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First Carolina Financial Services director John J. Ferebee Jr filed an initial Form 3 reporting his ownership of Common Stock. He reports 293,176 shares held directly and 44,400 shares held indirectly through a trust, including multiple restricted stock awards that vest over future years.
First Carolina Financial Services, Inc. executive Steven G. Deaton, the CFO and Chief Risk Officer, reports beneficial ownership of 75,000 shares of Common Stock. This total includes several restricted stock awards that vest over time, aligning part of his compensation with future company performance.
The holdings include 13,000 restricted stock awards granted on March 7, 2022 that vest in five annual installments beginning January 1, 2023, 4,000 granted on May 1, 2023 with five annual installments beginning January 1, 2024, and 20,000 granted on January 1, 2024 that vest in ten annual installments. They also include 20,000 granted on January 1, 2025 that vest in ten annual installments and 10,000 granted on April 1, 2026 that vest in five annual installments beginning January 1, 2027.
First Carolina Financial Services, Inc. director and executive officer Ronald Arvin Day reported his ownership of 379,600 shares of Common Stock, held directly. This filing is a statement of his current holdings rather than a new purchase or sale.
The reported amount includes several grants of restricted stock awards (RSAs): 30,000 RSAs granted on January 1, 2022 that vest in five equal annual installments; 40,000 RSAs granted on May 1, 2023 that vest in ten equal installments beginning on January 1, 2024; 44,000 RSAs granted on January 1, 2024 that vest in ten equal annual installments; 40,000 RSAs granted on January 1, 2025 that vest in ten equal annual installments; and 12,000 RSAs granted on April 1, 2026 that vest in five equal installments beginning on January 1, 2027.
First Carolina Financial Services, Inc. Chief Operating Officer Kristen Dawn Brabble filed an initial ownership report showing direct holdings of 134,250 shares of Common Stock as of June 17, 2026. These holdings include multiple restricted stock awards granted between January 1, 2022 and April 1, 2026 with multi-year vesting schedules.
First Carolina Financial Services, Inc. director Sandra Bell Boone has reported beneficial ownership of 297,782 shares of common stock. This total includes several grants of restricted stock awards that vest over time, with tranches granted in 2019, 2024, 2025, and 2026 on multi-year schedules tied to grant anniversaries.
First Carolina Financial Services, Inc. director Vincent Charles Andracchio II filed an initial ownership report showing only holdings, not new trades. He reports 92,426 shares of common stock held directly, plus additional indirect interests through entities and family trusts, including Guardian Holdings, his living trust, several Dunn family trusts, and his spouse. The direct position includes multiple restricted stock awards granted between 2017 and 2026 with vesting schedules extending through 2027.
First Carolina Financial Services, Inc. is offering 5,500,000 shares of common stock in an initial public offering. The company expects a per-share price between $14.00 and $16.00 and has applied to list on the NYSE under the symbol FCBM. Underwriters have a 30‑day option to buy up to 825,000 additional shares. First Carolina is a North Carolina bank holding company with $3.4 billion in assets, $2.7 billion in loans and $3.0 billion in deposits as of March 31, 2026. It operates commercial, consumer, payments and wealth management businesses and qualifies as an emerging growth company, using a technology‑driven, data‑focused model to support growth and risk management.
First Carolina Financial Services, Inc., the bank holding company for First Carolina Bank, is launching an initial public offering of 5,500,000 shares of common stock. The expected IPO price range is $14.00 to $16.00 per share, and the company has applied to list on the NYSE under the symbol “FCBM”, subject to approval.
The underwriters have a 30-day option to buy up to an additional 825,000 shares. First Carolina is an emerging growth company with a diversified model across commercial banking, payments, consumer banking and wealth management. As of March 31, 2026, it reported total assets of $3.4 billion, loans of $2.7 billion, deposits of $3.0 billion, and shareholders’ equity of $353.4 million.
The company highlights strong organic growth in its Southeast banking footprint, a national higher-education–focused Payments business generating low-cost deposits, and detailed non-GAAP metrics showing moderate profitability and asset quality, including a 2025 net income of $12.2 million and a net interest margin of 3.12%.