Employers Holdings, Inc. filings document the financial reporting, governance and capital actions of a U.S. workers' compensation insurance holding company. Form 8-K reports cover quarterly and annual results, financial supplements, dividends on common stock, share repurchase authorizations and related recapitalization disclosures.
Proxy materials describe board matters, executive compensation, equity awards, shareholder voting items and governance practices. Other current reports record management and accounting-officer appointments, while the company's formal disclosures provide context for insurance operations, subsidiary structure, capital management and public-company controls.
Employers Holdings, Inc. reports 2025 results showing net income of $10.8 million on total revenues of $858.7 million, down sharply from net income of $118.6 million in 2024. Net premiums written were $750.1 million, slightly below 2024 levels.
The company focuses on workers’ compensation for small and mid-sized employers, with 46% of gross premiums written generated in California and 133,605 policies in-force at year-end, a 2% increase. Net investment income rose to $116.7 million, supported by higher interest rates and portfolio rebalancing.
Over the last three years, the company returned $89.3 million in dividends and $306.1 million through share repurchases while maintaining what it describes as a strong equity capital position and an AM Best financial strength rating of “A” (Excellent) for its insurance subsidiaries.
Employers Holdings, Inc. executive Michael Pedraja, EVP and Chief Financial Officer, purchased 2,000 shares of common stock in an open-market transaction. The shares were bought at a weighted average price of $39.73 per share, bringing his directly owned stake to 19,830 shares after the transaction.
Employers Holdings, Inc. Chief Claims Officer Christina M. Ozuna reported equity compensation activity in company stock. She received a grant of 1,599 shares of common stock on February 23, 2026 at a stated price of $0.00 per share as a stock award. On the same date, 475 shares at $39.21 per share were disposed of as a tax-withholding transaction to satisfy exercise price or tax obligations rather than an open-market sale. After these transactions, she directly owned 16,608 common shares of Employers Holdings.
Employers Holdings, Inc. reported that Chief Actuarial and Underwriting Officer Ann Marie Smith received a grant of 2,889 shares of common stock on February 23, 2026 at no cost. On the same date, 857 shares were disposed of to cover tax obligations, leaving her with 10,384 directly owned shares.
Employers Holdings EVP and Chief Administrative Officer John M. Mutschink reported equity compensation activity in company stock. He acquired 4,179 shares of common stock as a grant at no cost, and 1,185 shares were disposed of to cover tax obligations at $39.21 per share. After these transactions, he directly owns 22,783 shares of Employers Holdings common stock.
Employers Holdings, Inc. Senior Vice President of Sales Christopher Craig Champlin received a grant of 516 shares of common stock on February 23, 2026 at no cost. On the same date, 153 shares at $39.21 per share were withheld in a tax-withholding disposition, leaving him with 4,050 directly owned shares.
Employers Holdings, Inc. President & CEO Katherine H. Antonello reported two stock transactions involving the company’s common shares. She received a grant of 23,099 shares of common stock at no cost, classified as a grant or award acquisition. On the same date, 5,688 shares were disposed of at $39.21 per share to cover tax obligations by delivering shares, a tax-withholding disposition rather than an open-market sale. After these transactions, she directly owned 140,345 common shares of Employers Holdings.
Employers Holdings, Inc. reported much weaker results for 2025 as higher workers’ compensation losses offset growth in premiums and investment income. Full-year net income fell to $10.8 million (from $118.6 million) and adjusted net income dropped to $21.8 million, while the GAAP combined ratio worsened to 110.9%, indicating underwriting losses.
Loss and LAE ratios rose sharply, driven largely by increased California cumulative trauma claim frequency, though an actuarial review and an independent firm both found carried reserves within reasonable ranges. Net investment income grew to $116.7 million, but a strategic portfolio rebalancing produced $20.4 million of net realized and unrealized investment losses for the year and $49.7 million in the fourth quarter, pressuring earnings.
The company returned significant capital, with $215.4 million sent to stockholders in 2025 through share repurchases and dividends and a $125 million recapitalization plan completed in January 2026, repurchasing 2,981,141 shares at an average price of $42.00. Book value per share including the Deferred Gain rose to $51.31, up 11.0% including dividends, while adjusted book value per share increased to $50.95. The board declared a $0.32 per-share cash dividend for the first quarter of 2026, and the company highlighted ongoing expense discipline, an expanded excess workers’ compensation product, and AM Best’s reaffirmed “A” (Excellent) rating.
Employers Holdings, Inc. officer Senior Vice President, Sales has filed a beneficial ownership report for the company’s common stock. The filing shows ownership of 3,687 shares of EIG common stock, held directly.
This total includes restricted stock units that will convert into shares over time if employment conditions are met. These consist of 163 RSUs vesting on March 15, 2026; 560 RSUs vesting in two equal annual installments beginning March 15, 2026; 900 RSUs vesting in three equal annual installments beginning March 15, 2026; and 1,120 RSUs vesting in four equal annual installments beginning March 15, 2026, all contingent on continued employment on the applicable vesting dates.
Employers Holdings, Inc. reported an insider equity update for a board member on Form 4. On 11/26/2025, the reporting person acquired 98 dividend equivalent rights (DERs), which are derivative securities linked to previously granted restricted stock units (RSUs).
The DERs accrued on vested RSUs where delivery has been voluntarily deferred until six months after the director’s service on the board ends. Each DER is the economic equivalent of one share of Employers Holdings common stock with a stated price of $0. Following this transaction, the director beneficially owns 1,909 derivative securities on a direct basis.