F&M Bank Corp. filings document the regulatory record of a financial holding company whose wholly owned subsidiary is Farmers & Merchants Bank. The company's 8-K reports disclose operating results, quarterly dividends, material events, completed investment sales, and balance-sheet measures such as loans, deposits, capital ratios, asset quality, net interest income, and net interest margin.
Other filings cover proxy governance, annual meeting matters, director changes, executive employment agreements, and compensation arrangements. Capital-structure disclosures include subordinated notes issued to qualify as Tier 2 capital, related covenants and redemption terms, and the use of proceeds for existing subordinated debt and general corporate purposes.
F & M Bank Corp. entered a Subordinated Note Purchase Agreement and issued $10.0 million of 7.55% fixed‑to‑floating rate subordinated notes due November 1, 2035.
The Notes pay 7.55% per annum from May 1, 2026 to but excluding November 1, 2030, then reset quarterly to three‑month SOFR + 424.5 bps to maturity, with interest payable in arrears. Beginning November 1, 2030, they are redeemable at the Company’s option on any scheduled interest payment date. The Notes are unsecured, rank junior to senior indebtedness, are not convertible, and are not callable by holders.
The Company states the Notes were structured to qualify as Tier 2 capital and intends to use proceeds to redeem existing subordinated debt and for general corporate purposes. The offering relied on Section 4(a)(2) and Regulation D exemptions. Separately, the Company furnished a press release announcing results for the quarter and nine months ended September 30, 2025 and its quarterly dividend.
F & M Bank Corp. reported a board change driven by its mandatory retirement policy. Director Daphyne S. Thomas retired from the board effective September 18, 2025 after reaching the mandatory retirement age set out in the company’s Amended and Restated Bylaws.
After retiring from active board service, Ms. Thomas became an honorary director. Under the bylaws, an honorary director may attend board meetings but is not entitled to vote, and will continue in this role until she tenders her resignation or the board requests it.
F&M Bank Corp (FMBM) director Peter H. Wray reported a purchase of company common stock on 09/18/2025. The Form 4 shows Mr. Wray acquired 238 shares at a price of $25.92 per share, paid using proceeds of a quarterly retainer, and now directly beneficially owns 7,154 shares. The filing was signed by an attorney-in-fact on 09/22/2025. All activity reported is non-derivative common stock and the acquisition code is P, indicating a purchase. No other transactions, derivative positions, or additional context are provided in the filing.
John A. Willingham, a director of F&M Bank Corp (FMBM), reported a purchase of 99 shares of the issuer's common stock on 09/18/2025 at a price of $25.92 per share. Following the transaction he beneficially owns 20,759 shares in a direct capacity. The filing identifies the transaction code P and explains the shares were acquired from the issuer using the proceeds of a quarterly retainer, indicating the share grant was compensation-related rather than an open-market purchase. The Form 4 was signed by an attorney-in-fact, Candy F. Barkley.
F&M Bank Corp (FMBM) Form 4: Director Thomas Daphyne S. acquired 238 shares of the issuer's common stock on 09/18/2025 at a price of $25.92 per share, increasing reported beneficial ownership to 1,828 shares. The filing states the shares were acquired from the issuer using proceeds of a quarterly retainer. The transaction is reported as a direct beneficial ownership change and the Form 4 is signed by an attorney-in-fact, Candy F. Barkley.
F&M Bank Corp (FMBM) director Christopher S. Runion acquired 238 shares of common stock on 09/18/2025 at $25.92 per share. The filing states the shares were issued by the company and received as payment using proceeds of a quarterly retainer. After the transaction Mr. Runion beneficially owned 8,431 shares directly and 2,313 shares indirectly through the Heifer Investment Corporate Account. The Form 4 was filed by one reporting person and signed by an attorney-in-fact on 09/18/2025.
Anne B. Keeler, a director of F&M Bank Corp (FMBM), acquired 238 shares of the issuer's common stock at $25.92 per share on 09/18/2025. The purchase was made with the proceeds of a quarterly director retainer and increased her direct beneficial ownership to 2,754 shares. This Form 4 discloses a routine compensation-related stock acquisition by an insider rather than a market purchase or sale.
Hannah W. Hutman, a director of F&M Bank Corp (FMBM), reported a transaction on 09/18/2025. The Form 4 shows she acquired 238 shares of the issuer's common stock at a reported price of $25.92 per share, bringing her total beneficial ownership to 3,030 shares. The filing notes the shares were acquired from the issuer using proceeds of a quarterly retainer. The Form is an individual filing and was signed by an attorney-in-fact, Candy F. Barkley, on behalf of the reporting person.
Neil A. Houff, a director of F&M Bank Corp (ticker: FMBM), reported a purchase of 238 shares of the issuer's common stock on 09/18/2025 at a price of $25.92 per share. After the transaction, Mr. Houff beneficially owned 1,543 shares directly. The filing states the shares were acquired from the issuer using proceeds of a quarterly retainer. The Form 4 was submitted by an attorney-in-fact, Candy F. Barkley, on behalf of the reporting person.
Edward Ray Burkholder, a director of F&M Bank Corp (ticker: FMBM), reported a purchase of 317 shares of the issuer's common stock on 09/18/2025 at a price of $25.92 per share. The filing shows Mr. Burkholder directly beneficially owns 5,486 shares and indirectly beneficially owns 168,459 shares as Trustee of the F&M Bank Corp. ESOP. The Form 4 was filed by one reporting person and executed by attorney-in-fact Candy F. Barkley on 09/18/2025. The filing notes the shares were acquired with proceeds of a quarterly retainer.