F&M Bank Corp. filings document the regulatory record of a financial holding company whose wholly owned subsidiary is Farmers & Merchants Bank. The company's 8-K reports disclose operating results, quarterly dividends, material events, completed investment sales, and balance-sheet measures such as loans, deposits, capital ratios, asset quality, net interest income, and net interest margin.
Other filings cover proxy governance, annual meeting matters, director changes, executive employment agreements, and compensation arrangements. Capital-structure disclosures include subordinated notes issued to qualify as Tier 2 capital, related covenants and redemption terms, and the use of proceeds for existing subordinated debt and general corporate purposes.
F&M Bank Corp director reports small stock purchase. A director of F&M Bank Corp (FMBM) acquired 218 shares of common stock on 12/18/2025 in an open market purchase coded "P" at a price of $28.25 per share. After this transaction, the director beneficially owns 8,649 shares directly and 2,313 shares indirectly through the Heifer Investment Corporate Account. The filing notes that the shares were acquired from the issuer using proceeds from a quarterly retainer, meaning the director is taking part of their board compensation in company stock.
F&M Bank Corp director reports small stock purchase
A director of F&M Bank Corp reported buying 291 shares of the company’s common stock on 12/18/2025 at a price of $28.25 per share. After this transaction, the director beneficially owns 5,777 shares directly and 168,459 shares indirectly as trustee of the F&M Bank Corp ESOP. The filing notes that the newly acquired shares were obtained from the issuer using the proceeds of a quarterly retainer, meaning the director’s board compensation was taken in stock rather than cash for this portion.
A director of F&M Bank Corp reported a small open-market purchase of company stock. On 12/18/2025, the director acquired 72 shares of common stock at a price of $28.25 per share, coded as a purchase transaction. After this trade, the director beneficially owns 1,900 shares, held directly.
The filing notes that the shares were acquired from the issuer using the proceeds of a quarterly retainer, meaning compensation owed to the director was effectively taken in stock rather than cash. This is a routine insider transaction that slightly increases the director’s direct ownership in the company.
F&M Bank Corp reported that one of its directors acquired additional common stock through a routine compensation arrangement. On 12/18/2025, the director purchased 218 shares of F&M Bank Corp common stock at $28.25 per share. The filing notes these shares were acquired from the issuer using the proceeds of a quarterly retainer, reflecting stock-based compensation rather than an open-market trade. Following this transaction, the director beneficially owns 3,248 shares directly.
F&M Bank Corp director reports small stock purchase
A director of F&M Bank Corp reported buying 218 shares of the company’s common stock on 12/18/2025 in an open-market transaction coded as a purchase. The shares were acquired at a price of $28.25 per share, and the director now beneficially owns 2,972 shares held directly.
The filing notes that these shares were acquired from the issuer using the proceeds of a quarterly retainer, meaning the director’s regular board compensation was taken in stock rather than cash. No derivative securities transactions were reported.
A director of F&M Bank Corp reported a small stock purchase in a Form 4 insider transaction filing. On 12/18/2025, the director acquired 218 shares of F&M Bank Corp common stock at a price of $28.25 per share. The filing shows the transaction code "P," indicating a purchase, and the shares are held as a direct ownership position.
Following this transaction, the director beneficially owns 1,761 shares of F&M Bank Corp common stock directly. The explanation notes that the shares were acquired from the issuer using the proceeds of a quarterly retainer, meaning the director effectively took part of board compensation in stock rather than cash.
A director of F&M Bank Corp reported a small purchase of company stock. On 12/18/2025, the director acquired 218 shares of F&M Bank Corp common stock in a transaction coded as a purchase at a price of $28.25 per share. After this transaction, the director beneficially owned 7,372 shares, held directly.
According to the explanation provided, the shares were acquired from the issuer using the proceeds of a quarterly retainer, indicating this was part of the director’s compensation arrangement rather than a discretionary open-market trade.
F & M Bank Corp. reported that it and its bank subsidiary entered into amended and restated employment agreements with CEO Aubrey Michael Wilkerson, President Barton E. Black, and Executive Vice President and CFO Lisa F. Campbell effective December 16, 2025. The contracts set annual base salaries of $375,950 for Mr. Wilkerson, $329,250 for Mr. Black, and $292,500 for Ms. Campbell, with eligibility for executive bonus plans and standard employee benefits.
Each agreement runs through December 31, 2026 and automatically extends one year on each December 31 unless either party gives advance written notice or the agreement is otherwise terminated. If employment ends without cause or for good reason outside a change of control, each executive may receive up to 12 months of base salary, unpaid prior bonuses, and a welfare benefit tied to 12 months of incremental COBRA costs. Following a change of control, severance increases to a lump sum including a 24‑month welfare benefit and 2.99 times base salary plus the higher of target or most recent annual bonus, subject to a release of claims and compliance with non‑competition and non‑solicitation covenants that generally last 18 months after employment ends.
F&M Bank Corp (FMBM): Schedule 13G/A (Amendment No. 2) discloses that Fourthstone LLC and related entities report beneficial ownership of 307,793 shares of common stock, representing 8.65% of the class. The filing indicates shared voting and dispositive power over these shares.
Percentages are based on 3,557,267 shares outstanding as of August 12, 2025, as cited from the issuer’s 10-Q. The reporting persons state the securities were acquired and are held in the ordinary course of business and not for the purpose or effect of changing or influencing control.
F & M Bank Corp (FMBM) reported stronger Q3 2025 results. Net income rose to $2.9 million from $0.8 million a year ago, and EPS increased to $0.82 from $0.23. Net interest income improved to $10.5 million as deposit interest costs eased, while the provision for credit losses decreased versus last year.
Total assets were $1.36 billion at September 30, 2025, up from $1.30 billion at year‑end. Deposits reached $1.24 billion, and net loans held for investment were $864.5 million. Shareholders’ equity increased to $101.5 million, supported by an improvement in accumulated other comprehensive loss to $17.9 million from $27.4 million, reflecting narrower unrealized losses on securities.
For the first nine months, net income was $8.3 million (EPS $2.35) versus $5.0 million (EPS $1.44) last year. The allowance for credit losses was $7.8 million, and nonaccrual loans were $7.5 million. Cash and cash equivalents increased to $83.9 million. The company paid quarterly dividends of $0.26 per share; common shares outstanding were 3,556,658 as of November 4, 2025.