Franklin Financial director awarded 383 RSUs

Duffey Gregory A reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Duffey Gregory A reported acquisition or exercise transactions in this Form 4 filing.

Franklin Financial Services Corp. director Gregory A. Duffey received an equity award under the company’s 2019 Omnibus Stock Incentive Plan. He was granted 383 restricted stock units, each representing a right to one share of common stock, at no cash cost. These RSUs vest on the earlier of March 1, 2027 or the end of his board term. After this award, Duffey directly owns 23,642 shares of Franklin Financial common stock.

Insider Trade Summary

Grant/Award: 383 shares

Grant/Award 1 txn

Insider Duffey Gregory A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	383	$0.00	$0.00

Holdings After Transaction: Common Stock — 23,642 shares (Direct)

Footnotes (1)

1. F1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs will vest the earlier of March 1, 2027 or end of term.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FRAF director Gregory A. Duffey report?

Gregory A. Duffey reported receiving an equity award of 383 restricted stock units in Franklin Financial Services Corp. Each unit represents a contingent right to one share of common stock, granted under the 2019 Omnibus Stock Incentive Plan at no cash purchase price.

How many shares did the FRAF director’s Form 4 transaction involve?

The Form 4 shows an award of 383 restricted stock units to the Franklin Financial director. These units convert into the same number of common shares upon vesting, increasing his potential ownership without any immediate cash payment or open-market purchase activity.

What type of security was granted in the FRAF Form 4 filing?

The filing reports restricted stock units tied to Franklin Financial common stock. Each RSU represents a contingent right to receive one share of common stock, reflecting stock-based compensation rather than an open-market buy or sell transaction by the director.

When do Gregory A. Duffey’s FRAF restricted stock units vest?

The restricted stock units will vest on the earlier of March 1, 2027, or the end of the director’s term. Vesting is a key condition, meaning the director’s right to receive the underlying common shares depends on remaining in service until that time.

How many FRAF shares does Gregory A. Duffey own after this award?

After the award, Gregory A. Duffey directly owns 23,642 shares of Franklin Financial common stock. This total reflects his holdings following the grant of 383 restricted stock units reported in the Form 4 insider transaction filed with regulators.

Was the FRAF director’s Form 4 transaction a market purchase or sale?

The transaction was not a market buy or sell; it was a grant of restricted stock units. The director acquired 383 RSUs at a stated price of zero, consistent with stock-based compensation under Franklin Financial’s 2019 Omnibus Stock Incentive Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/03/2026 - 09:20 AM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffey Gregory A

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PA 17201

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		A		383(1)	A	$0	23,642	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs will vest the earlier of March 1, 2027 or end of term.

	/s/Amanda M. Ducey by Power of Attorney for Gregory A. Duffey	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.