Director Gregory Duffey buys more Franklin Financial (FRAF) stock

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Gregory A. Duffey purchased 16 shares of Common Stock on July 29, 2026 at $64.08 per share in a reported purchase transaction. After this trade, his reported position, including previously reported unvested restricted stock units, totals 23,911 shares.

Insider Trade Summary

Net Buyer: 16 shares

Net Buy 1 txn

Insider Duffey Gregory A

Role Director

Bought 16 shs ($1K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	16	$64.08	$1K

Holdings After Transaction: Common Stock — 23,911 shares (Direct)

Footnotes (1)

1. F1. Includes previously reported unvested restricted stock units.

Key Figures

Shares purchased: 16 shares Purchase price: $64.08 per share Post-transaction holdings: 23,911 shares

3 metrics

Shares purchased 16 shares Common Stock transaction on July 29, 2026 by director Gregory A. Duffey

Purchase price $64.08 per share Price paid for Common Stock in the July 29, 2026 transaction

Post-transaction holdings 23,911 shares Total reported position after the trade, including previously reported unvested restricted stock units

Key Terms

Common Stock, restricted stock units, acquired_disposed_code

3 terms

Common Stock financial

"security_title: "Common Stock" in the reported non-derivative transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

restricted stock units financial

"Footnote: "Includes previously reported unvested restricted stock units.""

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

acquired_disposed_code financial

"Field "acquired_disposed_code": "A" indicating an acquisition of securities"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/30/2026 - 02:40 PM Accepted by SEC EDGAR 07/30/2026 - 02:37 PM Learn about SEC filing dates

FAQ

What insider transaction did Gregory A. Duffey report for FRAF?

Director Gregory A. Duffey reported buying 16 shares of Franklin Financial Services Corp. (FRAF) Common Stock at $64.08 per share on July 29, 2026, in a transaction classified as a purchase in an open market or private transaction.

How many FRAF shares does Gregory A. Duffey hold after this purchase?

Following the reported transaction, Gregory A. Duffey’s position in Franklin Financial Services Corp. (FRAF), including previously reported unvested restricted stock units, is 23,911 shares of Common Stock, as stated in the report’s post-transaction ownership figure.

Was the FRAF insider purchase made under a Rule 10b5-1 trading plan?

The report’s Rule 10b5-1 checkbox was not affirmed, indicating this purchase was not reported as made under a Rule 10b5-1 trading plan, based on the document-level election provided with the transaction data.

What security did the Franklin Financial (FRAF) director buy?

Gregory A. Duffey acquired Common Stock of Franklin Financial Services Corp. (FRAF). The transaction involved 16 shares, and the per-share purchase price was $64.08, according to the non-derivative transaction information in the report.

How does the size of this FRAF insider trade compare to Duffey’s holdings?

The reported purchase covered 16 shares, while his post-transaction position, including previously reported unvested restricted stock units, is 23,911 shares. This indicates the trade changed his overall reported holdings by a relatively small share amount.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffey Gregory A

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/29/2026		P		16	A	$64.08	23,911(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Gregory A. Duffey	07/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)