STOCK TITAN

Fold Holdings (FLD) CEO exercises RSUs and sells shares to cover tax obligations

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Fold Holdings, Inc. Chief Executive Officer Reeves William Brian Poppic reported routine equity compensation activity and related tax sales. On June 1, 2026, he exercised restricted stock units that converted one-for-one into 12,623 shares of common stock, increasing his direct holdings.

On June 2, 2026, he sold a total of 5,639 common shares in open-market transactions at $0.905 per share to cover tax withholding obligations tied to this vesting, under a mandated “sell to cover” arrangement described by the company. Following these transactions, he directly holds about 5,473,177 common shares, indicating the sales represent a small portion of his overall stake.

Positive

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Insider Reeves William Brian Poppic
Role Chief Executive Officer
Sold 5,639 shs ($5K)
Type Security Shares Price Value
Sale Common Stock 5,158 $0.905 $5K
Sale Common Stock 481 $0.905 $435.31
Exercise Restricted Stock Units 1,075 $0.00 --
Exercise Restricted Stock Units 11,548 $0.00 --
Exercise Common Stock 1,075 $0.00 --
Exercise Common Stock 11,548 $0.00 --
Holdings After Transaction: Common Stock — 5,473,658 shares (Direct, null); Restricted Stock Units — 4,299 shares (Direct, null)
Footnotes (1)
  1. Restricted stock units convert into common stock on a one-for-one basis. The sale reported on this Form 4 represents shares sold by Mr. Reeves to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Reeves. Not applicable. The restricted stock units vest as to one-fourth of the underlying shares beginning on October 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the merger of Legacy Fold, Issuer and FTAC EMLD Merger Sub Inc. on February 14, 2025 (the "Merger"). Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520). The restricted stock units vest as to one-fourth of the underlying shares beginning on December 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the Merger.
Shares sold for taxes 5,639 shares Open-market sales on June 2, 2026 at $0.905
Sale price per share $0.905/share Common stock sales on June 2, 2026
RSU shares exercised 12,623 shares Common stock from RSU conversion on June 1, 2026
Conversion price $0.00/share RSUs converting into common stock one-for-one
Shares held after transactions 5,473,177 shares CEO direct common stock holdings following reported trades
Remaining RSUs position sample 69,290 RSUs Total RSUs reported following one RSU transaction line
Additional RSUs remaining 4,299 RSUs Total RSUs reported following another RSU transaction line
Restricted stock units financial
"Restricted stock units convert into common stock on a one-for-one basis."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
sell to cover financial
"tax withholding obligations to be funded by a "sell to cover" transaction"
Sell to cover is when a person who receives company stock through options or awards sells just enough shares immediately to pay required taxes, exercise costs, or fees, keeping the rest. Think of it like cashing part of a bonus to cover the tax bill so you can keep the remainder. For investors, it can create predictable small selling pressure and slightly change the number of shares actually held by insiders without increasing long‑term dilution.
liquidity event vesting condition financial
"subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition."
Agreement and Plan of Merger financial
"in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024"
An Agreement and Plan of Merger is a formal document where two companies agree to combine into one, outlining how the process will happen. It’s like a step-by-step plan for merging, and it matters because it shows both sides have agreed on the details before the official transition takes place.
business combination financial
"Represents securities received as part of the Issuer's business combination"
A business combination happens when two or more companies join together to operate as one, like two friends merging their teams into a single group. This is important because it can change how companies grow, compete, and make money, often making them bigger and more powerful in the market.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Reeves William Brian Poppic

(Last)(First)(Middle)
2942 NORTH 24TH ST, SUITE 115, #42035

(Street)
PHOENIX ARIZONA 85016

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/01/2026M1,075A(1)5,467,268D
Common Stock06/01/2026M11,548A(1)5,478,816D
Common Stock06/02/2026S(2)5,158D$0.9055,473,658D
Common Stock06/02/2026S(2)481D$0.9055,473,177D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)06/01/2026M1,075 (4) (4)Common Stock1,075(5)4,299D
Restricted Stock Units(3)06/01/2026M11,548 (6) (6)Common Stock11,548(5)69,290D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. The sale reported on this Form 4 represents shares sold by Mr. Reeves to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Reeves.
3. Not applicable.
4. The restricted stock units vest as to one-fourth of the underlying shares beginning on October 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the merger of Legacy Fold, Issuer and FTAC EMLD Merger Sub Inc. on February 14, 2025 (the "Merger").
5. Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).
6. The restricted stock units vest as to one-fourth of the underlying shares beginning on December 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the Merger.
Remarks:
Exhibit 24 - Power of Attorney (incorporated by reference to Exhibit 24 to the Reporting Person's Form 4 filed on February 20, 2026).
/s/ Audrey Bartosh, Attorney-in-Fact06/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Fold Holdings (FLD) report for CEO Reeves on this Form 4?

Fold Holdings reported that CEO Reeves William Brian Poppic exercised restricted stock units into 12,623 common shares and sold 5,639 of those shares in open-market transactions at $0.905 per share, primarily to satisfy tax withholding obligations linked to RSU vesting.

How many Fold Holdings (FLD) shares did the CEO sell and at what price?

The CEO sold 5,639 Fold Holdings common shares in two open-market transactions at $0.905 per share. Footnotes state these “sell to cover” trades were required to fund tax withholding obligations from restricted stock unit vesting, rather than discretionary portfolio sales.

How many Fold Holdings (FLD) shares does the CEO hold after these transactions?

After completing the RSU exercises and related tax sales, CEO Reeves William Brian Poppic directly holds 5,473,177 Fold Holdings common shares. This indicates that the 5,639 shares sold for tax withholding purposes represent a small fraction of his overall equity position in the company.

What happened to the CEO’s restricted stock units at Fold Holdings (FLD)?

Restricted stock units converted one-for-one into common stock, with 11,548 and 1,075 RSUs exercised into equal numbers of Fold Holdings shares at a $0.00 conversion price. These RSUs vest in installments over time, subject to continued service and liquidity event vesting conditions already satisfied.

Why were Fold Holdings (FLD) shares sold in a “sell to cover” transaction for the CEO?

The filing explains that the company elected to satisfy tax withholding obligations from RSU vesting through a mandated “sell to cover” arrangement. As a result, 5,639 shares were sold by CEO Reeves specifically to pay taxes, and the sale is described as non-discretionary.

How do the RSU vesting conditions at Fold Holdings (FLD) work for the CEO’s awards?

The restricted stock units vest as to one-fourth of underlying shares on initial dates in 2023, then in 48 equal monthly installments. Vesting requires Mr. Reeves’ continued service and a liquidity event condition, which the filing says was satisfied upon the company’s merger completed on February 14, 2025.