Welcome to our dedicated page for Fiserv SEC filings (Ticker: FI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Fiserv, Inc. (FI) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures, including annual and quarterly reports, current reports and capital markets documentation. Fiserv is a Fortune 500 payments and financial technology company and a member of the S&P 500® Index, with securities registered under Section 12(b) of the Exchange Act.
Through its filings, investors can review Form 10-K and 10-Q for details on Fiserv’s Merchant Solutions and Financial Solutions segments, accounting policies, risk factors and non-GAAP measures such as adjusted revenue, organic revenue growth, adjusted operating margin and free cash flow, which the company explains in its earnings-related materials. Form 8-K current reports document significant events, including new credit agreements, senior notes offerings, leadership and board changes, and the One Fiserv action plan.
Fiserv’s capital structure and listing decisions are reflected in filings such as Form 8-K under Item 3.01 and Form 25. These documents describe the voluntary withdrawal of Fiserv’s common stock and several series of senior notes from the New York Stock Exchange and their transfer to The Nasdaq Stock Market LLC, where they are expected to trade under symbols including FISV, FISV27, FISV30, FISV31, FISV31A, FISV28C, FISV32 and FISV36.
Debt-related filings outline the terms of senior notes and revolving credit facilities, including interest rates, maturities, covenants and events of default. Investors can also track governance and compensation disclosures, such as offer letters for senior executives referenced in 8-K exhibits and the company’s executive severance and change of control policies as described in its proxy statement.
On Stock Titan, Fiserv filings are updated in near real time from EDGAR, and AI-powered summaries help explain the significance of complex documents, from multi-hundred-page 10-Ks to detailed 8-Ks on financing, leadership changes or listing transfers. Users can quickly locate Forms 4 for insider transactions, as well as key periodic and current reports, to better understand Fiserv’s financial condition, capital structure and corporate actions.
Fiserv, Inc. files its Annual Report describing a global payments and financial technology business serving merchants, banks and public-sector clients. For 2025, Fiserv generated $21.2 billion in total revenue, with $5.8 billion in operating income and $6.1 billion of net cash from operating activities.
The company reports that processing and services revenue made up 80% of total revenue, mostly from multi‑year, account‑ and transaction‑based contracts. About 84% of 2025 revenue came from the U.S. and Canada, with 16% from international regions, reflecting a primarily North American customer base with growing global exposure.
Fiserv operates through Merchant Solutions, Financial Solutions and Banking, anchored by platforms such as Clover, Commerce Hub, CardHub, DNA, Finxact and VisionPLUS. Its “One Fiserv” action plan focuses on expanding enterprise and small‑business relationships, embedded finance, and AI‑enabled operational efficiency, including new offerings like the FIUSD stablecoin.
The report also details extensive regulatory, cybersecurity and competitive risks, including evolving rules on payments, data privacy, anti‑money‑laundering and stablecoins, as well as challenges from fast‑moving technology and artificial intelligence adoption.
Dodge & Cox reports beneficial ownership of 49,474,622 shares of Fiserv, Inc. common stock, representing 9.2% of the class as of 12/31/2025. It has sole voting power over 46,768,972 shares and sole dispositive power over 49,474,622 shares, with no shared voting or dispositive power.
The filing states the securities are held in the ordinary course of business, not for the purpose of changing or influencing control of Fiserv. Clients of Dodge & Cox, including Dodge & Cox Stock Fund, have rights to dividends and sale proceeds; Dodge & Cox Stock Fund holds 31,869,400 shares, or 5.9% of the class.
Fiserv, Inc. reported modest 2025 growth but weaker margins and earnings momentum. GAAP revenue rose 1% in the fourth quarter to $5.28 billion and 4% for the full year to $21.19 billion, led by Merchant Solutions, while Financial Solutions grew more slowly.
GAAP diluted EPS was $1.51 in the quarter, down 8%, and $6.34 for 2025, up 18% helped by a large 2024 impairment charge. GAAP operating margin fell to 24.4% in the quarter and 27.5% for the year, with margin compression in both Merchant and Financial segments.
On a non-GAAP basis, adjusted revenue was flat at $4.90 billion in the quarter and up 4% to $19.80 billion for 2025. Organic revenue was flat in the quarter and grew 4% for the year. Adjusted EPS dropped 21% to $1.99 in the quarter and 2% to $8.64 for the full year as adjusted operating margin declined.
Fiserv generated $6.06 billion of operating cash flow and $4.44 billion of free cash flow in 2025, and repurchased 32.2 million shares for $5.6 billion. It completed the acquisition of StoneCastle Cash Management and guided for 2026 organic revenue growth of 1%–3% with adjusted EPS of $8.00–$8.30.
Fiserv Inc. Chief Executive Officer Michael P. Lyons reported an automatic share withholding tied to equity compensation. On February 7, 2026, 3,375 shares of common stock were withheld at $60 per share to cover tax liabilities from vesting restricted stock units. After this transaction, he directly owned 34,603 shares of Fiserv common stock.
Fiserv Inc.’s Chief Administrative and Legal Officer, Adam L. Rosman, reported a routine share withholding related to equity compensation. On February 7, 2026, 1,489 shares of common stock were withheld at $60 per share to cover tax liabilities from vesting restricted stock units. After this tax-withholding transaction, Rosman directly beneficially owns 59,796 shares of Fiserv common stock.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a routine share withholding tied to equity compensation. On 02/07/2026, 4,438 shares of common stock were withheld at $60 per share to cover tax liabilities arising from the vesting of restricted stock units. After this transaction, he directly beneficially owned 62,429 shares of Fiserv common stock.
Fiserv Inc. executive Andrew Gelb reported a tax-related share withholding. On 02/07/2026, 1,096 shares of Fiserv common stock were withheld at $60 per share to cover tax liability from vesting restricted stock units. After this non-market transaction, he beneficially owned 24,289 shares directly.
Kenneth Best, Chief Accounting Officer of Fiserv Inc., reported a routine share withholding related to equity compensation. On February 7, 2026, 434 shares of Fiserv common stock were withheld at $60 per share to cover taxes upon vesting of restricted stock units. This was recorded as a disposition on a Form 4 but did not involve an open-market sale. After this transaction, Best directly beneficially owned 50,690 shares of Fiserv common stock.
The Vanguard Group filed an amended Schedule 13G reporting a large ownership position in Fiserv Inc. It reports beneficial ownership of 63,408,549 shares of Fiserv common stock, representing 11.78% of the outstanding class as of the event date.
Vanguard reports no sole voting or dispositive power, with shared voting power over 5,469,076 shares and shared dispositive power over 63,408,549 shares. The filing states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of Fiserv.
Vanguard also notes an internal realignment effective January 12, 2026, after which certain subsidiaries or business divisions may report beneficial ownership separately while pursuing the same investment strategies as before.
The Vanguard Group has filed an amended Schedule 13G reporting beneficial ownership of 52,208,671 shares of Fiserv Inc common stock, representing 9.7% of the class as of 12/31/2025.
Vanguard reports shared voting power over 5,146,130 shares and shared dispositive power over 52,208,671 shares, with no sole voting or dispositive power. Vanguard notes an internal realignment on 01/12/2026, after which certain subsidiaries are expected to report beneficial ownership separately while pursuing the same investment strategies.
Vanguard states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of Fiserv. Dividends and sale proceeds are for the benefit of Vanguard’s clients, with no single other person holding more than 5% through these positions.