Fair Isaac Corporation filings document the regulatory record for an NYSE-listed analytics software company with common stock trading under FICO. Recent Form 8-K reports cover operating and financial results for its Scores and Software segments, material agreements, the closed private offering of 6.250% Senior Notes due 2034, indenture terms, and use-of-proceeds disclosures related to indebtedness and prior senior notes.
Proxy and governance filings describe annual meeting matters, stockholder voting, amendments to the company's certificate of incorporation, officer exculpation provisions permitted by Delaware law, and changes to supermajority voting requirements. These disclosures also identify registered securities, exhibits and formal corporate actions tied to Fair Isaac's governance and financing framework.
Fair Isaac Corporation reported solid growth for the quarter ended December 31, 2025. Total revenue rose to $511.9 million from $440.0 million, driven mainly by a 29% increase in Scores revenue to $304.5 million. Software revenue grew modestly to $207.4 million, with SaaS and platform products leading the gains.
Operating income increased 30% to $234.0 million as higher-margin Scores products lifted profitability. Net income was $158.4 million, up 4%, and diluted EPS rose 8% to $6.61. Cash from operating activities was $174.1 million, down from $194.0 million, while cash and cash equivalents increased to $162.0 million.
Software Annual Recurring Revenue reached $766.0 million, up 5% year over year, with platform ARR growing and now representing 40% of segment ARR. Dollar-Based Net Retention Rate for Software was 103%, indicating net expansion from existing customers. Total debt stood at $3.2 billion, and the company repurchased $162.7 million of stock in the quarter.
Fair Isaac Corporation reported solid growth for the quarter ended December 31, 2025. Total revenue rose to $511.9 million from $440.0 million, driven mainly by a 29% increase in Scores revenue to $304.5 million. Software revenue grew modestly to $207.4 million, with SaaS and platform products leading the gains.
Operating income increased 30% to $234.0 million as higher-margin Scores products lifted profitability. Net income was $158.4 million, up 4%, and diluted EPS rose 8% to $6.61. Cash from operating activities was $174.1 million, down from $194.0 million, while cash and cash equivalents increased to $162.0 million.
Software Annual Recurring Revenue reached $766.0 million, up 5% year over year, with platform ARR growing and now representing 40% of segment ARR. Dollar-Based Net Retention Rate for Software was 103%, indicating net expansion from existing customers. Total debt stood at $3.2 billion, and the company repurchased $162.7 million of stock in the quarter.
Fair Isaac Corporation filed a current report to share that it has released its financial results for the quarter ended December 31, 2025. The company is making these results available through a press release dated January 28, 2026, which is furnished as Exhibit 99.1.
The filing notes that the press release is incorporated by reference into the results section of the report. The document is signed on behalf of Fair Isaac Corporation by Executive Vice President and Chief Financial Officer Steven P. Weber.
Fair Isaac Corporation filed a current report to share that it has released its financial results for the quarter ended December 31, 2025. The company is making these results available through a press release dated January 28, 2026, which is furnished as Exhibit 99.1.
The filing notes that the press release is incorporated by reference into the results section of the report. The document is signed on behalf of Fair Isaac Corporation by Executive Vice President and Chief Financial Officer Steven P. Weber.
Fair Isaac Corporation (FICO) has released its 2026 proxy statement for the annual meeting in San Jose on March 4, 2026. Stockholders will vote on electing eight directors, an advisory say-on-pay resolution, ratifying Deloitte & Touche LLP as auditor for fiscal 2026, and two charter amendments.
The first amendment would allow officer exculpation as permitted by Delaware law, and the second would eliminate a supermajority requirement so future changes to Article 6 would need a majority of outstanding shares. The Board recommends a vote FOR all proposals.
The proxy highlights a pay-for-performance philosophy: CEO and other named executive salaries were held flat for fiscal 2025, with compensation weighted toward performance-based cash and equity tied to adjusted revenue, adjusted EBITDA and relative total shareholder return versus the S&P 500. It also describes comprehensive governance practices, strong board independence, and detailed human capital and ESG initiatives across FICO’s 3,811 employees in 28 countries.
Fair Isaac’s Executive Vice President and CFO Steven P. Weber reported equity compensation activity involving restricted stock units and common stock. On January 9, 2026, 421 restricted stock units converted into 421 shares of Fair Isaac common stock at an exercise price of $0.00 per share, reflecting previously granted equity now delivered as stock.
On the same date, 141 shares of common stock were withheld by the company at a price of $1,665.53 per share to cover taxes due at vesting, as described in the footnotes. Following these transactions, Weber directly held 2,521.9613 shares of Fair Isaac common stock.
Fair Isaac Corporation is asking stockholders to vote at its 2026 annual meeting on a slate of governance and compensation items. Stockholders will elect eight directors to one-year terms, cast an advisory vote on executive pay, and decide whether to ratify Deloitte & Touche LLP as independent auditor for fiscal 2026. Two charter amendments are proposed: one to allow exculpation of certain officers as permitted by Delaware law, and another to eliminate a 66-2/3% supermajority requirement so future changes to Article 6 would need only a majority of outstanding shares.
The proxy describes an independent board led by a separate, independent chairman, all-independent key committees, and majority voting with resignation policies for directors. Executive compensation follows a pay-for-performance design with most value in performance-based and long-term equity incentives tied to adjusted revenue, adjusted EBITDA and relative total shareholder return. The filing also details human capital, ESG practices, and robust stock ownership, clawback, anti-hedging and governance policies.
Fair Isaac Corp’s Executive Vice President & CFO reported two insider transactions in company common stock. On 12/17/2025, the executive sold 1,426 shares at a price of $ 1,810 per share, reducing their direct holdings. On 12/18/2025, they made a bona fide gift of 562 shares to a 501(c)(3) charitable entity, with no compensation given to the donor for the gift. After these transactions, the executive directly owned 2,241.9613 shares of Fair Isaac Corp common stock.
A shareholder in the issuer of FICO common stock has filed a Rule 144 notice to sell 1,426 shares of common stock through Morgan Stanley Smith Barney LLC on or about 12/17/2025 on the NYSE. The filing lists an aggregate market value of $2581060.00 for this planned sale, compared with 23709047 shares of common stock outstanding.
The shares to be sold were acquired from the issuer on 12/09/2025 as performance shares and restricted stock. By signing the notice, the seller represents that they are not aware of any material adverse information about the issuer’s current or prospective operations that has not been publicly disclosed.
A director of Fair Isaac Corp (FICO) reported stock and option transactions dated 12/12/2025. The director exercised 521 non-qualified stock options with an exercise price of $247.82 per share, receiving the same number of FICO common shares. On the same day, the director sold 521 shares of common stock at an average price of $1,825.83 per share, as disclosed in the explanation of responses.
After these transactions, the director directly owned 344 shares of FICO common stock and 520 non-qualified stock options. The filing notes that detailed trade prices and share amounts for the sales are available upon request from the reporting person, the company, or the SEC staff.
Fair Isaac Corporation insider plans to sell 1,041 shares of common stock. The shares were acquired on 12/12/2025 through an exercise of stock options for cash and are to be sold through Morgan Stanley Smith Barney LLC on the NYSE. The filing lists an aggregate market value of about $1,900,689.03 for these 1,041 shares, compared with 23,709,047 common shares outstanding.
This notice is required under Rule 144 when an affiliate or other covered holder intends to sell restricted or control securities. By signing, the seller represents that they are not aware of undisclosed material adverse information about Fair Isaac’s current or future operations.