Franklin Financial (FRAF) director adds 18 shares in open-market buy

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Gregory A. Duffey reported an open-market purchase of common stock. On April 29, 2026, he bought 18 shares of Franklin Financial at $55.35 per share. Following this transaction, Duffey directly holds 23,723 shares, which the filing notes include previously reported unvested restricted stock units.

Insider Trade Summary

Net Buyer: 18 shares ($996)

Net Buy 1 txn

Insider Duffey Gregory A

Role null

Bought 18 shs ($996.30)

Type	Security	Shares	Price	Value
Purchase	Common Stock	18	$55.35	$996.30

Holdings After Transaction: Common Stock — 23,723 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares purchased: 18 shares Purchase price: $55.35 per share Direct holdings after transaction: 23,723 shares

3 metrics

Shares purchased 18 shares Open-market purchase on April 29, 2026

Purchase price $55.35 per share Common stock transaction

Direct holdings after transaction 23,723 shares Includes previously reported unvested restricted stock units

Key Terms

open-market purchase, restricted stock units, Form 4

3 terms

open-market purchase financial

"he bought 18 shares of Franklin Financial at $55.35 per share in an open-market purchase"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

restricted stock units financial

"includes previously reported unvested restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Form 4 regulatory

"reported in the Form 4 insider filing"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffey Gregory A

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/29/2026		P		18	A	$55.35	23,723(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Gregory A. Duffey	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Franklin Financial (FRAF) disclose in this Form 4?

Franklin Financial disclosed that director Gregory A. Duffey made an open-market purchase of 18 shares of common stock at $55.35 per share on April 29, 2026. The filing updates his direct ownership position following this small additional investment.

How many Franklin Financial (FRAF) shares did Gregory A. Duffey buy and at what price?

Gregory A. Duffey bought 18 shares of Franklin Financial common stock at $55.35 per share. This was an open-market purchase that modestly increased his direct holdings as reported in the Form 4 insider filing.

What are Gregory A. Duffey’s total direct holdings in Franklin Financial (FRAF) after the trade?

After the reported transaction, Gregory A. Duffey directly holds 23,723 shares of Franklin Financial common stock. The filing notes that this total includes previously reported unvested restricted stock units, giving a consolidated view of his equity position.

Was the Franklin Financial (FRAF) insider transaction a purchase or a sale?

The insider transaction was a purchase. Director Gregory A. Duffey executed an open-market buy of 18 shares of Franklin Financial common stock, classified under transaction code “P” for purchase in the Form 4 filing.

What does the footnote about unvested restricted stock units mean for FRAF’s Form 4?

The footnote explains that Duffey’s reported direct holdings of 23,723 shares include previously reported unvested restricted stock units. This means both vested shares and certain unvested equity awards are combined in the total ownership figure disclosed.