FirstCash (FCFS) AFF President adds shares through RSU grants and vesting

Rhea-AI Filing Summary

FirstCash Holdings reported insider equity activity for AFF President Howard F. Hambleton. On January 28, 2026, he received 5,104 restricted stock units under a time-vested award that will vest on December 31, 2028. The same day, 16,027 shares were acquired upon vesting of performance-based RSUs granted February 1, 2023, following achievement of three-year performance targets ending December 31, 2025. To cover related taxes, 6,306 shares were withheld, leaving Hambleton with 41,406 shares of common stock held directly after these transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hambleton Howard F

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	AFF President

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		5,104(1)	A	$0	31,685	D
Common Stock	01/28/2026		A		16,027(2)	A	$0	47,712	D
Common Stock	01/28/2026		F		6,306(3)	D	$0	41,406	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028.

2. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025.

3. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Howard F. Hambleton	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did FCFS AFF President Howard Hambleton report?

Howard Hambleton reported equity compensation activity on January 28, 2026, including a new restricted stock unit grant, vesting of prior performance-based RSUs, and share withholding for taxes. These transactions changed his directly held FirstCash common stock position.

How many FirstCash (FCFS) RSUs were granted to the AFF President?

He received 5,104 restricted stock units dated January 28, 2026 under a time-vested RSU award agreement. These units represent a form of stock-based compensation that converts into shares if the vesting conditions are satisfied.

When will Howard Hambleton’s new FirstCash RSU grant vest?

The 5,104 restricted stock units granted to Howard Hambleton will vest on December 31, 2028. Vesting means the units convert into FirstCash common shares if he meets the award’s continued service conditions through that date.

What performance-based RSUs vested for FirstCash’s AFF President?

On January 28, 2026, 16,027 shares were acquired from vesting of restricted stock units granted February 1, 2023. Those RSUs vested under a long-term incentive plan tied to performance targets over a three-year period ending December 31, 2025.

Why were 6,306 FirstCash shares withheld in Hambleton’s Form 4?

The Form 4 shows 6,306 common shares were withheld to cover tax liabilities related to the vesting of restricted stock units. Withholding shares for taxes is a common method to satisfy income tax obligations on equity compensation.

How many FirstCash (FCFS) shares does Howard Hambleton own after these transactions?

After the reported January 28, 2026 transactions, Howard Hambleton directly beneficially owns 41,406 shares of FirstCash common stock. This figure reflects the RSU vesting and the shares withheld to satisfy associated tax obligations.