Figure Technology Solutions, Inc. (FIGR) insider converts and sells shares

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. reported an insider transaction by a director and 10% owner on 12/10/2025. The reporting person converted 200,058 shares of Class B common stock into Class A common stock, then sold the same 200,058 Class A shares in three transactions at weighted average prices of $38.6947, $39.6233 and $40.084 per share.

After these trades, the reporting person no longer holds Class A shares directly but continues to have indirect ownership, including 6,128,993 Class A shares through a spouse. The insider also beneficially owns 30,105,295 shares of Class B common stock directly, plus additional Class B shares held through family trusts and an LLC, all convertible one-for-one into Class A common stock. The sales include shares sold to satisfy tax liabilities from vesting restricted stock units.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NV 89501

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/10/2025		C		200,058	A	(1)	200,058	D
Class A Common Stock	12/10/2025		S(2)		50,128	D	$38.6947(3)	149,930	D
Class A Common Stock	12/10/2025		S(2)		147,104	D	$39.6233(4)	2,826	D
Class A Common Stock	12/10/2025		S(2)		2,826	D	$40.084(5)	0	D
Class A Common Stock								6,128,993	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	12/10/2025		C			200,058	(1)	(1)	Class A Common Stock	200,058	$0	30,105,295	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	4,313,645		4,313,645	I	By Family Trust
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	2,237,012		2,237,012	I	By Rockfish LLC
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 1
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 2

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Includes shares sold to satisfy tax liability on vesting of restricted stock units.

3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $38.045 to $39.04. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $39.045 to $40.04. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

5. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $40.05 to $40.17. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

	/s/ Ronald Chillemi, Attorney-in-Fact	12/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Figure Technology Solutions (FIGR) report?

The company reported that a director and 10% owner converted 200,058 shares of Class B common stock into Class A on 12/10/2025, then sold the same 200,058 Class A shares in market transactions.

How many Figure Technology Solutions Class A shares were sold and at what prices?

The reporting person sold a total of 200,058 Class A common shares in three trades at weighted average prices of $38.6947, $39.6233 and $40.084 per share.

What is the reporting persons remaining ownership in FIGR after this Form 4?

After the transactions, the reporting person holds no Class A shares directly, but has 6,128,993 Class A shares indirectly through a spouse and 30,105,295 Class B shares directly, plus additional Class B shares through family trusts and an LLC.

How are Figure Technology Solutions Class B shares convertible into Class A?

Each outstanding share of Class B common stock is convertible at any time, at the holders option, into one share of Class A common stock, and will also convert automatically into one Class A share upon most transfers, subject to certain permitted transfers.

Were any FIGR shares sold to cover tax obligations?

Yes. The disclosure states that the reported sales include shares sold to satisfy tax liability arising from the vesting of restricted stock units.

What types of indirect holdings does the FIGR insider report?

In addition to direct Class B holdings, the reporting person shows indirect beneficial ownership of Class A-equivalent shares through a spouse, a family trust, an LLC, and two childrens trusts, all tied to convertible Class B stock.