Welcome to our dedicated page for Fold Holdings SEC filings (Ticker: FLDDW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Fold Holdings, Inc. (FLD, warrants FLDDW) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Nasdaq-listed bitcoin financial services firm. Fold files with the U.S. Securities and Exchange Commission as a non-accelerated filer, smaller reporting company, and emerging growth company, and its documents offer detail on its bitcoin-focused financial services platform, governance, and capital markets activity.
Through this page, users can review current reports on Form 8-K, which for Fold have addressed topics such as adoption of an Annual Bonus Plan, executive compensation changes, executive severance arrangements, and the issuance of press releases announcing quarterly financial and operational results. These filings also describe how Fold may pay bonuses in cash, bitcoin, or shares or awards of common stock, and outline performance criteria that can include financial metrics, product success metrics, and customer activity metrics.
Stock Titan also surfaces registration statements like Fold’s Form S-1 and Form S-1/A, which discuss its status as an emerging growth company, its incorporation in Delaware, and an equity purchase facility with SZOP Opportunities I, LLC. These filings explain how shares of Fold common stock may be sold to SZOP and subsequently resold by selling stockholders, subject to Nasdaq rules and registration requirements.
AI-powered tools on Stock Titan help interpret these filings by summarizing long documents, highlighting key sections such as risk factors, management’s discussion and analysis, and descriptions of capital stock, and clarifying the implications of items like equity purchase facilities and compensation plans. Users can also monitor Forms 4 and other ownership-related filings to track insider transactions, and access annual and quarterly reports (Forms 10-K and 10-Q when filed) with AI-generated insights that explain complex accounting and disclosure topics in more accessible language.
Fold Holdings, Inc. director Young Bracebridge H Jr reported an open-market purchase of 7,700 shares of Common Stock on behalf of the Bracebridge H. Young, Jr. 1999 Family Trust, an irrevocable family trust for which he serves as investment advisor. The shares were bought at a weighted-average price of $3.8534 per share in multiple trades between $3.76 and $4.01. Following this transaction, the trust’s indirect holdings totaled 15,000 shares, and Young also reported separate direct ownership of 189,787 shares as of the same date.
Fold Holdings, Inc. approved a new Annual Bonus Plan covering full-time employees, including executive officers. For 2025, bonuses will be tied to specific performance criteria such as the Fold Bitcoin Credit Card launch, revenue, and adjusted EBITDA. Bonuses may be paid in cash, bitcoin, or Fold common stock under the company’s equity plan and are generally payable by March following the performance year, if the employee is still employed on the payment date.
Under the plan, CEO Will Reeves can earn a bonus of up to 80% of base salary, and CFO Wolfe Repass can earn up to 50% of base salary. The company also delivered Executive Severance Plan participation notices to both executives, formalizing the severance protections previously described in an earlier filing.
Fold Holdings, Inc. reported a mixed first half of 2025 driven by substantial bitcoin remeasurement gains and heavy financing activity. Total assets rose to $182.1 million from $125.7 million, largely because the Investment Treasury grew to $159.9 million (1,492 BTC). Cash declined to $6.61 million from $18.33 million, while working capital remained positive at $7.8 million.
Net revenue for the quarter ended June 30, 2025 was $8.18 million, up from $5.14 million a year earlier, but the six‑month period produced a net loss of $35.45 million driven by operating losses, a $9.6 million loss on extinguishment of debt, fair value adjustments on convertible instruments, and financing costs. The company has $66.3 million principal outstanding in two convertible notes and a $250 million equity purchase facility available. Management expects existing liquidity sources to fund operations for at least one year.
Fold Holdings, Inc. filed a Form 8-K dated August 12, 2025, reporting that it issued a press release announcing its financial and operational results for the quarter ended June 30, 2025. The press release is furnished as Exhibit 99.1 and is incorporated by reference; the filing states that the furnished information is not deemed "filed" under Section 18 of the Exchange Act and includes a cautionary note about forward-looking statements. The report also identifies the companys Nasdaq-listed securities (common stock FLD and warrants FLDDW) and is signed by CEO Will Reeves. This Form 8-K notifies investors that detailed Q2 metrics are contained in the attached press release.
Reporting persons tied to the SZOP group disclosed potential beneficial ownership of 5,184,958 shares of Fold Holdings, Inc. common stock, representing 9.9% of the class. These shares reflect rights under an Equity Purchase Facility Agreement with the issuer that may obligate the holding company to buy shares at the issuer's discretion. The holding company does not currently own any shares and the reported percentage gives effect to an ownership limitation that prevents acquisitions above 9.99%. The percent calculation is based on the issuer's registration statement showing 46,716,520 shares outstanding. The filers note shared voting and dispositive power but disclaim beneficial ownership except to the extent of any pecuniary interest.
Schedule 13G/A (Amendment 2) – Fold Holdings, Inc. (FLDDW)
Emerald ESG Sponsor, LLC, Emerald ESG Advisors, LLC and their manager, Betsy Z. Cohen, report zero shares and 0 % beneficial ownership of Fold Holdings’ Class A common stock as of 12 Jun 2025. Each filer discloses 0 sole or shared voting and dispositive power, triggering Item 5’s “Ownership of 5 Percent or Less” designation. Because their collective stake is now below the 5 % threshold, they file this final Schedule 13G amendment; Items 6-9 are marked “Not Applicable.” Signatures were executed on 21 Jul 2025.
The filing confirms a complete exit by the SPAC sponsor group, removing a previously significant shareholder. No financial metrics, transaction details or rationale for the divestiture are provided.
Fold Holdings, Inc. (Nasdaq: FLD) filed an 8-K on July 16, 2025 disclosing a single Item 5.02 event. The company reported that on July 11, 2025 it terminated the employment of Nicolleta Goncalves, Vice President of Risk & Compliance. No reason for the termination, severance terms, or succession plan was provided. The departing officer was responsible for enterprise risk management and regulatory compliance oversight. Apart from routine header data, the filing contains no financial results, guidance, or other strategic announcements.
Because the position is below the C-suite and the company named no interim successor, the disclosure suggests a governance-level change but offers limited visibility into operational impact. Investors should monitor future filings for details on replacement, potential internal control implications, and any related compliance matters.
Fold Holdings, Inc. – Form 4 insider transaction
Director Bracebridge H. Young, Jr. reported the purchase of common stock on 17 June 2025. The transaction was executed through the Bracebridge H. Young, Jr. 1999 Family Trust.
- Shares acquired: 7,300 common shares
- Average purchase price: $4.52 (weighted-average; price range $4.45–$4.55)
- Post-transaction holdings:
- 1999 Family Trust – 7,300 shares (indirect)
- Emerald ESG Advisors, LLC – 113,002 shares (indirect)
- Emerald ESG Sponsor, LLC – 64,285 shares (indirect)
- Direct ownership – 12,500 shares
- Reporting person’s role: Director; member of Emerald ESG entities
No derivative securities were reported, and there were no dispositions. The filing does not disclose any accompanying corporate events or earnings information.