Enterprise Finl Svcs Corp SEC Filings

Enterprise Financial Services Corp executive Douglas Bauche, SEVP and Chief Credit Officer, reported a small share purchase through an employee plan. On December 31, 2025, he acquired 19 shares of common stock under the company’s 2018 Employee Stock Purchase Plan at a price of $45.90 per share, based on 85% of that day’s closing price. After this transaction, he directly holds 24,344 common shares and indirectly holds 3,282 common shares through the company’s 401(k) plan.

He also reports existing derivative holdings, including non-qualified stock options on 4,730, 5,081, 5,105, 7,786 and 4,100 shares of common stock with exercise prices ranging from $39.50 to $57.17 and expirations between 2028 and 2035. In addition, he holds restricted stock units covering 1,043, 1,487, 1,371 and 6,652 shares, granted under the 2018 Stock Incentive Plan, which vest in the first quarters of 2026, 2027 and 2028, and in installments across February 24, 2024, 2026 and 2028, all subject to continued employment.

Enterprise Financial Services Corp executive Bridget Huffman, SEVP and Chief Risk Officer, reported buying common stock through the company’s employee stock purchase plan. On December 31, 2025, she acquired 123 shares of common stock under the 2018 Employee Stock Purchase Plan for the purchase period from July 1, 2025 through December 31, 2025. The Form 4 notes the shares were bought at a price based on 85% of the closing price of $45.90 on that date, and she now holds 6,165 common shares directly.

The filing also lists her existing equity incentives, including several non-qualified stock options with exercise prices such as $39.50, $57.17, $43.81, $48.34 and $54.46, expiring between 2031 and 2035, and multiple restricted share unit (RSU) awards. These options and RSUs generally vest over time or in full in the first quarters of 2026, 2027 and 2028, conditioned on her continued employment.

Enterprise Financial Services Corp reported Q3 results. Pre-tax income rose to $88.7 million as net interest income increased to $158.3 million. A $32.1 million tax credit recapture lifted total tax expense to $43.4 million, reducing net income to $45.2 million and diluted EPS to $1.19.

Loans reached $11.58 billion and deposits were $13.57 billion at September 30, 2025, reflecting balance sheet growth. Unrealized losses in accumulated other comprehensive income narrowed, improving from a $116.7 million loss at year-end to $68.0 million. Capital remained solid with total stockholders’ equity of $1.98 billion. As of October 29, 2025, common shares outstanding were 37,010,909.

Enterprise Financial Services Corp (EFSC) furnished an investor presentation under Regulation FD. The company is sharing the materials attached as Exhibit 99.1 in meetings with certain investors and analysts. The information in Item 7.01, including Exhibit 99.1, is being furnished and is not deemed filed or incorporated by reference unless specifically referenced.

EFSC’s securities listed include common stock (ticker EFSC) and depositary shares (ticker EFSCP) on the Nasdaq Global Select Market, with the depositary shares representing a 1/40th interest in Series A 5.00% preferred stock.

Enterprise Financial Services Corp furnished an 8-K announcing a press release with financial information for the quarter ended September 30, 2025, and a related webcast.

The Company plans to host the webcast on October 28, 2025 at 10:00 a.m. Central time, accompanied by a slide presentation. The press release is furnished as Exhibit 99.1 and the presentation as Exhibit 99.2. These materials, and the information in Item 2.02, are furnished and not deemed “filed.”

Enterprise Financial Services Corp announced a temporary blackout for its EFSC Incentive Savings Plan to implement a change in service provider. The blackout begins on November 24, 2025 at 3:00 p.m. Central Time and will end during the calendar week beginning January 4, 2026.

During this period, plan participants will be unable to direct or diversify investments in their individual accounts, including with respect to EFSC common stock, and cannot obtain loans or distributions from the plan. The company also notified directors and executive officers that, during the blackout, they are prohibited from purchasing, acquiring, selling, or otherwise transferring EFSC common stock acquired in connection with their service or employment.

A copy of the notice to directors and executive officers was filed as Exhibit 99.1. Stockholders may request the actual start and end dates during the blackout and for two years thereafter.

Enterprise Financial Services Corp provided an update on certain credit relationships at Enterprise Bank & Trust. The Bank has seven commercial real estate loans totaling $68.4 million to seven special purpose entities tied to two commercial banking relationships in Southern California, each secured by a first‑position, senior mortgage on the related properties.

The Company previously reported these loans as nonperforming after a business dispute among the owners led all seven borrowing entities to file for bankruptcy in the first quarter of 2025. In August 2025, the Bank commenced foreclosure proceedings on the real property collateral. Based on its senior secured first‑lien position, the Company expects to collect the full balance of these loans.

Enterprise Financial Services Corp said its subsidiary, Enterprise Bank & Trust, closed the acquisition of twelve branches from First Interstate Bank. The deal adds ten locations in Arizona and two in Kansas.

According to the purchase agreement, Enterprise Bank & Trust assumed approximately $645 million in deposits and purchased about $300 million of performing loans tied to these branches. The branch acquisition became effective at 11:59 p.m. Central on October 10, 2025.