[8-K] Dream Finders Homes, Inc. Reports Material Event

Rhea-AI Filing Summary

Dream Finders Homes (DFH) expanded its share repurchase program, authorizing up to an additional $50.0 million of Class A common stock, bringing total authorization to $100.0 million through June 30, 2027, increased from $50.0 million through June 30, 2026.

Through November 11, 2025, the company has repurchased 1,696,063 shares for $41.2 million. Repurchases may occur via open market purchases, privately negotiated transactions, or other methods in compliance with Rule 10b-18 under the Exchange Act.

Insights

Capital allocation analyst

Buyback authorization doubled to $100M through 2027.

Dream Finders Homes increased its repurchase capacity by $50.0 million, setting a total authorization of $100.0 million through June 30, 2027. This is an authorization, not a commitment to repurchase.

The company reports buybacks to date of 1,696,063 shares for $41.2 million, indicating active use of the prior program. Execution will depend on market conditions and corporate priorities.

Repurchases may be made in the open market or privately and must comply with Rule 10b-18. Actual impact on share count and per‑share metrics will depend on the pace of future purchases.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): November 12, 2025

Dream Finders Homes, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-39916

85-2983036

(State or other jurisdiction of incorporation)

(Commission  File Number)

(I.R.S. Employer  Identification No.)

14701 Phillips Highway, Suite 300 Jacksonville , Florida						32256
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: (904) 644-7670

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Class A Common Stock			DFH			NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On November 12, 2025, Dream Finders Homes, Inc. (the “Company”) announced that its Board of Directors has authorized the repurchase of up to an additional $50.0 million of Class A common stock under its existing share buyback program, increasing the aggregate authorization to $100.0 million through June 30, 2027 from $50.0 million through June 30, 2026. Through November 11, 2025, under the existing share buyback program, the Company has repurchased 1,696,063 shares of Class A common stock for $41.2 million. Repurchases may be executed through open market purchases, privately negotiated transactions, or otherwise in compliance with Rule 10b-18 under the Securities Exchange Act of 1934, as amended.

Forward-Looking Statements

This Form 8-K includes forward-looking statements regarding future events, including expectations and projections relating to the share buyback program. All forward-looking statements are based on the Company’s beliefs as well as assumptions made by and information currently available to it. These statements reflect the Company’s current views with respect to future events and are subject to various risks, uncertainties and assumptions. These risks, uncertainties and assumptions are discussed in Item 1A in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 and Item 1A in the Quarterly Report on Form 10-Q for the quarters ended March 31, 2025 and June 30, 2025, and other filings with the U.S. Securities and Exchange Commission. The Company undertakes no obligation to update or revise any forward-looking statement except as may be required by applicable law.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			DREAM FINDERS HOMES, INC.
Date: November 12, 2025			By:			/s/ Robert E. Riva
						Robert E. Riva
						Vice President, General Counsel and Corporate Secretary

FAQ

What did Dream Finders Homes (DFH) announce?

The Board authorized up to an additional $50.0 million for Class A share repurchases, increasing the program to $100.0 million.

What is the total DFH buyback authorization and timeframe?

Total authorization is $100.0 million through June 30, 2027.

How much had DFH repurchased to date?

Through November 11, 2025, DFH repurchased 1,696,063 shares for $41.2 million.

What was the prior DFH buyback authorization?

Previously, the authorization was $50.0 million through June 30, 2026.

How may DFH execute repurchases under the program?

Repurchases may be made via open market, privately negotiated transactions, or otherwise in compliance with Rule 10b‑18.

Does the authorization require DFH to buy shares?

No. It authorizes up to a stated amount; actual repurchases may vary based on conditions.