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Essent Group Ltd SEC Filings

ESNT NYSE

Welcome to our dedicated page for Essent Group SEC filings (Ticker: ESNT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Essent Group Ltd. (NYSE: ESNT) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its mortgage insurance, reinsurance, and title insurance and settlement services business. This SEC filings page brings together those regulatory disclosures and adds AI-powered summaries to help explain the information in clear language.

For Essent, key filings include current reports on Form 8‑K that furnish quarterly earnings press releases under Item 2.02, “Results of Operations and Financial Condition.” These documents outline net income, earnings per share, net premiums earned, net investment income, and other performance measures, as well as supplemental data on the U.S. mortgage insurance portfolio, GSE and other mortgage risk share, and title insurance and other activities.

Investors can also use this page to access Essent’s annual reports on Form 10‑K and quarterly reports on Form 10‑Q, where available, which typically contain more extensive discussions of mortgage credit risk, reserves for losses and loss adjustment expenses, investment portfolios, capital structure, and risk transfer arrangements such as quota share and excess of loss reinsurance. In addition, the filings provide details on Essent’s senior notes due 2029, debt‑to‑capital metrics, and other balance sheet information.

The platform highlights real-time updates from EDGAR so that new Essent filings appear promptly, including any Forms 4 that may report insider transactions, and proxy materials that discuss governance and executive compensation when filed. AI-generated overviews summarize the main points of lengthy documents, helping users quickly understand how changes in insurance in force, risk in force, reserves, or capital management actions are described in Essent’s official filings. This allows users to navigate complex regulatory texts while staying grounded in the company’s own disclosures.

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Essent Group Ltd. SVP and Chief Legal Officer Mary Lourdes Gibbons reported equity award activity. On February 11, 2026, she acquired 15,265 common shares at $65.51 per share, bringing her direct common share holdings to 252,357.

She was also granted 7,633 restricted share units at $65.51, increasing her directly held restricted share units to 22,578, with each unit convertible into one common share. The filing shows a disposition to the issuer of 804 common shares and 47 dividend equivalent units at $0, leaving 3,212 dividend equivalent units. The awards include performance-based vesting tied to compounded annual book value per share growth and relative total shareholder return over a three-year period starting January 1, 2026, plus separate time-based vesting through March 1, 2029.

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Essent Group Ltd. SVP and CFO David B. Weinstock reported new equity awards in the form of restricted share units on February 11, 2026. He acquired 15,265 performance-based restricted share units and 7,633 time-based restricted share units at a reference price of $65.51 per unit, each convertible into one common share.

The performance-based units may be earned based on compounded annual book value per share growth and relative total shareholder return over a three-year period beginning January 1, 2026, and are scheduled to vest on March 1, 2029. The time-based units vest in equal installments on March 1 of 2027, 2028, and 2029. Weinstock also disposed of 342 restricted share units and 11 dividend equivalent units to the issuer at no cost, leaving 91,622 restricted share units and 3,054 dividend equivalent units beneficially owned directly.

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Essent Group Ltd. Chairman, CEO and President Mark Casale reported multiple equity award transactions. On February 11, 2026, he acquired 137,384 common shares and 22,898 restricted share units at $65.51 per share as grants under the 2013 Long-Term Incentive Plan. These awards are subject to performance- and time-based vesting through March 1, 2029.

On the same date, Casale disposed of 7,239 common shares and 455 dividend equivalent units to the issuer at a price of $0 per unit. After these transactions, he directly owned 2,320,839 common shares and 24,827 derivative units, plus 250,000 common shares held indirectly through the Mark A Casale Trust.

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Essent Group Ltd. reported net income of $155.0 million, or $1.60 per diluted share, for the quarter ended December 31, 2025, compared with $167.9 million, or $1.58 a year earlier. For full year 2025, net income was $690.0 million, or $6.90 per diluted share, versus $729.4 million, or $6.85 in 2024.

