Welcome to our dedicated page for Employers Hldgs SEC filings (Ticker: EIG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Employers Holdings, Inc. (EIG) provides access to the company’s official regulatory disclosures as a direct property and casualty insurance carrier focused on workers’ compensation. These documents offer detailed information about its Insurance Operations segment, capital management, and governance.
Users can review current reports on Form 8-K, where Employers Holdings, Inc. reports material events such as quarterly financial results, dividend declarations on its common stock, and changes in share repurchase programs. Some 8-K filings also describe board decisions regarding recapitalization plans and the intended funding sources for share repurchases, including access to collateralized advances from the Federal Home Loan Bank through insurance subsidiaries.
Other 8-K filings disclose corporate governance and management developments, such as the appointment of key officers like the principal accounting officer. These filings provide background on the experience and responsibilities of senior financial leaders, which can be relevant for assessing financial reporting and oversight.
Through this page, investors can also locate annual and quarterly reports (Forms 10-K and 10-Q) and proxy materials when filed, which typically contain segment information, risk factors, and details about the workers’ compensation insurance operations conducted through subsidiaries such as Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Employers Preferred Insurance Company, Employers Assurance Company, and Cerity Insurance Company.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, explain complex sections in simpler language, and help users quickly identify items related to workers’ compensation exposure, geographic footprint, capital actions, and governance changes. Real-time updates from EDGAR and integrated access to insider and executive-related filings, such as Form 4 when available, make this page a practical resource for analyzing EIG’s regulatory record.
Employers Holdings, Inc. reports 2025 results showing net income of $10.8 million on total revenues of $858.7 million, down sharply from net income of $118.6 million in 2024. Net premiums written were $750.1 million, slightly below 2024 levels.
The company focuses on workers’ compensation for small and mid-sized employers, with 46% of gross premiums written generated in California and 133,605 policies in-force at year-end, a 2% increase. Net investment income rose to $116.7 million, supported by higher interest rates and portfolio rebalancing.
Over the last three years, the company returned $89.3 million in dividends and $306.1 million through share repurchases while maintaining what it describes as a strong equity capital position and an AM Best financial strength rating of “A” (Excellent) for its insurance subsidiaries.
Employers Holdings, Inc. executive Michael Pedraja, EVP and Chief Financial Officer, purchased 2,000 shares of common stock in an open-market transaction. The shares were bought at a weighted average price of $39.73 per share, bringing his directly owned stake to 19,830 shares after the transaction.
Employers Holdings, Inc. Chief Claims Officer Christina M. Ozuna reported equity compensation activity in company stock. She received a grant of 1,599 shares of common stock on February 23, 2026 at a stated price of $0.00 per share as a stock award. On the same date, 475 shares at $39.21 per share were disposed of as a tax-withholding transaction to satisfy exercise price or tax obligations rather than an open-market sale. After these transactions, she directly owned 16,608 common shares of Employers Holdings.
Employers Holdings, Inc. reported that Chief Actuarial and Underwriting Officer Ann Marie Smith received a grant of 2,889 shares of common stock on February 23, 2026 at no cost. On the same date, 857 shares were disposed of to cover tax obligations, leaving her with 10,384 directly owned shares.
Employers Holdings EVP and Chief Administrative Officer John M. Mutschink reported equity compensation activity in company stock. He acquired 4,179 shares of common stock as a grant at no cost, and 1,185 shares were disposed of to cover tax obligations at $39.21 per share. After these transactions, he directly owns 22,783 shares of Employers Holdings common stock.
Employers Holdings, Inc. Senior Vice President of Sales Christopher Craig Champlin received a grant of 516 shares of common stock on February 23, 2026 at no cost. On the same date, 153 shares at $39.21 per share were withheld in a tax-withholding disposition, leaving him with 4,050 directly owned shares.
Employers Holdings, Inc. President & CEO Katherine H. Antonello reported two stock transactions involving the company’s common shares. She received a grant of 23,099 shares of common stock at no cost, classified as a grant or award acquisition. On the same date, 5,688 shares were disposed of at $39.21 per share to cover tax obligations by delivering shares, a tax-withholding disposition rather than an open-market sale. After these transactions, she directly owned 140,345 common shares of Employers Holdings.
Employers Holdings, Inc. reported much weaker results for 2025 as higher workers’ compensation losses offset growth in premiums and investment income. Full-year net income fell to $10.8 million (from $118.6 million) and adjusted net income dropped to $21.8 million, while the GAAP combined ratio worsened to 110.9%, indicating underwriting losses.
Loss and LAE ratios rose sharply, driven largely by increased California cumulative trauma claim frequency, though an actuarial review and an independent firm both found carried reserves within reasonable ranges. Net investment income grew to $116.7 million, but a strategic portfolio rebalancing produced $20.4 million of net realized and unrealized investment losses for the year and $49.7 million in the fourth quarter, pressuring earnings.
The company returned significant capital, with $215.4 million sent to stockholders in 2025 through share repurchases and dividends and a $125 million recapitalization plan completed in January 2026, repurchasing 2,981,141 shares at an average price of $42.00. Book value per share including the Deferred Gain rose to $51.31, up 11.0% including dividends, while adjusted book value per share increased to $50.95. The board declared a $0.32 per-share cash dividend for the first quarter of 2026, and the company highlighted ongoing expense discipline, an expanded excess workers’ compensation product, and AM Best’s reaffirmed “A” (Excellent) rating.