Franklin Financial director awarded 383 RSUs

Franklin Financial Services Corp. director Stanley J. Kerlin reported an equity award of 383 shares of Common Stock.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Stanley J. Kerlin reported an equity award of 383 shares of Common Stock. The award was made as restricted stock units under the company’s 2019 Omnibus Stock Incentive Plan, with each RSU representing a right to receive one share of Common Stock.

These RSUs are scheduled to vest at the earlier of March 1, 2027 or the end of Kerlin’s board term. After this grant, his reported direct holdings total 26,915 shares of Common Stock, which includes 69 shares acquired through the company’s 2010 Dividend Reinvestment and Stock Purchase Plan.

Insider Trade Summary

Grant/Award: 383 shares

Grant/Award 1 txn

Insider Kerlin Stanley J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	383	$0.00	$0.00

Holdings After Transaction: Common Stock — 26,915 shares (Direct)

Footnotes (2)

1. F1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs will vest the earlier of March 1, 2027 or end of term.
2. F2. Total shares includes 69 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

FAQ

What did Franklin Financial (FRAF) director Stanley J. Kerlin report on this Form 4?

Director Stanley J. Kerlin reported receiving an award of 383 shares of Common Stock as restricted stock units. The award was granted under Franklin Financial’s 2019 Omnibus Stock Incentive Plan and reflects a non-cash equity grant for board service.

How many Franklin Financial (FRAF) RSUs did the director receive and at what price?

Kerlin received 383 restricted stock units, each tied to one share of Common Stock, at a grant price of $0.00 per share. This indicates a compensatory equity award rather than an open-market purchase of Franklin Financial stock.

When do the Franklin Financial (FRAF) RSUs granted to the director vest?

The restricted stock units vest on the earlier of March 1, 2027 or the end of Stanley J. Kerlin’s board term. Vesting means the RSUs convert into actual shares of Common Stock deliverable to the director at that time.

What is the director’s total Franklin Financial (FRAF) share ownership after this transaction?

Following the grant, Kerlin’s reported direct holdings total 26,915 shares of Common Stock. This amount includes 69 shares previously acquired through Franklin Financial’s 2010 Dividend Reinvestment and Stock Purchase Plan, as noted in the filing footnote.

Is this Franklin Financial (FRAF) Form 4 transaction a purchase or an equity award?

The transaction reflects an equity award, not a market purchase. It is coded as a grant or award acquisition, with 383 restricted stock units issued at $0.00 per share under the company’s 2019 Omnibus Stock Incentive Plan for director compensation.

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Accepted by SEC EDGAR 03/03/2026 - 09:45 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kerlin Stanley J

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

PO BOX 6010

(Street)

CHAMBERSBURG PA 17201

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		A		383(1)	A	$0	26,915(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs will vest the earlier of March 1, 2027 or end of term.

2. Total shares includes 69 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

	/s/Amanda M. Ducey by Power of Attorney for Stanley J. Kerlin	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.