Citizens Community Bancorp (NASDAQ: CZWI) posts 2025 results and sets dividend

Rhea-AI Filing Summary

Citizens Community Bancorp, Inc. announced that it has issued a press release with its financial results for the three and twelve months ended December 31, 2025, along with an earnings supplement and presentation posted on its website. These materials are furnished as exhibits to this report.

The company’s board also declared a quarterly cash dividend of $0.105 per share on January 22, 2026, payable on February 20, 2026 to shareholders of record as of February 6, 2026. The earnings presentation will also be used, with an updated cover sheet, for the 2026 CEO Forum hosted by Janney Montgomery Scott.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

________________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):  January 26, 2026

CITIZENS COMMUNITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

Maryland

(State or other jurisdiction of incorporation)

001-33003						20-5120010
(Commission File Number)						(I.R.S. Employer Identification No.)

2174 EastRidge Center

Eau Claire, WI 54701

(Address and Zip Code of principal executive offices)

715-836-9994

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐						Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐						Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐						Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐						Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered or to be registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $.01 par value per share			CZWI			NASDAQ Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933. (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter.)

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.  Results of Operations and Financial Condition.

On January 26, 2026, Citizens Community Bancorp, Inc. (the “Company”) issued a press release announcing our financial results for the three and twelve months ended December 31, 2025, and posted its Earnings Release Supplement and Earnings Release Presentation to its website. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K, a copy of the Earnings Release Supplement is attached hereto as Exhibit 99.2 and a copy of the Earnings Release Presentation is attached hereto as Exhibit 99.3. The attached Exhibits 99.1, 99.2 and 99.3 are furnished pursuant to Item 2.02 of Form 8-K.

On January 27, 2026 we will be filing this same Earnings Release Presentation with an updated cover sheet for the 2026 CEO Forum hosted by Janney Montgomery Scott.

The information in this Item 2.02, Item 9.01 and Exhibits 99.1, 99.2 and 99.3 attached hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of such section, nor shall it be deemed incorporated by reference in any filing of the Company under the Securities Act of 1933 or the Securities Exchange Act of 1934, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing.

Item 8.01.  Other Events.

On January 22, 2026, the Board of Directors declared a quarterly cash dividend of $0.105 per share to shareholders of record as of February 6, 2026, payable on February 20, 2026.

Item 9.01.  Financial Statements and Exhibits.

(d)    Exhibits.  The following exhibit is being furnished herewith:

99.1			Press Release dated January 26, 2026
99.2			Earnings Release Supplement dated January 26, 2026
99.3			Earnings Release Presentation dated January 26, 2026
104			The cover page from this Current Report on Form 8-K in Inline XBRL (Extensible Business Reporting Language)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CITIZENS COMMUNITY BANCORP, INC.

Date: January 26, 2026

By:

/s/ James S. Broucek

James S. Broucek

Chief Financial Officer

FAQ

What did Citizens Community Bancorp, Inc. (CZWI) announce in this 8-K?

The company furnished a press release, earnings supplement, and earnings presentation detailing its financial results for the three and twelve months ended December 31, 2025.

Did CZWI declare a dividend in this report?

Yes. On January 22, 2026, the board declared a quarterly cash dividend of $0.105 per share.

What are the record and payment dates for the CZWI dividend?

The dividend is payable on February 20, 2026 to shareholders of record as of February 6, 2026.

How is the earnings information for Citizens Community Bancorp, Inc. being provided?

Earnings information is provided through a press release, an Earnings Release Supplement, and an Earnings Release Presentation, which are furnished as Exhibits 99.1, 99.2, and 99.3.

Will the CZWI earnings presentation be used for any investor events?

Yes. The same Earnings Release Presentation will be filed with an updated cover sheet for the 2026 CEO Forum hosted by Janney Montgomery Scott.

Are the CZWI earnings exhibits considered filed or furnished?

The information in Item 2.02, Item 9.01 and Exhibits 99.1, 99.2 and 99.3 is being furnished, not filed, and is not subject to Section 18 liability unless specifically incorporated by reference elsewhere.