Embassy Bancorp (EMYB) CFO reports 615 shares withheld for taxes

Rhea-AI Filing Summary

Embassy Bancorp, Inc. executive Judith A. Hunsicker, who serves as FEO, COO and CFO, reported an automatic share withholding related to equity compensation. On 12/29/2025, 615 shares of common stock were withheld at $18.34 per share in a transaction coded "F," which reflects shares used to cover tax obligations upon vesting of restricted stock awards. After this transaction, she directly owned about 70,794.348 common shares and indirectly held 20,391 shares through an IRA. The explanation notes that the shares were repurchased by the issuer under a SEC Rule 10b5-1 plan to satisfy withholding tax obligations.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hunsicker Judith A

(Last) (First) (Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	FEO, COO, CFO

3. Date of Earliest Transaction (Month/Day/Year)
12/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/29/2025		F		615(1)	D	$18.34	70,794.348	D
Common Stock								20,391	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares repurchased by the issuer pursuant to SEC Rule 10b5-1 plan in order to satisfy withholding tax obligations resulting from vesting of previously issued restricted stock awards.

	Laura A. Suplee for Judith A. Hunsicker under Power of Attorney dated January 19,2018	12/30/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Embassy Bancorp (EMYB) report for Judith A. Hunsicker?

Judith A. Hunsicker reported a Form 4 transaction where 615 shares of Embassy Bancorp common stock were withheld on 12/29/2025 in a transaction coded "F" to cover tax obligations related to vesting restricted stock.

At what price were the EMYB shares withheld in this Form 4 filing?

The 615 withheld shares of Embassy Bancorp common stock were valued at $18.34 per share for the tax-withholding transaction.

How many Embassy Bancorp (EMYB) shares does Judith A. Hunsicker own after the reported transaction?

Following the transaction, Judith A. Hunsicker held 70,794.348 Embassy Bancorp common shares directly and 20,391 shares indirectly through an IRA.

What does transaction code "F" mean in the EMYB Form 4 filing?

Transaction code "F" indicates that shares were disposed of to pay tax obligations, typically by share withholding when restricted stock vests, rather than an open-market sale.

Was the EMYB insider transaction made under a Rule 10b5-1 plan?

Yes. The explanation states that the 615 shares were repurchased by the issuer pursuant to a SEC Rule 10b5-1 plan to satisfy withholding tax obligations from vesting restricted stock awards.

What is Judith A. Hunsicker’s role at Embassy Bancorp (EMYB)?

Judith A. Hunsicker is listed as an officer of Embassy Bancorp, serving as FEO, COO and CFO.