Essent Group Ltd SEC Filings

April Joyce Galda, a director of Essent Group Ltd. (ESNT), filed an initial Form 3 reporting the event date 05/07/2025. The filing states that the reporting person does not beneficially own any securities of the issuer. The submission lists the reporting persons business address as c/o Essent Group Ltd., Clarendon House, 2 Church Street, Hamilton HM11.

Essent Group Ltd. (ESNT) director April Joyce Galda reported the acquisition of restricted share units and dividend equivalent units on 05/07/2025. The filing shows 2,569 restricted share units that convert one-for-one into common shares, increasing Ms. Galda's direct beneficial ownership by 2,569 shares. Additionally, 14 dividend equivalent units vested and were acquired, representing the economic equivalent of 14 common shares. The transactions were reported on a Form 4 and executed under awards that vested on the stated date. The filing was signed by an attorney-in-fact.

Essent Group Ltd. insider sale by Director William Spiegel. The filing reports that on 08/13/2025 Mr. Spiegel sold 6,451 common shares of Essent (ticker ESNT) in multiple transactions at a weighted-average price of $62.74 per share (individual trade prices ranged from $62.67 to $62.78). After the sale he beneficially owned 26,252 shares. The sale was reported on a Form 4 filed under Section 16, and the form was signed by an attorney-in-fact on 08/14/2025. The filer checked the box indicating they are a Director of the issuer.

Essent Group's Form 144 notifies a proposed sale of 6,451 common shares on the NYSE through UBS Financial Services, with an aggregate market value of $404,598.47. The notice lists the approximate date of sale as 08/13/2025 and reports total shares outstanding of 98,533,757.

The securities to be sold were received as restricted stock units (RSUs) from the issuer on 05/03/2024 (3,053 shares), 05/03/2023 (3,037 shares) and 05/05/2022 (361 shares). The filing indicates there were no sales by the reporting person in the past three months. The notice does not identify the named seller in the filing text.

Essent Group Ltd (ESNT) Form 144 notifies a proposed sale of 22,370 common shares with an aggregate market value of $1,520,511.00, against 98,533,757 shares outstanding, with an approximate sale date of 08/12/2025 on the NYSE. The filing shows the securities were acquired on 01/01/2016 as a stock grant and lists The Charles Schwab Corporation as the broker. Recent reported sales in the past three months list 1,999 shares sold on 06/23/2025 for $119,947 and 240 shares sold on 07/01/2025 for $14,880. The form includes the standard Rule 144 representations; the filing does not explicitly name the person for whose account the current notice is filed.

Essent Group Ltd. reported continued profitability with consolidated assets of $7.22 billion and total investments of $6.33 billion. Net income was $195.3 million for the quarter and $370.8 million for the six months, with basic EPS of $1.95 and $3.65, respectively. Net premiums earned were $248.8 million for the quarter. Net investment income rose to $59.3 million for the quarter and $117.5 million for six months, helping drive total revenues of $319.1 million for the quarter. Reserve for losses and LAE increased to $364.7 million with $48.1 million of favorable prior-year development recorded in the six months. The company completed significant share repurchases in 2025, acquiring 5.76 million shares at a cost of $328.5 million and authorized an additional $500 million buyback program. Other notable items: issuance of $500 million 6.25% Senior Notes due 2029 (net proceeds ~$495.3M), unrealized investment losses on AFS securities totaling $270.2 million, and compliance with PMIERs and statutory capital requirements.

Essent Group Ltd. furnished a press release announcing its financial results for the quarter ended June 30, 2025. The company furnished the press release as Exhibit 99.1 to this Form 8-K and provided an Inline XBRL cover page as Exhibit 104. The filing states that the information and Exhibit 99.1 are "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Exchange Act, and will not be incorporated by reference into other filings except by specific reference.

This 8-K reports the existence and status of a results press release but does not include numerical results within the Form 8-K text; interested parties must consult Exhibit 99.1 for the company’s reported figures.

On 1 July 2025, Essent Group Ltd. (ESNT) filed a Form 4 reporting that its Senior Vice President & Chief Legal Officer, Mary Lourdes Gibbons, sold 240 common shares at $62.00 per share. The transaction reduced her direct holdings to 250,783 shares. No derivative securities were involved, and no additional transactions were disclosed. The filing was signed on 3 July 2025.

Essent Group Ltd. (ESNT) – Form 4 Insider Transaction

On 06/23/2025, Mary Lourdes Gibbons, Essent’s SVP & Chief Legal Officer, sold 1,999 common shares of ESNT at $60.00 per share. Following the disposition, Gibbons still directly owns 251,023 shares. No derivative transactions were reported, and no Rule 10b5-1 plan was indicated. The filing was signed on 06/25/2025 by attorney-in-fact David B. Weinstock.

The sale represents less than 1% of the insider’s reported holdings, suggesting a routine portfolio move rather than a material change in insider ownership.