[Form 4] First Capital Inc Insider Trading Activity

Rhea-AI Filing Summary

Insider purchase reported: Joshua P. Stevens, identified as Chief Financial Officer and a director of First Capital Inc (FCAP), acquired 200 shares of common stock at $37.50 per share. After the transaction, he directly beneficially owned 2,195 shares. The filing shows the acquisition was executed under transaction code A and reports direct ownership only.

Positive

• Officer purchase disclosed, showing insider is acquiring shares rather than selling
• Transaction reported as direct ownership, providing clear disclosure under Section 16

Negative

• None.

Insights

Financial Analyst

TL;DR: A company insider made a small open-market purchase, signaling modest personal investment but not a material ownership change.

The CFO's purchase of 200 shares at $37.50 increases his direct stake to 2,195 shares. This transaction size is minor relative to typical public-company float and does not materially change control or leverage. It is an affirmative acquisition with transaction code A, indicating a straightforward purchase rather than a derivative exercise or plan-based transfer. For investors, the trade is a neutral-to-slightly-positive signal of insider confidence but is immaterial to valuation alone.

Corporate Governance Expert

TL;DR: Routine insider purchase by a named officer; governance impact is negligible due to small scale.

The report discloses a direct acquisition by the CFO and director, properly filed as a Form 4. There are no indications of related-party transactions, derivative instruments, or changes in beneficial control. Disclosure meets Section 16 requirements and includes a manual signature. From a governance perspective, the filing is compliant and routine, offering limited informational value beyond confirming ongoing insider activity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stevens Joshua Paul

(Last) (First) (Middle)

220 FEDERAL NW

(Street)

CORYDON IN 47112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST CAPITAL INC [ FCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2025		A		200	A	$37.5	2,195	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Joshua P. Stevens	08/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the FCAP insider purchase report show?

The Form 4 reports that CFO Joshua P. Stevens purchased 200 common shares at $37.50, resulting in 2,195 shares beneficially owned directly.

What is Joshua P. Stevens' role at FCAP?

The filing identifies Joshua P. Stevens as Chief Financial Officer and a director of First Capital Inc.

Does this Form 4 indicate any option exercises or derivative transactions for FCAP?

No. The filing shows only a non-derivative acquisition of common stock and Table II for derivatives contains no entries.

Is the reported transaction large enough to change control at FCAP?

No. The purchase of 200 shares is small and does not indicate any change in control or material shift in ownership.

How was the transaction coded on the Form 4?

The acquisition is recorded with transaction code A, indicating a purchase of securities.