Citizens & Northern director buys CZNC shares

CITIZENS & NORTHERN CORP director Katherine W. Shattuck purchased 8 shares of common stock on 2026-08-07 at $25.215 per share in an open-market or private transaction.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP director Katherine W. Shattuck purchased 8 shares of common stock on 2026-08-07 at $25.215 per share in an open-market or private transaction. Following this trade, she directly holds 10,601 shares of common stock.

The purchase was made pursuant to a written Rule 10b5-1 trading plan that became effective on 2026-05-01, and the filing affirms use of such a plan.

Insider Trade Summary 10b5-1

Net Buyer: 8 shares

Net Buy 1 txn

Insider Shattuck Katherine W

Role Director

Bought 8 shs ($201.72)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	8	$25.215	$201.72

Holdings After Transaction: Common Stock — 10,601 shares (Direct)

Footnotes (1)

1. F1. This transaction was made pursuant to a written plan that became effective 5/1/26.

Key Figures

Shares purchased: 8 shares Purchase price: $25.215 per share Shares owned after transaction: 10,601 shares +1 more

4 metrics

Shares purchased 8 shares Common stock purchase by director on 2026-08-07

Purchase price $25.215 per share Price paid for CZNC common stock on 2026-08-07

Shares owned after transaction 10,601 shares Director’s direct holdings of common stock after purchase

10b5-1 plan effective date 2026-05-01 Effective date of written trading plan governing the purchase

Key Terms

Rule 10b5-1 trading plan, open market or private transaction, Common Stock

3 terms

Rule 10b5-1 trading plan regulatory

"This transaction was made pursuant to a written plan that became effective 5/1/26."

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

open market or private transaction financial

"transaction code description Purchase in open market or private transaction"

Common Stock financial

"security_title Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CITIZENS & NORTHERN CORP (CZNC) report?

CITIZENS & NORTHERN CORP reported that director Katherine W. Shattuck bought 8 shares of common stock on 2026-08-07 at $25.215 per share in an open-market or private transaction.

How many CITIZENS & NORTHERN CORP (CZNC) shares does Katherine W. Shattuck hold after this trade?

After the 8-share purchase, Katherine W. Shattuck directly holds 10,601 shares of CITIZENS & NORTHERN CORP common stock, as reported in the filing’s post-transaction ownership figure.

Was the recent CZNC insider trade under a Rule 10b5-1 plan?

Yes. The filing states the transaction was made under a written plan that became effective 2026-05-01, and the Rule 10b5-1 trading plan checkbox is marked as affirmed.

What price did the CZNC director pay per share in the latest purchase?

Katherine W. Shattuck paid a per-share price of $25.215 for 8 shares of CITIZENS & NORTHERN CORP common stock, classified as a purchase in an open-market or private transaction.

Is the CZNC insider transaction a buy or a sell?

The reported transaction is a purchase. Katherine W. Shattuck acquired 8 shares of CITIZENS & NORTHERN CORP common stock, increasing her directly held position to 10,601 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/10/2026 - 03:01 PM Accepted by SEC EDGAR 08/10/2026 - 03:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2026		P(1)		8	A	$25.215	10,601	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/26.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	08/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)