Every 8-K that First Financial Bankshares Inc (FFIN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FFIN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FFIN filings page.
First Financial Bankshares, Inc. (FFIN) reported third-quarter 2026 net income of $74.31 million, compared with $52.27 million in third-quarter 2025 and $71.89 million in second-quarter 2026. Diluted earnings per share were $0.52, versus $0.36 and $0.50, respectively. Net interest income was $138.51 million, and tax-equivalent net interest margin was 3.91%, compared with 3.80% a year earlier. For the first nine months of 2026, net income was $217.75 million versus $180.27 million for the same nine-month period of 2025.
At September 30, 2026, total assets were $15.16 billion, loans held for investment were $8.54 billion, and deposits and repurchase agreements were $13.19 billion. The allowance for credit losses was $113.89 million, or 1.33% of loans; nonperforming assets were 0.71% of loans and foreclosed assets, and classified loans totaled $294.49 million. Shareholders’ equity was $1.83 billion, down from $2.00 billion at June 30, primarily due to a $209.89 million increase in the securities portfolio’s unrealized loss, net of tax; that loss totaled $489.55 million at September 30. First Financial plans to open its new Bee Cave location later this month, its first full-service branch in the Austin market.
First Financial Bankshares, Inc. renewed and expanded its share repurchase plan for its common stock. The authorization increased from up to 5,000,000 shares to up to 7,200,000 shares and the expiration date was extended from July 31, 2026 to July 31, 2027, subject in part to non-objection from the Federal Reserve.
The 7,200,000-share authorization represents approximately 5 percent of outstanding shares as of July 28, 2026. Repurchases may be made at management’s discretion in open-market purchases, block trades, or privately negotiated transactions, with no minimum number of shares required, and the plan may be suspended or discontinued at any time.
First Financial Bankshares, Inc. reported Q2 2026 net income of $71.89 million, up from $66.66 million a year earlier and slightly above $71.54 million in Q1 2026. Basic and diluted EPS were $0.50 versus $0.47 in Q2 2025. For the first six months of 2026, net income was $143.437 million, compared with $128.004 million in the prior-year period.
Q2 net interest income reached $136.91 million, and the tax-equivalent net interest margin improved to 3.90% from 3.81% a year ago, aided by lower deposit costs and higher securities yields. Noninterest income increased to $35.84 million, driven by growth in wealth management fees, mortgage income and higher fair values in a supplemental executive retirement plan.
The provision for credit losses was $4.18 million, and the allowance for credit losses stood at $112.43 million, or 1.35% of loans, with net recoveries of $0.6 million. Nonperforming assets were 0.80% of loans and foreclosed assets. At June 30, 2026, total assets were $15.31 billion, loans were $8.35 billion, deposits and repurchase agreements totaled $13.17 billion, and the common equity Tier 1 capital ratio was 20.40%.
First Financial Bankshares, Inc. held its Annual Shareholder Meeting in Abilene, Texas on April 28, 2026. Executive Chairman F. Scott Dueser and President and Chief Executive Officer David Bailey presented to shareholders and guests.
The slide presentation used at the meeting is provided as Exhibit 99.1 to this report.
First Financial Bankshares, Inc. held its annual shareholders’ meeting in Abilene, Texas on April 28, 2026, where all thirteen nominated directors were elected. Shareholders also ratified Ernst & Young LLP as independent auditors and approved the advisory vote on executive compensation.
In connection with the meeting, the Board declared a $0.22 per share cash dividend for the second quarter, a 15.8 percent increase. The dividend will be paid to shareholders of record on June 12, 2026, with payment scheduled for July 1, 2026.
First Financial Bankshares reported first quarter 2026 net income of $71.54 million, up from $61.35 million a year ago, as earnings per share rose to $0.50 from $0.43. Compared with the fourth quarter of 2025, net income dipped slightly from $73.31 million and EPS from $0.51.
Net interest income increased to $134.79 million, with a tax‑equivalent net interest margin of 3.86%, up from 3.74% a year earlier. Average interest‑earning assets grew to $14.54 billion, helping drive higher core banking revenue.
Credit quality remained solid. The allowance for credit losses was $107.92 million, or 1.30% of loans, with net charge‑offs of only $356 thousand. Nonperforming assets declined to 0.66% of loans and foreclosed assets, improving from 0.78% a year ago.
Noninterest income rose to $32.10 million, supported by higher trust and mortgage fees, while noninterest expense increased to $76.77 million. The efficiency ratio improved to 44.98%, indicating disciplined cost control. Loans grew to $8.29 billion and total assets reached $15.39 billion. Capital remained strong, with a Common Equity Tier 1 ratio of 20.23% and equity of $1.94 billion.
First Financial Bankshares, Inc. announced a planned CEO transition. Effective February 1, 2026, David Bailey will become President and Chief Executive Officer of both First Financial Bankshares and First Financial Bank, succeeding long-time CEO F. Scott Dueser.
Bailey, age 42, has been President since January 2025 and previously held senior banking and commercial roles within the Company. Dueser will step down as CEO on February 1, 2026 and continue as Executive Chairman in an advisory role through the Company’s 2028 annual meeting of shareholders under a Transition and Retirement Agreement.
The agreement sets Dueser’s annual base salary at $1,105,000 in 2026, $772,500 in 2027, and $400,000 in 2028 (prorated to the scheduled retirement date). He is eligible for annual incentive opportunities of 80% of base salary for 2026 and 60% for 2027, but not 2028, and may receive a 2026 equity award with a $900,000 target grant date fair value split between time-based and performance-based restricted stock units.
First Financial Bankshares, Inc. filed a current report to furnish its earnings release for the quarter ended December 31, 2025. The company notes that this earnings release is attached as an exhibit to the report, providing details on its recent operating performance and financial condition. The filing identifies the attached document as a press release dated January 22, 2026 and is signed on behalf of the company by Chairman and Chief Executive Officer F. Scott Dueser.
First Financial Bankshares, Inc. filed a Form 8-K reporting that it furnished an earnings press release for the quarter ended September 30, 2025. The release is attached as Exhibit 99.1 under Item 2.02, Results of Operations and Financial Condition.
The company’s common stock (symbol FFIN) is listed on The Nasdaq Global Select Market. The press release is dated October 23, 2025.