FirstCash director granted 833 RSUs at $0 per share

FirstCash Holdings director Daniel E. Berce reported an equity award of 833 shares of common stock in the form of restricted stock units.

Rhea-AI Filing Summary

FirstCash Holdings director Daniel E. Berce reported an equity award of 833 shares of common stock in the form of restricted stock units. The award was recorded at a price of $0 per share and increased his directly held beneficial ownership to 21,679 shares.

The RSUs are scheduled to vest on December 31, 2026 under the RSU award agreement, or on a pro rata basis if his board service ends other than for cause, based on whole months served from the grant date. Vesting and payment will be accelerated if there is a change in control of the company and the units are not assumed, converted, or substituted by the surviving entity.

Insider Trade Summary

Grant/Award: 833 shares

Grant/Award 1 txn

Insider BERCE DANIEL E

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	833	$0.00	$0.00

Holdings After Transaction: Common Stock — 21,679 shares (Direct)

Footnotes (1)

1. F1. Reflects a grant of restricted stock units ("RSUs") that shall vest on December 31, 2026 pursuant to the terms of the RSU award agreement or on a pro rata portion upon the termination of service other than for cause, with such pro rata portion determined based on the number of whole months that elapsed from the Grant Date to the termination of service; the vesting and payment of these RSUs will be accelerated if there is a change-in-control of the Company and the Units are not assumed by the surviving entity or otherwise equitably converted or substituted in connection with the Change in Control.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FCFS director Daniel E. Berce report on January 28, 2026?

Daniel E. Berce reported receiving 833 shares of FirstCash Holdings common stock as a grant of restricted stock units. The award was recorded at $0 per share and reflects equity compensation rather than an open-market purchase or sale, increasing his directly held beneficial ownership to 21,679 shares.

How many FirstCash Holdings (FCFS) shares does Daniel E. Berce beneficially own after this Form 4?

After the reported transaction, Daniel E. Berce beneficially owns 21,679 shares of FirstCash Holdings common stock directly. This total includes the grant of 833 restricted stock units reported on January 28, 2026, which were added to his previously held share position as disclosed in the filing.

What are the vesting terms of the 833 RSUs reported by FCFS director Daniel E. Berce?

The 833 restricted stock units are scheduled to vest on December 31, 2026 under the RSU award agreement. If his service ends other than for cause, a pro rata portion will vest based on whole months of service from the grant date until termination, as described in the disclosure.

How does a change in control affect Daniel E. Berce’s FCFS restricted stock units?

If there is a change in control of FirstCash Holdings and the RSUs are not assumed, converted, or substituted by the surviving entity, vesting and payment of the units will be accelerated. This means the remaining restricted stock units would vest sooner under those specific change-in-control conditions.

Is Daniel E. Berce’s reported FCFS equity award a purchase or a grant?

The transaction is a grant of restricted stock units, not a market purchase. It is coded as an acquisition at a price of $0 per share, consistent with equity compensation. The grant structure and vesting terms are detailed in the explanation of responses section of the disclosure.

What role does Daniel E. Berce hold at FirstCash Holdings (FCFS) according to this Form 4?

Daniel E. Berce is identified as a director of FirstCash Holdings. The filing indicates he is not an officer and not a 10% owner, and the reported equity grant represents director-level compensation structured as restricted stock units in the company’s common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/30/2026 - 02:20 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BERCE DANIEL E

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		833(1)	A	$0	21,679	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSUs") that shall vest on December 31, 2026 pursuant to the terms of the RSU award agreement or on a pro rata portion upon the termination of service other than for cause, with such pro rata portion determined based on the number of whole months that elapsed from the Grant Date to the termination of service; the vesting and payment of these RSUs will be accelerated if there is a change-in-control of the Company and the Units are not assumed by the surviving entity or otherwise equitably converted or substituted in connection with the Change in Control.

Remarks:

	/s/ Daniel E. Berce	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.