of ownership described as “By Trustee.”

What other CZNC share holdings does Christian C. Trate report?

In addition to trustee-held shares, Christian C. Trate reports 70,360 CZNC shares held “By Corporation,” 6,143 shares held “By Beneficiary IRA,” and 27,742 CZNC shares held directly. These are reported as post-transaction holdings on August 3, 2026.

Are Christian C. Trate’s CZNC holdings direct or indirect?

Christian C. Trate reports a mix of direct and indirect CZNC ownership: 27,742 shares are held directly, while 4,798 are “By Trustee,” 70,360 “By Corporation,” and 6,143 “By Beneficiary IRA,” all categorized as indirect ownership entries.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Trate Christian C

(Last) (First) (Middle)

311 MEXICO ROAD

(Street)

MILTON PENNSYLVANIA 17847

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/03/2026		S		560	D	$25.2101	4,798	I	By Trustee
Common Stock								70,360	I	By Corporation
Common Stock								6,143	I	By Beneficiary IRA
Common Stock								27,742	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Melinda S. Kilburn for Christian Trate, 9/25/25, Attorney-in-Fact	08/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)