FRANKLIN FINANCIAL SERVICES CORP /PA/ Insider Trading Activity

Franklin Financial Services Corp. President & COO Charles Benner Jr reported a compensation-related equity grant.

Rhea-AI Filing Summary

Franklin Financial Services Corp. President & COO Charles Benner Jr reported a compensation-related equity grant. He acquired 1,020 restricted stock units (RSUs) of Common Stock at no cost under the company’s 2019 Omnibus Stock Incentive Plan.

The RSUs vest in three equal installments on April 29, 2027, April 29, 2028, and April 29, 2029, subject to continued service. After this award, his reported total direct holdings are 5,918 shares, including previously reported unvested RSUs.

Insider Trade Summary

Grant/Award: 1,020 shares

Grant/Award 1 txn

Insider Carroll Charles Benner Jr

Role President & COO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,020	$0.00	$0.00

Holdings After Transaction: Common Stock — 5,918 shares (Direct)

Footnotes (2)

1. F1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs vest in three equal installments on April 29, 2027, April 29, 2028, and April 29, 2029, subject to continued service.
2. F2. Total shares includes previously reported unvested restricted stock units.

Key Figures

RSUs granted: 1,020 shares Grant price per RSU: $0.0000 per share Total holdings after grant: 5,918 shares +3 more

6 metrics

RSUs granted 1,020 shares Restricted stock units of Common Stock granted on April 29, 2026

Grant price per RSU $0.0000 per share Equity compensation award under 2019 Omnibus Stock Incentive Plan

Total holdings after grant 5,918 shares Direct holdings including previously reported unvested RSUs

First vesting date April 29, 2027 First of three equal RSU vesting installments

Second vesting date April 29, 2028 Second of three equal RSU vesting installments

Third vesting date April 29, 2029 Final RSU vesting installment, subject to continued service

Key Terms

restricted stock units, 2019 Omnibus Stock Incentive Plan, contingent right, vest in three equal installments, +1 more

5 terms

restricted stock units financial

"the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

2019 Omnibus Stock Incentive Plan financial

"Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted"

contingent right financial

"RSUs, which represent a contingent right to receive one share of Common Stock"

vest in three equal installments financial

"RSUs vest in three equal installments on April 29, 2027, April 29, 2028, and April 29, 2029"

continued service financial

"RSUs vest in three equal installments ... subject to continued service"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/29/2026 - 02:30 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Carroll Charles Benner Jr

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & COO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/29/2026		A		1,020(1)	A	$0	5,918(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs vest in three equal installments on April 29, 2027, April 29, 2028, and April 29, 2029, subject to continued service.

2. Total shares includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Charles B. Carroll, Jr.	04/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)