STOCK TITAN

Franklin Financial (FRAF) SVP cashless exercise of 2,250 options

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Franklin Financial Services Corp. SVP and Chief Marketing Officer Matthew D. Weaver exercised 2,250 incentive stock options for common stock at $30.00 per share on July 31, 2026 under the 2013 Incentive Stock Option Plan. The exercise was structured as a cashless transaction, with 1,070 shares withheld at a market price of $63.11 to fund the exercise. Weaver continues to hold options on 2,250 additional shares at a $34.10 exercise price expiring February 22, 2028.

Positive

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Negative

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Insider Weaver Matthew D
Role SVP, Chief Marketing Officer
Type Security Shares Price Value
Exercise Incentive Stock Option (Right to Buy) 2,250 $0.00 $0.00
Exercise Common Stock F1, F2, F3 2,250 $30.00 $68K
Exercise Price Payment Common Stock F1, F3 1,070 $63.11 $68K
holding Incentive Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Incentive Stock Option (Right to Buy) — 2,250 shares (Direct); Common Stock — 4,910 shares (Direct)
Footnotes (3)
  1. F1. Reflects shares withheld by the issuer at the market price of $63.11 per share less an exercise price of $30.00 per share to fund the cashless exercise of 2,250 options owned by the reporting person pursuant to the issuer's 2013 Incentive Stock Option Plan.
  2. F2. Total shares includes 16 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
  3. F3. Includes previously reported unvested restricted stock units.
Options exercised 2,250 shares Incentive Stock Option exercise on July 31, 2026 at $30.00 per share
Option exercise price $30.00 per share Incentive Stock Options (Right to Buy) for 2,250 common shares
Shares withheld 1,070 shares Withheld by issuer at $63.11 per share to fund cashless exercise
Market price for withholding $63.11 per share Price used to withhold 1,070 shares to cover exercise cost
Remaining option exercise price $34.10 per share Exercise price of remaining incentive stock options expiring February 22, 2028
Remaining option underlying shares 2,250 shares Underlying common stock for remaining incentive stock options held directly
Incentive Stock Option (Right to Buy) financial
"Security title listed as Incentive Stock Option (Right to Buy)"
cashless exercise financial
"to fund the cashless exercise of 2,250 options owned by the reporting person"
A cashless exercise is a way for an option holder to convert stock options into actual shares without paying the purchase price in cash; instead they immediately give up a portion of the newly issued shares to cover the cost and any withholding taxes. Investors care because this process increases the number of shares available and can slightly dilute existing holdings, while also signaling how insiders or employees are realizing compensation without needing cash — similar to paying for a purchase by handing over part of what you just bought.
Dividend Reinvestment and Stock Purchase Plan financial
"acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan"
A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.
restricted stock units financial
"Includes previously reported unvested restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did FRAF executive Matthew D. Weaver report?

Matthew D. Weaver exercised 2,250 incentive stock options for Franklin Financial Services common stock at $30.00 per share. The transaction occurred on July 31, 2026 and was reported as an option exercise rather than an open-market purchase or sale.

How was the FRAF option exercise by Matthew D. Weaver funded?

The option exercise was funded as a cashless transaction, with 1,070 shares of common stock withheld at a market price of $63.11 per share. These withheld shares covered the $30.00 per share exercise price for the 2,250 options.

What type of equity award did FRAF’s Matthew D. Weaver exercise?

Weaver exercised Incentive Stock Options (Right to Buy) covering 2,250 shares of Franklin Financial Services common stock. These options carried an exercise price of $30.00 per share and were granted under the company’s 2013 Incentive Stock Option Plan.

Does Matthew D. Weaver still hold options in FRAF after this transaction?

Yes. After this exercise, Weaver continues to hold incentive stock options on 2,250 shares of common stock with an exercise price of $34.10 per share, expiring on February 22, 2028, according to the reported derivative holdings.

Was the FRAF Form 4 transaction by Matthew D. Weaver under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmed, and the footnotes do not state that the transactions were made under a 10b5-1 trading plan. The report describes a cashless option exercise with shares withheld by the issuer.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Weaver Matthew D

(Last)(First)(Middle)
1500 NITTERHOUSE DRIVE

(Street)
CHAMBERSBURG PENNSYLVANIA 17201

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP, Chief Marketing Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/31/2026M2,250(1)A$305,980(2)(3)D
Common Stock07/31/2026F1,070(1)D$63.114,910(3)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Incentive Stock Option (Right to Buy)$3007/31/2026M2,25008/23/201702/23/2027Common Stock2,250$00D
Incentive Stock Option (Right to Buy)$34.108/22/201802/22/2028Common Stock2,2502,250D
Explanation of Responses:
1. Reflects shares withheld by the issuer at the market price of $63.11 per share less an exercise price of $30.00 per share to fund the cashless exercise of 2,250 options owned by the reporting person pursuant to the issuer's 2013 Incentive Stock Option Plan.
2. Total shares includes 16 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
3. Includes previously reported unvested restricted stock units.
/s/Amanda M. Ducey by Power of Attorney for Matthew D. Weaver08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)