[Form 4] FirstCash Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

FirstCash Holdings EVP & Chief Financial Officer R. Douglas Orr reported equity compensation activity involving company common stock. On January 28, 2026, he received 9,545 restricted stock units under a time-vested award that will fully vest on December 31, 2028.

On the same date, 29,970 restricted stock units granted February 1, 2023 vested after performance targets were measured over a three-year period ending December 31, 2025. To cover related tax obligations, 11,793 shares were withheld. Following these transactions, Orr directly holds 115,289 shares of common stock. In addition, 39,734 shares are held by a family limited partnership where he is general partner and disclaims beneficial ownership except for any pecuniary interest, and 45,110 shares are held in a spousal trust for his spouse and her descendants.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider ORR R DOUGLAS

Role EVP & Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	9,545	$0.00	--
Grant/Award	Common Stock	29,970	$0.00	--
Tax Withholding	Common Stock	11,793	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 97,112 shares (Direct); Common Stock — 39,734 shares (Indirect, Family Limited Partnership)

Footnotes (1)

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units. The reported securities are held by a family limited partnership. The reporting person is the general partner of the partnership that owns the reported securities. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein. The reported securities are held by a trust for the reporting person's spouse and her descendants (the "Spousal Trust"). The reporting person's spouse is trustee of the Spousal Trust.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ORR R DOUGLAS

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		9,545(1)	A	$0	97,112	D
Common Stock	01/28/2026		A		29,970(2)	A	$0	127,082	D
Common Stock	01/28/2026		F		11,793(3)	D	$0	115,289	D
Common Stock								39,734	I	Family Limited Partnership(4)
Common Stock								45,110	I	Spousal Trust(5)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSU's") dated January 28, 2026 pursuant to the terms of a time-vested RSU award agreement. The RSU's will vest on December 31, 2028.

2. Vesting of restricted stock unit awards granted February 1, 2023 under a long-term incentive plan based upon the attainment of performance targets over a three-year cumulative measurement period ending on December 31, 2025.

3. Represents shares withheld to cover tax liability associated with the vesting of restricted stock units.

4. The reported securities are held by a family limited partnership. The reporting person is the general partner of the partnership that owns the reported securities. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

5. The reported securities are held by a trust for the reporting person's spouse and her descendants (the "Spousal Trust"). The reporting person's spouse is trustee of the Spousal Trust.

Remarks:

	/s/ R. Douglas Orr	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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