Welcome to our dedicated page for Employers Hldgs SEC filings (Ticker: EIG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Employers Holdings, Inc. (EIG) provides access to the company’s official regulatory disclosures as a direct property and casualty insurance carrier focused on workers’ compensation. These documents offer detailed information about its Insurance Operations segment, capital management, and governance.
Users can review current reports on Form 8-K, where Employers Holdings, Inc. reports material events such as quarterly financial results, dividend declarations on its common stock, and changes in share repurchase programs. Some 8-K filings also describe board decisions regarding recapitalization plans and the intended funding sources for share repurchases, including access to collateralized advances from the Federal Home Loan Bank through insurance subsidiaries.
Other 8-K filings disclose corporate governance and management developments, such as the appointment of key officers like the principal accounting officer. These filings provide background on the experience and responsibilities of senior financial leaders, which can be relevant for assessing financial reporting and oversight.
Through this page, investors can also locate annual and quarterly reports (Forms 10-K and 10-Q) and proxy materials when filed, which typically contain segment information, risk factors, and details about the workers’ compensation insurance operations conducted through subsidiaries such as Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Employers Preferred Insurance Company, Employers Assurance Company, and Cerity Insurance Company.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, explain complex sections in simpler language, and help users quickly identify items related to workers’ compensation exposure, geographic footprint, capital actions, and governance changes. Real-time updates from EDGAR and integrated access to insider and executive-related filings, such as Form 4 when available, make this page a practical resource for analyzing EIG’s regulatory record.
Employers Holdings, Inc. reported much weaker results for 2025 as higher workers’ compensation losses offset growth in premiums and investment income. Full-year net income fell to $10.8 million (from $118.6 million) and adjusted net income dropped to $21.8 million, while the GAAP combined ratio worsened to 110.9%, indicating underwriting losses.
Loss and LAE ratios rose sharply, driven largely by increased California cumulative trauma claim frequency, though an actuarial review and an independent firm both found carried reserves within reasonable ranges. Net investment income grew to $116.7 million, but a strategic portfolio rebalancing produced $20.4 million of net realized and unrealized investment losses for the year and $49.7 million in the fourth quarter, pressuring earnings.
The company returned significant capital, with $215.4 million sent to stockholders in 2025 through share repurchases and dividends and a $125 million recapitalization plan completed in January 2026, repurchasing 2,981,141 shares at an average price of $42.00. Book value per share including the Deferred Gain rose to $51.31, up 11.0% including dividends, while adjusted book value per share increased to $50.95. The board declared a $0.32 per-share cash dividend for the first quarter of 2026, and the company highlighted ongoing expense discipline, an expanded excess workers’ compensation product, and AM Best’s reaffirmed “A” (Excellent) rating.
Employers Holdings, Inc. officer Senior Vice President, Sales has filed a beneficial ownership report for the company’s common stock. The filing shows ownership of 3,687 shares of EIG common stock, held directly.
This total includes restricted stock units that will convert into shares over time if employment conditions are met. These consist of 163 RSUs vesting on March 15, 2026; 560 RSUs vesting in two equal annual installments beginning March 15, 2026; 900 RSUs vesting in three equal annual installments beginning March 15, 2026; and 1,120 RSUs vesting in four equal annual installments beginning March 15, 2026, all contingent on continued employment on the applicable vesting dates.
Employers Holdings, Inc. reported an insider equity update for a board member on Form 4. On 11/26/2025, the reporting person acquired 98 dividend equivalent rights (DERs), which are derivative securities linked to previously granted restricted stock units (RSUs).
The DERs accrued on vested RSUs where delivery has been voluntarily deferred until six months after the director’s service on the board ends. Each DER is the economic equivalent of one share of Employers Holdings common stock with a stated price of $0. Following this transaction, the director beneficially owns 1,909 derivative securities on a direct basis.
Employers Holdings, Inc. reported an insider equity-related transaction by a director. A board member acquired 16 dividend equivalent rights (DERs) on November 26, 2025, linked to previously granted restricted stock units (RSUs). These DERs are tied to RSUs for which the director has voluntarily deferred delivery until six months after leaving the board.
Each DER is the economic equivalent of one share of Employers Holdings common stock and becomes exercisable in step with the related RSUs. Following this transaction, the reporting person beneficially owned 31 derivative securities, held directly. No cash consideration was paid for the DERs, reflecting an adjustment associated with prior equity awards rather than an open-market stock purchase.
Employers Holdings, Inc. director reported a small insider equity change involving dividend-linked awards. A Form 4 filing shows the accrual of 57 dividend equivalent rights (DERs) on previously granted restricted stock units (RSUs). Each DER is the economic equivalent of one share of Employers Holdings common stock and becomes exercisable in step with the related RSUs. The director has voluntarily deferred delivery of these RSUs until six months after ending service on the board, and now holds 293 derivative securities following this transaction.
Employers Holdings, Inc. (EIG) director reported a routine change in derivative holdings on a Form 4. On 11/26/2025, the director acquired 21 dividend equivalent rights (DERs) tied to previously granted restricted stock units (RSUs), at a price of $0 per right, and now beneficially owns 40 DERs directly.
The DERs accrue on vested RSUs for which the director has voluntarily deferred share delivery until six months after leaving the board. Each DER is the economic equivalent of one share of Employers Holdings common stock and becomes exercisable in proportion to the related RSUs.
Employers Holdings, Inc. (EIG) reported an insider purchase by its EVP & Chief Financial Officer. On November 4, 2025, the executive acquired 5,500 shares of common stock at a weighted average price of $37.09, according to a Form 4 filing. The filing notes the shares were bought across multiple transactions and the detailed trade breakdown is available upon request.
After this transaction, the officer beneficially owns 17,830 shares, held directly.
Employers Holdings (EIG) reported a Q3 2025 net loss of $8.3 million as higher claims costs offset revenue growth. Total revenues rose to $239.3 million from $224.0 million, driven by net premiums earned of $192.1 million and investment income of $26.1 million. The combined ratio jumped to 129.7%, reflecting elevated losses and loss adjustment expenses.
Management cited increased cumulative trauma claim frequency in California, which lifted the current accident-year loss and LAE ratio to 72.0%. The quarter included $38.2 million of net reserve strengthening on voluntary risk business, partly offset by small favorable development in assigned risk.
For the nine months, net income was $34.2 million vs. $90.3 million a year ago. Operating cash flow was $44.0 million; investing provided $167.4 million. The company repurchased $88.7 million of stock and declared dividends of $22.7 million year-to-date. Accumulated other comprehensive loss improved to $36.6 million from $82.5 million, aided by investment gains.
Employers Holdings, Inc. (EIG) furnished quarterly results for the period ended September 30, 2025 via a press release and financial supplement. The materials were furnished under Item 2.02.
The Board declared a regular quarterly dividend of $0.32 per share, payable on November 26, 2025 to stockholders of record as of November 12, 2025.
The Board also approved a recapitalization plan, authorizing a $125.0 million increase to the existing 2025 share repurchase program. The Company intends to fund the plan through various debt sources, including insurance subsidiaries’ existing access to collateralized advances from the Federal Home Loan Bank, and plans to execute additional repurchases through open market transactions.