Finance Of America Companies Inc SEC Filings

Finance of America Companies Inc. (FOA) reported Q3 2025 results marked by lower fair‑value gains and higher operating spend. Total revenues were $80.8 million, driven by net portfolio interest income of $78.1 million and net origination gains of $59.9 million, offset by negative fair‑value changes. The company posted a net loss of $29.9 million from continuing and discontinued operations.

Expenses rose to $104.6 millionbasic EPS of $(1.05) for the quarter. For the nine months, FOA recorded $423.9 million in total revenues and $125.0 million in net income. The balance sheet shows total assets of $30.66 billion, supported by $18.97 billion of HECM-related loans and $10.48 billion of nonrecourse loan assets; total liabilities were $30.29 billion, and total equity was $365.8 million. Cash and restricted cash ended the period at $402.4 million, with operating cash use offset by investing inflows.

Shares outstanding were 7,891,348 Class A and 12 Class B as of November 7, 2025.

Finance of America Companies (FOA) reported an insider transaction on Form 4. On November 3, 2025, President Kristen N. Sieffert sold 750 shares of Class A common stock at $21.86 per share, executed under a Rule 10b5-1 trading plan. Following the sale, she beneficially owned 81,799 shares, held directly.

The filing notes the sale was effected pursuant to a Rule 10b5-1 plan adopted on December 13, 2024.

Finance of America Companies Inc. (FOA) furnished an 8‑K announcing it issued a press release with financial results for the third quarter ended September 30, 2025. The press release is attached as Exhibit 99.1, dated November 4, 2025, and is incorporated by reference as stated.

The information under Item 2.02, including Exhibit 99.1, is furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.

Finance of America Companies (FOA) filed a Form 144 notice for a proposed sale of 750 common shares. The filing lists Wells Fargo Clearing Services as broker, an aggregate market value of $16,388.00, trading on the NYSE, and an approximate sale date of 11/03/2025.

The shares were acquired as RSUs from the issuer on 09/29/2021 in the amount of 750 shares. The notice also reports recent sales by the filer over the past three months: 750 shares on 09/02/2025 for $19,688.00 and 750 shares on 10/01/2025 for $16,568.00. Form 144 is a notice of intent to sell restricted or control securities and does not itself represent a completed sale.

Finance of America Companies Inc. (FOA) completed consented note amendments. On October 21, 2025, subsidiary FOA Funding executed First Supplemental Indentures for its 7.875% Senior Secured Notes due 2026 and its 10.000% Exchangeable Senior Secured Notes due 2029 with U.S. Bank Trust Company, National Association, as trustee and collateral trustee.

The amendments permit FOA Funding and its restricted subsidiaries to make restricted payments, in an aggregate amount not to exceed $45.0 million, to fund repurchases of equity interests pursuant to a previously disclosed Repurchase Agreement, subject to terms and conditions. They also require FOA Funding and any subsidiary holding any HMSR Instrument to treat aggregate net proceeds from monetizing such instruments as Collateral Net Cash Proceeds. For the 2026 Notes, the issuer waived its existing right to extend the maturity date from November 30, 2026 to November 30, 2027 with respect to $60.0 million principal amount.

Finance of America Companies (FOA) disclosed an insider transaction: Chief Accounting Officer Tai A. Thornock sold 1,100 shares of Class A Common Stock at $21.34 on October 16, 2025. The sale was effected pursuant to a Rule 10b5-1 trading plan adopted on December 4, 2024 and amended on December 13, 2024. Following the transaction, the reporting person beneficially owns 13,950 shares directly.

Finance of America (FOA)1,100 Class A shares by Tai A. Thornock. The filing lists an aggregate market value of $23,474, an approximate sale date of 10/16/2025, execution through Fidelity Brokerage Services LLC, and listing on the NYSE.

The shares to be sold were acquired via restricted stock vesting: 291 shares on 04/03/2023 and 809 shares on 04/01/2024, both categorized as compensation. Shares outstanding were 11,079,270.

The seller reported recent sales of 1,100 shares each on 07/16/2025 ($25,575), 08/18/2025 ($29,931), and 09/16/2025 ($28,457).

Bloom Retirement Holdings Inc. and Reza Jahangiri filed Amendment No. 12 to Schedule 13D for Finance of America Companies Inc. They may be deemed to beneficially own 2,126,091 shares of Class A common stock as of October 13, 2025, representing 9.49% of the class, based on 11,079,270 shares outstanding as of August 6, 2025.

Bloom is the record holder of 326,484 shares and 1,799,607 FOAEC Units, which are exchangeable into Class A shares on a one-for-one basis. Issuance of FOAEC Units is limited by a 9.49% ownership cap until certain consents and approvals are satisfied (the “Control Condition”). The reporting persons have shared voting and dispositive power over 2,126,091 shares and no sole power.

Since their most recent filing, Bloom disposed of 140,022 shares in open-market transactions under a 2025 Rule 10b5-1 trading plan.

Form 144 notice for Finance of America Companies, Inc. (FOA) shows an insider intends to sell 750 common shares through Wells Fargo Clearing Services on the NYSE, with an aggregate market value reported as $16,568 and approximately 11,079,270 shares outstanding. The shares were acquired on 09/29/2021 as employee stock grants and payment for those grants is listed as N/A. The filer also reported three prior sales in the past three months by the same person, each for 750 shares with gross proceeds of $19,688.00, $15,707.26 and $17,333.00 respectively. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information.