Equifax director Larson receives deferred stock pay

The units represent deferred director compensation and become payable at her election upon termination of service as a director.

Rhea-AI Filing Summary

Equifax Inc. director Barbara A. Larson reported acquiring 209 Phantom Stock Units on September 30, 2026, at a reported per-share price of $137.24. She had previously elected to receive the units as deferred compensation instead of annual cash retainer fees under the company’s Board of Directors Deferred Compensation Plan. After the transaction, her reported position was 552 Phantom Stock Units.

Each unit is the economic equivalent of one common share and becomes payable, at her election, upon termination of her service as a director.

Insider Trade Summary

Grant/Award: 209 shares

Grant/Award 1 txn

Insider Larson Barbara A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Units F1	209	$137.24	$29K

Holdings After Transaction: Phantom Stock Units — 552 contracts (Direct)

Footnotes (1)

1. F1. Represents phantom stock units previously elected by the reporting person to be received as deferred compensation in lieu of annual cash retainer fees under the Company's Board of Directors Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of common stock. The shares of phantom stock become payable, at the election of the reporting person, upon the reporting person's termination of service as a director.

Key Figures

Phantom Stock Units acquired: 209 Phantom Stock Units Reported transaction price per share: $137.24 per share Phantom Stock Units after transaction: 552 Phantom Stock Units +1 more

4 metrics

Phantom Stock Units acquired 209 Phantom Stock Units September 30, 2026

Reported transaction price per share $137.24 per share Transaction reported for September 30, 2026

Phantom Stock Units after transaction 552 Phantom Stock Units Reported position following the transaction

Common-share equivalent 1 common share per Phantom Stock Unit As stated for phantom stock

Key Terms

Phantom Stock Units, Board of Directors Deferred Compensation Plan, deferred compensation

3 terms

Phantom Stock Units financial

"209 Phantom Stock Units"

Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.

Board of Directors Deferred Compensation Plan financial

"under the Company's Board of Directors Deferred Compensation Plan"

deferred compensation financial

"received as deferred compensation in lieu of annual cash retainer fees"

Deferred compensation is pay that employees or executives have earned now but will receive at a later date, such as delayed bonuses, retirement benefits, or stock grants. It matters to investors because it creates future obligations and shapes incentives—like a promise to pay later that can affect a company’s reported profits, cash needs and potential stock dilution—so it helps signal how a business manages costs and retains key people.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many Phantom Stock Units did EFX director Barbara A. Larson acquire?

Barbara A. Larson reported acquiring 209 Phantom Stock Units on September 30, 2026, at a reported per-share price of $137.24. Her reported position after the transaction was 552 Phantom Stock Units.

When can Barbara A. Larson receive her EFX Phantom Stock Units?

The Phantom Stock Units become payable, at her election, upon termination of her service as a director. Each unit is the economic equivalent of one common share. She had elected to receive the units as deferred compensation in lieu of annual cash retainer fees under the Board of Directors Deferred Compensation Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 05:17 PM Accepted by SEC EDGAR 10/02/2026 - 05:16 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Larson Barbara A

(Last) (First) (Middle)

1550 PEACHTREE STREET, N.W.

(Street)

ATLANTA GEORGIA 30309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
EQUIFAX INC [ EFX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Units	(1)	09/30/2026		A		209		(1)	(1)	Common Stock	209	$137.24	552	D

Explanation of Responses:

1. Represents phantom stock units previously elected by the reporting person to be received as deferred compensation in lieu of annual cash retainer fees under the Company's Board of Directors Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of common stock. The shares of phantom stock become payable, at the election of the reporting person, upon the reporting person's termination of service as a director.

	/s/Lisa Stockard as Attorney-in-Fact	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)