STOCK TITAN

Harbor Island Capital linked to FCBM (FCBM) director buys 7,000 IPO shares

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

First Carolina Financial Services, Inc. director Paul Charles Albert III reported an indirect purchase of common stock through Harbor Island Capital, LLC. The LLC bought 7,000 shares on June 18, 2026 at $12.50 per share, described as an open‑market or private transaction and noted as part of a directed share program in connection with the company’s initial public offering.

Following this transaction, Harbor Island Capital, LLC held 103,000 shares indirectly attributable to Albert, while he also reported 113,576 shares held directly in a separate entry classified as a holding.

Positive

  • None.

Negative

  • None.
Insider Paul Charles Albert III
Role null
Bought 7,000 shs ($88K)
Type Security Shares Price Value
Purchase Common Stock 7,000 $12.50 $88K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 103,000 shares (Indirect, By Harbor Island Capital, LLC); Common Stock — 113,576 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares purchased 7,000 shares Common stock bought on June 18, 2026
Purchase price $12.50 per share Price for 7,000 common shares
Indirect holdings after 103,000 shares Common stock held by Harbor Island Capital, LLC after transaction
Direct holdings after 113,576 shares Common stock held directly after holding entry
directed share program financial
"Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering."
initial public offering financial
"Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering."
An initial public offering (IPO) is when a private company first sells its shares to the public and becomes a stock-listed company. It matters because it allows the company to raise money from a wide range of investors, helping it grow, while giving early shareholders a way to sell some of their ownership.
open-market purchase financial
"transaction_action": "open-market purchase""
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
indirect ownership financial
"direct_or_indirect": "I","nature_of_ownership": "By Harbor Island Capital, LLC""
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Paul Charles Albert III

(Last)(First)(Middle)
C/O FIRST CAROLINA FINANCIAL SERVICES
2626 GLENWOOD AVENUE SUITE 200

(Street)
RALEIGH NORTH CAROLINA 27608

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
First Carolina Financial Services, Inc. [ FCBM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/18/2026P7,000(1)A$12.5103,000IBy Harbor Island Capital, LLC
Common Stock113,576D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering.
/s/ Kristen Brabble, as attorney-in-fact06/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FCBM disclose for Paul Charles Albert III?

FCBM disclosed that an entity associated with director Paul Charles Albert III, Harbor Island Capital, LLC, purchased 7,000 shares of common stock. The shares were bought on June 18, 2026, as part of a directed share program tied to the company’s initial public offering.

How many FCBM shares did Harbor Island Capital, LLC buy and at what price?

Harbor Island Capital, LLC purchased 7,000 shares of First Carolina Financial Services, Inc. common stock at $12.50 per share. This transaction is recorded as an open‑market or private purchase and is linked to a directed share program for the issuer’s initial public offering.

What are Paul Charles Albert III’s reported FCBM shareholdings after the Form 4 transactions?

After the reported activity, Paul Charles Albert III shows 113,576 FCBM common shares held directly and 103,000 shares held indirectly through Harbor Island Capital, LLC. These figures reflect the positions immediately following the June 18, 2026 transactions disclosed in the Form 4 filing.

Was the FCBM insider purchase connected to the company’s IPO?

Yes, a footnote states the 7,000-share purchase was made under a directed share program in connection with First Carolina Financial Services, Inc.’s initial public offering. Directed share programs typically allocate IPO shares to selected participants under specified terms.

Is the FCBM transaction a buy or sell, and what code was used?

The Form 4 shows a buy transaction coded “P” for purchase, indicating an open‑market or private acquisition of 7,000 FCBM shares. A separate entry is labeled as a holding, reflecting 113,576 directly held shares with an unknown code but no buy or sell classification.

Who actually holds the indirectly owned FCBM shares reported for Paul Charles Albert III?

The indirectly owned shares are held by Harbor Island Capital, LLC, as stated in the Form 4 nature of ownership. Paul Charles Albert III reports these 103,000 shares as indirect ownership, with the LLC identified as the holding entity associated with his position.