F&M Bank Corp (FMBM) EVP withholds 352 shares to cover tax liability

Rhea-AI Filing Summary

F&M Bank Corp executive Paul E. Eberly, EVP/Chief Lending Officer, reported a routine tax-related share disposition. On the transaction date, 352 shares of common stock were withheld at $31.98 per share to cover tax obligations. After this event, he directly owned 8,234 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Eberly Paul E.

Role EVP/Chief Lending Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	352	$31.98	$11K

Holdings After Transaction: Common Stock — 8,234 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Eberly Paul E.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Lending Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		352	D	$31.98	8,234	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	03/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMBM executive Paul E. Eberly report?

Paul E. Eberly reported a tax-related share disposition involving 352 shares of F&M Bank Corp common stock. The shares were withheld to satisfy tax obligations, rather than sold on the open market, and reflect a routine administrative transaction.

Was the FMBM Form 4 transaction an open-market sale of shares?

No, the transaction was classified as a tax-withholding disposition, not an open-market sale. Shares were delivered to cover a tax liability, meaning the executive did not actively sell these shares into the market for investment or liquidity purposes.

How many FMBM shares were involved in Paul E. Eberly’s tax withholding?

The transaction involved 352 shares of F&M Bank Corp common stock. These shares were used to pay a tax liability at a reported price of $31.98 per share, according to the Form 4 insider transaction data provided.

What is Paul E. Eberly’s FMBM share ownership after the transaction?

Following the tax-withholding disposition, Paul E. Eberly directly owned 8,234 shares of F&M Bank Corp common stock. This post-transaction balance shows his continuing equity stake in the company after the routine administrative share withholding for taxes.

Does the FMBM insider transaction signal a change in investment outlook?

The reported transaction appears administrative, covering tax obligations with 352 shares. Such F-code tax-withholding dispositions are typically routine and do not represent discretionary buying or selling decisions that might indicate a changed outlook on F&M Bank Corp’s prospects.