The Board increased the quarterly cash dividend to $0.35 per common share, payable March 23, 2026 to shareholders of record on March 13, 2026. Management highlighted returning nearly $700 million to shareholders in 2025 through dividends and repurchases, retiring nearly 10% of outstanding shares.

Mortgage insurance new insurance written was $11.8 billion in the fourth quarter, and insurance in force was $248.4 billion at year-end 2025. Return on average equity for 2025 was 12.1%, supported by total revenues of $1.26 billion and strong capital and reinsurance programs.

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Essent Group Ltd. senior vice president and CFO David B. Weinstock reported routine equity compensation activity. On January 8, 2026, 1,004 restricted share units and 64 dividend equivalent units were converted into the same number of Essent common shares at $0 exercise price. To cover tax withholding on these vestings, 351 common shares were delivered back to Essent at $64.67 per share.

After these transactions, Weinstock directly beneficially owned 25,582 common shares, along with 69,066 restricted share units and 3,065 dividend equivalent units. The dividend equivalent units track dividends on unvested awards, and the underlying performance-based restricted shares relate to a three-year period beginning January 1, 2023 and vesting March 1, 2026.

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Essent Group Ltd. executive James M. Tari, who serves as SVP and Chief Legal Officer, reported a sale of company stock. On 12/18/2025, he sold 4,352 common shares of Essent Group Ltd. at a price of $67 per share in a reported transaction code "S," which indicates a sale. After this trade, he directly beneficially owned 237,896 common shares. The filing is made by a single reporting person and does not list any derivative securities transactions.

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Essent Group Ltd. executive reports share transfer

An officer of Essent Group Ltd. (SVP and Chief Legal Officer) reported a disposition of 775 common shares on 12/15/2025 at a stated price of $0 per share. After this transaction, the reporting person directly beneficially owns 242,248 common shares of Essent Group Ltd. The filing covers this single equity transaction by one reporting person and does not show any derivative securities activity.

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A holder of ESNT common stock has provided notice of an intention to sell 14,610 shares under Rule 144. The filing lists an aggregate market value of 1028824.00 for these shares, to be sold through The Charles Schwab Corporation on the NYSE, with 96665101 common shares outstanding and an approximate sale date of 12/18/2025.

The securities are described as common stock granted between 1/1/16 and 3/1/24, acquired from the issuer. The amount acquired is 14,610 shares, with a stated acquisition date of 01/01/2016 and a payment date of 01/01/2016, with the nature of payment noted as NA.

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Essent Group Ltd. reported that one of its directors acquired dividend equivalent units linked to existing equity awards on 12/10/2025. These units arise from dividends on unvested restricted stock awards and/or unvested restricted stock unit awards and vest over time in step with those underlying awards.

According to the filing, the director acquired 13 dividend equivalent units in this transaction and, following the transaction, beneficially owns 40 dividend equivalent units directly. Each dividend equivalent unit is described as the economic equivalent of one common share of Essent Group Ltd., providing the director with dividend-based economic exposure without a cash exercise price.

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Essent Group Ltd. reported an insider equity award involving dividend equivalent units tied to its common shares. On 12/10/2025, a company officer, the President of Essent Guaranty, Inc., acquired 513 dividend equivalent units at a price of $0. Following this transaction, the officer beneficially owned 4,238 derivative securities, each economically equivalent to one common share of Essent Group Ltd. These dividend equivalent rights accrued on unvested restricted stock and restricted stock unit awards and will vest proportionately with the underlying awards.

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FAQ

What is the current stock price of Essent Group (ESNT)?

The current stock price of Essent Group (ESNT) is $58.09 as of March 13, 2026.

What is the market cap of Essent Group (ESNT)?

The market cap of Essent Group (ESNT) is approximately 5.5B.

ESNT Rankings

ESNT Stock Data

5.45B
89.22M
Insurance - Specialty
Surety Insurance
Link
Bermuda
HAMILTON

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