[8-K] FARMERS & MERCHANTS BANCORP Reports Material Event

Rhea-AI Filing Summary

Farmers & Merchants Bancorp reported a routine corporate action: the Board of Directors declared a quarterly cash dividend. The company disclosed this on November 12, 2025 and furnished a press release as Exhibit 99, which is incorporated by reference.

The filing does not include additional operational updates or transactional changes. This announcement reflects the company’s ongoing practice of returning cash to shareholders through periodic dividends.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): November 12, 2025

Farmers & Merchants Bancorp

(Exact name of registrant as specified in its charter)

Delaware	000-26099	94-3327828
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

111 West Pine Street, Lodi, California		95240
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (209) 367-2300

Former name or former address, if changed since last report

Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
None		Not applicable		Not applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

On November 12, 2025, Farmers & Merchants Bancorp announced the Board of Directors’ declaration of a quarterly cash dividend, a copy of which is included as Exhibit 99 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

	Exhibit No.	Description of Exhibits
	99	Press release announcing the Board of Directors of Farmers & Merchants Bancorp’s declaration of a quarterly cash dividend, a copy of which is included as Exhibit 99 and incorporated herein by reference.
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FARMERS & MERCHANTS BANCORP
	By	/s/ Bart R. Olson
		Bart R. Olson
		Executive Vice President
		& Chief Financial Officer
Date:  November 12, 2025

FAQ

What did FMCB announce in its 8-K?

The Board of Directors declared a quarterly cash dividend and furnished a press release as Exhibit 99.

When was the FMCB dividend announcement made?

The announcement was made on November 12, 2025.

What exhibit contains details of FMCB’s dividend?

The press release detailing the dividend is included as Exhibit 99.

Which form did FMCB use to disclose the dividend?

The company used a Form 8-K to disclose the dividend declaration.

Who signed the FMCB disclosure?

It was signed by Bart R. Olson, Executive Vice President & Chief Financial Officer.