Figure Technology withholds 28,881 Cagney shares for tax

Q: How many FIGR shares did Michael Scott Cagney have withheld?

28,881 Class B common shares were withheld on November 10, 2026, to satisfy tax liability on vesting of restricted stock units. The transaction was not a market sale.

Available on EDGAR 11/13/2026 - 06:04 PM EST Accepted by SEC EDGAR 11/13/2026 - 06:03 PM EST

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Form Type

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. (FIGR) reported that its director and 10% owner, Michael Scott Cagney, had 28,881 Class B common shares withheld on November 10, 2026, to satisfy tax liability on restricted stock unit vesting; this was not a market sale. His reported direct Class B holdings following the transaction were 4,043,238 shares. The filing also lists 28,282,777 Class B shares held by the Family Trust and 3,650,000 held by Sculpin LLC, with respective underlying Class A amounts of 31,521,107 and 3,650,000 shares.

Insider Trade Summary

Tax Withholding: 28,881 shares

Tax Withholding 1 txn

Insider Cagney Michael Scott

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Tax Withholding	Class B Common Stock ^{F1, F2, F3}	28,881	$23.34	$674K
Holding	Class B Common Stock ^{F1, F3}	--	--	--
Holding	Class B Common Stock ^{F1, F3}	--	--	--

Holdings After Transaction: Class B Common Stock — 4,043,238 shares (Direct); Class B Common Stock — 28,282,777 shares, with 31,521,107 underlying shares of Class A Common Stock (Indirect, By Family Trust); Class B Common Stock — 3,650,000 shares (Indirect, By Sculpin LLC)

Holdings Before and After: Class B Common Stock, 4,072,119 to 4,043,238 shares (Direct)

Footnotes (3)

F1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
F2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
F3. The share amounts in column 9 have been corrected to reflect the Issuer's records and account for transfers exempt from reporting pursuant to Rule 16a-13.

Key Figures

Shares withheld for tax liability: 28,881 Class B common shares Direct holdings after transaction: 4,043,238 Class B common shares Family Trust holdings: 28,282,777 Class B common shares +3 more

6 metrics

Shares withheld for tax liability 28,881 Class B common shares On November 10, 2026, on vesting of restricted stock units

Direct holdings after transaction 4,043,238 Class B common shares Michael Scott Cagney, following the November 10, 2026 transaction

Family Trust holdings 28,282,777 Class B common shares Reported following the November 10, 2026 transaction

Family Trust underlying shares 31,521,107 Class A common shares Underlying shares reported following the November 10, 2026 transaction

Sculpin LLC holdings 3,650,000 Class B common shares Reported following the November 10, 2026 transaction

Sculpin LLC underlying shares 3,650,000 Class A common shares Underlying shares reported following the November 10, 2026 transaction

Key Terms

restricted stock units, Class B Common Stock, Rule 16a-13

3 terms

restricted stock units technical

"tax liability on vesting of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class B Common Stock technical

"Each outstanding share of Class B Common Stock will be convertible"

A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.

Rule 16a-13 regulatory

"transfers exempt from reporting pursuant to Rule 16a-13"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many FIGR shares did Michael Scott Cagney have withheld?

28,881 Class B common shares were withheld on November 10, 2026, to satisfy tax liability on vesting of restricted stock units. The transaction was not a market sale.

How do FIGR Class B shares convert into Class A shares?

Each outstanding Class B share is convertible at the holder’s option into one Class A share. It also converts automatically upon any transfer, whether or not for value, except for certain permitted transfers.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last)

(First)

(Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO

NEVADA

89501

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Class B Common Stock	⁽¹⁾	11/10/2026		F⁽²⁾			28,881	⁽¹⁾	⁽¹⁾	Class A Common Stock	28,881	$23.34	4,043,238⁽³⁾	D
Class B Common Stock	⁽¹⁾							⁽¹⁾	⁽¹⁾	Class A Common Stock	31,521,107		28,282,777⁽³⁾	I	By Family Trust
Class B Common Stock	⁽¹⁾							⁽¹⁾	⁽¹⁾	Class A Common Stock	3,650,000		3,650,000⁽³⁾	I	By Sculpin LLC

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

3. The share amounts in column 9 have been corrected to reflect the Issuer's records and account for transfers exempt from reporting pursuant to Rule 16a-13.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Brian Crist, Attorney-in-Fact	11/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR