FirstCash (FCFS) President & COO reports RSU grant, vesting and tax share withholding

Rhea-AI Filing Summary

FirstCash Holdings President and COO Thomas Brent Stuart reported equity compensation activity in the company’s stock. On January 28, 2026, he received 12,741 restricted stock units under a time-vested award that will vest on December 31, 2028. The same day, 33,603 restricted stock units granted on February 1, 2023 vested based on performance targets over a three-year period ending December 31, 2025. To cover related tax obligations, 13,222 shares were withheld, leaving him with 160,846 shares of FirstCash common stock held directly after these transactions.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Stuart Thomas Brent

Role President and COO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	12,741	$0.00	--
Grant/Award	Common Stock	33,603	$0.00	--
Tax Withholding	Common Stock	13,222	$0.00	--

Holdings After Transaction: Common Stock — 140,465 shares (Direct)

Footnotes (1)

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stuart Thomas Brent

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and COO

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		12,741(1)	A	$0	140,465	D
Common Stock	01/28/2026		A		33,603(2)	A	$0	174,068	D
Common Stock	01/28/2026		F		13,222(3)	D	$0	160,846	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028.

2. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025.

3. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Thomas Brent Stuart	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did FCFS President and COO Thomas Brent Stuart report?

Thomas Brent Stuart reported equity compensation transactions involving FirstCash common stock. On January 28, 2026, he received 12,741 restricted stock units, had 33,603 performance-based units vest, and 13,222 shares were withheld for taxes, resulting in 160,846 shares directly owned afterward.

How many FirstCash (FCFS) shares does Thomas Brent Stuart own after this Form 4?

After the reported transactions, Thomas Brent Stuart directly owns 160,846 shares of FirstCash common stock. This reflects RSU grants, performance-based vesting, and 13,222 shares withheld to cover tax liabilities associated with the restricted stock unit vesting on January 28, 2026.

What restricted stock unit grant did FCFS report for its President and COO?

FirstCash granted Thomas Brent Stuart 12,741 restricted stock units dated January 28, 2026. These RSUs are time-vested and will fully vest on December 31, 2028, according to the award agreement, increasing his potential future ownership if vesting conditions are satisfied.

What performance-based awards vested for FCFS executive Thomas Brent Stuart?

A performance-based restricted stock unit award of 33,603 units vested for Thomas Brent Stuart. These RSUs were granted on February 1, 2023 under a long-term incentive plan, with vesting based on performance targets over a three-year period ending December 31, 2025.

Why were 13,222 FCFS shares withheld in Thomas Brent Stuart’s Form 4?

The 13,222 FirstCash shares reported with transaction code "F" represent shares withheld to cover tax liabilities from the vesting of restricted stock units. This is a common mechanism where a portion of vested shares is retained to satisfy tax obligations.

What is Thomas Brent Stuart’s role at FirstCash (FCFS) mentioned in this Form 4?

In this filing, Thomas Brent Stuart is identified as an officer of FirstCash Holdings, Inc., serving as President and Chief Operating Officer. The Form 4 reflects his personal equity compensation activity in the company’s common stock as of January 28, 2026.