Finward Bancorp Insider Trading Activity

Finward Bancorp Executive Vice President Robert T. Lowry reported multiple holdings updates in the company’s common stock.

Accepted by SEC EDGAR 02/27/2026 - 02:13 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Finward Bancorp Executive Vice President Robert T. Lowry reported multiple holdings updates in the company’s common stock. On February 25, 2026, he acquired 369 shares as a grant or award at $36.60 per share, bringing his direct holdings to 11,215.7252 shares.

On December 30, 2025, he also bought 50.9367 shares of common stock at $35.56 per share through an indirect profit-sharing arrangement, with that account holding 15,143.7633 shares after the transaction. Additional indirect holdings on that date included 2,478 shares in an IRA and 755 shares held by his spouse. A footnote notes that certain shares were acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 50.9367 shares

Net Buy 2 txns

Insider Lowry Robert T

Role Executive Vice President

Bought 50.9367 shs ($2K)

Increase in Position 0.34%

Type	Security	Shares	Price	Value
Grant/Award	Common	369	$36.60	$14K
Purchase	Common Stock	50.9367	$35.56	$2K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 15,143.7633 shares (Indirect, Profit Sharing); Common — 11,215.7252 shares (Direct); Common Stock — 2,478 shares (Indirect, IRA); Common Stock — 755 shares (Indirect, Spouse)

Holdings Before and After: Common Stock, 15,092.8266 to 15,143.7633 shares (Indirect, Profit Sharing); Common, 10,846.7252 to 11,215.7252 shares (Direct)

Other Insiders: 2 other insiders reported open-market purchases of this stock in the 30 days up to this filing.

Footnotes (1)

1. F1. Shares acquired from the Dividend Reinvestment Plan

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lowry Robert T

(Last) (First) (Middle)

9204 COLUMBIA AVENUE

(Street)

MUNSTER IN 46321

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Finward Bancorp [ FNWD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								2,478	I	IRA
Common Stock	12/30/2025		P		50.9367(1)	A	$35.56	15,143.7633	I	Profit Sharing
Common Stock								755	I	Spouse
Common	02/25/2026		A		369	A	$36.6	11,215.7252	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from the Dividend Reinvestment Plan

Remarks:

	/s/ Timothy Artus	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.