Welcome to our dedicated page for Finward Bancorp SEC filings (Ticker: FNWD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Searching for the story behind Finward Bancorp’s community banking success usually starts with its regulatory paperwork. Investors want to know how residential mortgages, commercial real-estate loans, and deposit growth flow through the numbers—and where executives are buying their own shares. This page curates every document you need, from the Finward Bancorp annual report 10-K simplified to real-time Finward Bancorp Form 4 insider transactions, so you can follow Northwest Indiana’s hometown bank without wading through EDGAR.
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Finward Bancorp reported stronger quarterly results. For the three months ended September 30, 2025, net income was $3.5 million versus $0.6 million a year earlier, and diluted EPS rose to $0.81 from $0.14. Net interest income increased to $14.4 million from $12.0 million as interest expense declined, and the company recorded a $0.3 million benefit from credit losses. Non‑interest income was stable at $2.9 million.
Year‑to‑date, net income was $6.1 million compared with $10.0 million in 2024, when results included a large real estate gain. Total assets were $2.05 billion. Deposits totaled $1.75 billion and borrowed funds were $55.0 million as of September 30, 2025. Stockholders’ equity improved to $165.5 million, helped by an $8.8 million improvement in accumulated other comprehensive loss. Net loans were $1.46 billion, reflecting modest contraction. The company declared a quarterly dividend of $0.12 per share, and had 4,327,000 shares outstanding as of November 7, 2025.
Finward Bancorp filed a current report announcing it issued a press release with unaudited financial results for the quarter ended September 30, 2025. The company furnished the earnings release as Exhibit 99.1. This is an informational update of quarterly performance metrics disclosed by the bank holding company for its NASDAQ-listed common stock (ticker: FNWD).
Finward Bancorp (FNWD) disclosed forward-looking cautionary language and identified a previously announced memorandum of understanding with the FDIC and Indiana Department of Financial Institutions that affects the Bank. The company notes it has agreed under that memorandum to refrain from paying cash dividends without prior regulatory approval. The filing lists a broad set of risks that could cause actual results to differ materially from expectations, including trade policy shifts, AI risks, asset quality and credit risk changes, interest-rate and liquidity pressures that may reduce net interest margins, declines in investment securities values, customer adoption and behavior risks, challenges from mergers and integrations, regulatory actions, and economic and technological changes. The company also states it may not repurchase shares or pay dividends and that any such actions depend on capital, performance, regulatory and other factors.