Everest Group (EG) furnishes Q4 2025 earnings news release with non-GAAP metrics

Rhea-AI Filing Summary

Everest Group, Ltd. filed a current report to furnish a news release announcing its fourth quarter 2025 results. The release is included as Exhibit 99.1 and is incorporated by reference.

The company highlights several non-GAAP measures in that release, including after-tax net operating income, related per diluted share figures, attritional combined ratio, gross written premiums on a comparable basis, net operating income return on equity, underwriting income, and book value per common share excluding net unrealized appreciation or depreciation on certain securities. The company explains these are meant to supplement GAAP results, and reconciliations are provided in the news release. The information under this item is furnished, not filed, under the Exchange Act.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 OR 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

February 4, 2026

Everest Group, Ltd.

(Exact name of registrant as specified in its charter)

Bermuda			1-15731			98-0365432
(State or other jurisdiction			(Commission			(IRS Employer
of incorporation)			File Number)			Identification No.)
Seon Place – 4th Floor 141 Front Street PO Box HM 845 Hamilton, Bermuda						HM 19
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code 441-295-0006

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Class

Trading Symbol(s)

Name of Exchange where registered

Common Shares, $0.01 par value

EG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 12(a) of the Exchange Act. ☐

ITEM 2.02    DISCLOSURE OF RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On February 4, 2026, the registrant issued a news release announcing its fourth quarter 2025 results. A copy of that news release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

The news release furnished herewith contains information regarding the registrant’s after-tax net operating income (loss), after-tax net operating income (loss) per diluted share, attritional combined ratio, gross written premiums presented on a comparable basis, net operating income return on equity ("ROE"), underwriting income, and book value per common share outstanding excluding net unrealized appreciation (depreciation) on fixed maturity, available for sale securities ("URA(D)"). The Company presents these non-GAAP financial measures to facilitate a deeper understanding of the profitability drivers of our business, results of operations, financial condition and liquidity. The Company believes that such measures are important to investors and other interested persons, and that these measures are a useful supplement to GAAP information concerning the Company’s performance. These measures may not, however, be comparable to similarly titled measures used by companies within or outside of the insurance industry. Non-GAAP financial measures should be viewed in addition to, and not as an alternative for, or superior to, the Company’s financial measures prepared in accordance with generally accepted accounting principles

("GAAP"). A reconciliation of non-GAAP measures to GAAP measures, if available, can be found in the "Comments on Non-GAAP Financial Measures" section of the news release.

In accordance with general instruction B.2 of Form 8-K, the information in this report, including exhibits, is furnished pursuant to Item 2.02 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section.

ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS

(c)			Exhibits
			Exhibit No.						Description
			99.1						News Release of the registrant, dated February 4, 2026

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						EVEREST GROUP, LTD.
			By:			/S/ ROBERT J. FREILING
						Robert J. Freiling Senior Vice President and Chief Accounting Officer
Dated: February 4, 2026

EXHIBIT INDEX

Exhibit Number

Description of Document

Page No.

99.1

News Release of registrant, dated February 4, 2026

4

104

Cover Page Interactive Data File (embedded within the Inline XBRL document

FAQ

What does Everest Group (EG) announce in this 8-K filing?

Everest Group uses this 8-K to furnish a news release announcing its fourth quarter 2025 results. The release is attached as Exhibit 99.1 and incorporated by reference, providing investors with detailed financial and operational information beyond the brief description in the report.

Which non-GAAP financial measures does Everest Group (EG) highlight?

The company highlights after-tax net operating income (loss), related per diluted share, attritional combined ratio, gross written premiums on a comparable basis, net operating income return on equity, underwriting income, and book value per common share excluding URA(D), aiming to deepen understanding of profitability drivers and financial condition.

Where can investors find reconciliations of Everest Group’s non-GAAP measures?

Reconciliations of non-GAAP to GAAP measures are located in the “Comments on Non-GAAP Financial Measures” section of the attached news release. That document, furnished as Exhibit 99.1, provides the detailed bridge between the supplemental metrics and Everest Group’s GAAP financial results.

Is the Everest Group (EG) Q4 2025 information considered filed with the SEC?

No, the company states the information in this report, including exhibits, is furnished under Item 2.02 and not deemed “filed” under Section 18 of the Exchange Act. This distinction affects potential liability and how the information is treated under securities laws.

Why does Everest Group (EG) use non-GAAP financial measures?

Everest Group explains that non-GAAP measures help provide a deeper understanding of profitability drivers, results of operations, financial condition, and liquidity. The company believes these metrics are important supplements for investors and other interested parties, although they should be viewed alongside standard GAAP financial information.

What exhibit accompanies Everest Group’s 8-K about Q4 2025 results?

The 8-K includes Exhibit 99.1, described as a news release of the registrant dated February 4, 2026. This exhibit contains the detailed fourth quarter 2025 results and the company’s discussion of both GAAP and non-GAAP financial measures referenced in the body of the report.