Welcome to our dedicated page for Farmers Merchant SEC filings (Ticker: FMCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
F&M Bank’s five-star safety record makes headlines, but the real story lives inside its SEC disclosures. Whether you need dividend history, loan portfolio quality, or Central Valley branch expansion details, our platform streamlines your search journey.
Start with the F&M Bank annual report 10-K simplified section to see net interest margin trends and the bank’s much-praised community reinvestment metrics. Move to the F&M Bank quarterly earnings report 10-Q filing area for up-to-the-minute margin shifts and credit-loss provisions. Material developments such as new branch openings land in our F&M Bank 8-K material events explained feed within minutes of EDGAR release.
- AI-powered summaries highlight allowance-for-loan-loss changes in plain language.
- Instant alerts surface F&M Bank Form 4 insider transactions real-time, letting you monitor executive and family shareholder moves.
- Quick links point to the F&M Bank proxy statement executive compensation file so you can review salary and incentive alignment.
Need a direct answer? Ask, “How does Stock Titan make F&M Bank SEC filings explained simply?” Our AI extracts key metrics, turning 200-page documents into a two-minute read. You’ll find phrases investors search for, like “F&M Bank insider trading Form 4 transactions” or “understanding F&M Bank SEC documents with AI”, embedded throughout, ensuring quick navigation and search visibility. From dividend policy shifts to community-bank credit updates, every disclosure is one click away with F&M Bank earnings report filing analysis at Stock Titan.
Farmers & Merchants Bancorp announced that its Board of Directors has changed the record date for the company’s fourth quarter cash dividend. The record date, which determines which shareholders are entitled to receive the dividend, was moved from December 15, 2025 to December 4, 2025.
This update only affects timing of shareholder eligibility for the already-declared fourth quarter cash dividend and does not describe any change to the dividend type.
Farmers & Merchants Bancorp announced a temporary, voluntary odd-lot program that lets shareholders who owned 99 shares or less of FMCB common stock as of November 12, 2025 sell all of their shares without paying any fees. The company says the program is designed to give eligible holders a simple way to exit small positions and improve liquidity.
The announcement was made via press release, which is included as an exhibit. The filing does not discuss pricing, timing, or participation levels; it focuses on eligibility and the fee‑free nature of the sale for odd‑lot holders.
Farmers & Merchants Bancorp reported a routine corporate action: the Board of Directors declared a quarterly cash dividend. The company disclosed this on November 12, 2025 and furnished a press release as Exhibit 99, which is incorporated by reference.
The filing does not include additional operational updates or transactional changes. This announcement reflects the company’s ongoing practice of returning cash to shareholders through periodic dividends.
Farmers & Merchants Bancorp reported solid Q3 performance. Net income was $23.7 million, up from $22.1 million a year ago, as net interest income rose to $55.4 million from $52.0 million. The company recorded a $0.7 million provision for credit losses and net charge-offs of $0.9 million.
As of September 30, 2025, total assets were $5.63 billion versus $5.37 billion at year-end. Deposits reached $4.89 billion, up from $4.70 billion, while loans and leases held for investment, net, were $3.53 billion. Shareholders’ equity improved to $645.3 million, supported by higher retained earnings and a smaller accumulated other comprehensive loss. Nonaccrual loans were modest at $0.96 million.
Operating cash flow was $90.5 million for the nine months; investing used $298.1 million, primarily for securities purchases, and financing provided $167.6 million, reflecting deposit growth. Basic EPS was $34.24 for the quarter, and shares outstanding were 720,365 as of October 31, 2025.
Farmers & Merchants Bancorp (FMCB) director Kevin Sanguinetti reported an open-market purchase on 11/05/2025. He bought 10 shares of common stock at $1,043 per share, coded “P”. Following the reported transactions, he listed 6,318 shares held directly, 1,397 shares held indirectly in a grantor trust established in connection with the company’s NQRP, and 727 shares held indirectly by spouse.
Farmers & Merchants Bancorp furnished an investor presentation via an 8-K. On October 28, 2025, the company released an updated deck covering its financial position, business, and operations, which management may use in investor communications and conferences. The presentation is attached as Exhibit 99.1.
The materials were furnished under Item 7.01 (Regulation FD) and, pursuant to General Instruction B.2, are not deemed “filed” under the Exchange Act and are not incorporated by reference unless expressly stated.
Farmers & Merchants Bancorp reported that it issued a press release covering financial results for the three and nine months ended September 30, 2025. The company furnished this update via a Form 8-K dated October 16, 2025.
The press release is attached as Exhibit 99 and is incorporated by reference. The filing also includes the Cover Page Interactive Data File as Exhibit 104.
FAQ
What is the current stock price of Farmers Merchant (FMCB)?
What is the market cap of Farmers Merchant (FMCB)?
