Citizens & Northern director granted 1,080 shares

Trate Christian C reported acquisition or exercise transactions in this Form 4 filing.

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Form Type

Rhea-AI Filing Summary

Trate Christian C reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS & NORTHERN CORP director Christian C. Trate received an equity award. He was granted 1,080 shares of Common Stock as restricted stock at $23.15 per share, described as an award of restricted stock.

Following the grant, he directly holds 27,742 shares of Common Stock. He also has additional indirect holdings recorded as 5,587 shares held as trustee, 6,143 shares in a beneficiary IRA, and 70,360 shares held by a corporation.

Insider Trade Summary

Grant/Award: 1,080 shares

Grant/Award 4 txns

Insider Trate Christian C

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,080	$23.15	$25K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 27,742 shares (Direct); Common Stock — 70,360 shares (Indirect, By Corporation); Common Stock — 6,143 shares (Indirect, By Beneficiary IRA); Common Stock — 5,587 shares (Indirect, By Trustee)

Footnotes (1)

F1. Award of Restricted Stock.

Key Figures

Restricted stock award: 1,080 shares Grant price: $23.15 per share Direct holdings after grant: 27,742 shares +3 more

6 metrics

Restricted stock award 1,080 shares Grant of Common Stock with code A (award acquisition)

Grant price $23.15 per share Valuation for restricted stock award

Direct holdings after grant 27,742 shares Total Common Stock directly held after transaction

Trustee indirect holdings 5,587 shares Common Stock held indirectly as trustee

Beneficiary IRA holdings 6,143 shares Common Stock held indirectly via beneficiary IRA

Corporate indirect holdings 70,360 shares Common Stock held indirectly by a corporation

Key Terms

Restricted Stock, Beneficiary IRA, By Trustee, Indirect ownership

4 terms

Restricted Stock financial

"Award of Restricted Stock."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Beneficiary IRA financial

"nature_of_ownership": "By Beneficiary IRA""

By Trustee financial

"nature_of_ownership": "By Trustee""

Indirect ownership financial

"ownership_type": "indirect""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Christian C. Trate report at CITIZENS & NORTHERN (CZNC)?

Christian C. Trate reported receiving an award of 1,080 shares of CITIZENS & NORTHERN Common Stock as restricted stock. This is a compensation-related grant reported on Form 4, not an open-market purchase or sale of shares.

At what price was the restricted stock awarded to the CITIZENS & NORTHERN (CZNC) director?

The restricted stock award to the director was valued at $23.15 per share. This price reflects the grant-date valuation used for the 1,080-share award recorded as an “Award of Restricted Stock” in the Form 4 filing.

How many CITIZENS & NORTHERN (CZNC) shares does Christian C. Trate now hold directly?

After the restricted stock grant, Christian C. Trate directly holds 27,742 shares of CITIZENS & NORTHERN Common Stock. This direct ownership figure is reported as the total shares following the transaction in the Form 4.

What indirect CITIZENS & NORTHERN (CZNC) holdings are reported for Christian C. Trate?

The Form 4 reports 5,587 shares held as trustee, 6,143 shares held through a beneficiary IRA, and 70,360 shares held by a corporation. All of these are categorized as indirect ownership interests in CITIZENS & NORTHERN Common Stock.

Is the CITIZENS & NORTHERN (CZNC) Form 4 transaction a stock purchase or a grant?

The Form 4 shows a grant, not a market purchase. Code “A” identifies a grant, award, or other acquisition of 1,080 shares of restricted Common Stock, described in the footnote explicitly as an “Award of Restricted Stock.”

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Accepted by SEC EDGAR 04/24/2026 - 03:32 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Trate Christian C

(Last)

(First)

(Middle)

311 MEXICO ROAD

(Street)

MILTON

PENNSYLVANIA

17847

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/23/2026		A⁽¹⁾		1,080	A	$23.15	27,742	D
Common Stock								70,360	I	By Corporation
Common Stock								6,143	I	By Beneficiary IRA
Common Stock								5,587	I	By Trustee

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Award of Restricted Stock.

	/s/ Melinda S. Kilburn for Christian Trate, 9/25/25, Attorney-in-Fact	04/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR