STOCK TITAN

Five Star Bancorp (FSBC) director purchases 5,682 shares at $44 in trust

(Moderate)
(Positive)
Form Type
4

Rhea-AI Filing Summary

Five Star Bancorp director Kevin Francis Ramos reported purchasing 5,682 shares of common stock on July 22, 2026 at $44.00 per share, held indirectly through the Kevin and Kathleen Ramos Living Trust. After this trade he indirectly holds 177,546 shares in the trust, including 974 unvested shares scheduled to vest on December 31, 2026 if he continues as a director, and also reports 10,000 shares held indirectly via Buzz Oates Group of Companies, for which he disclaims beneficial ownership beyond his pecuniary interest.

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Insider Ramos Kevin Francis
Role Director
Bought 5,682 shs ($250K)
Type Security Shares Price Value
Purchase Common Stock F1, F2 5,682 $44.00 $250K
holding Common Stock F3 -- -- --
Holdings After Transaction: Common Stock — 177,546 shares (Indirect, By self as trustee); Common Stock — 10,000 shares (Indirect, Buzz Oates Group of Companies Shareholder)
Footnotes (3)
  1. F1. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Ramos, remains as a director with Five Star Bancorp on that date.
  2. F2. Shares are held by the Kevin and Kathleen Ramos Living Trust established 10-26-99, for which Mr. Ramos serves as a trustee.
  3. F3. Shares are held by Buzz Oates Group of Companies, of which Mr. Ramos is a shareholder and the Chief Investment Officer. Mr. Ramos has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Ramos disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Shares purchased 5,682 shares of Common Stock Open-market or private purchase on July 22, 2026 by director Kevin Francis Ramos
Purchase price $44.00 per share Price paid for the 5,682 Five Star Bancorp shares acquired on July 22, 2026
Indirect trust holdings after transaction 177,546 shares Total Five Star Bancorp shares held by the Kevin and Kathleen Ramos Living Trust after the purchase
Unvested shares in trust 974 shares Unvested shares under the Five Star Bancorp 2021 Equity Incentive Plan, scheduled to vest on December 31, 2026
Indirect holdings via Buzz Oates Group 10,000 shares Shares held by Buzz Oates Group of Companies, where Ramos may be deemed an indirect beneficial owner
Equity Incentive Plan financial
"granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan"
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
unvested shares financial
"Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021"
indirect beneficial owner financial
"may be deemed to be the indirect beneficial owner of such shares for purposes"
pecuniary interest financial
"disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest"
Section 16 regulatory
"indirect beneficial owner of such shares for purposes of Section 16"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Five Star Bancorp (FSBC) director Kevin Ramos report?

Kevin Francis Ramos reported a purchase of 5,682 shares of Five Star Bancorp common stock at $44.00 per share on July 22, 2026. The shares are held indirectly through the Kevin and Kathleen Ramos Living Trust, where he serves as trustee.

How many Five Star Bancorp (FSBC) shares does Kevin Ramos hold after this transaction?

After the reported purchase, Kevin Ramos indirectly holds 177,546 shares of Five Star Bancorp common stock in the Kevin and Kathleen Ramos Living Trust. This total includes 974 unvested shares subject to future vesting conditions tied to his continued service as director.

At what price did Kevin Ramos buy his new FSBC shares and what was the total size?

Kevin Ramos bought 5,682 FSBC shares at a price of $44.00 per share in an open-market or private transaction. The filing classifies this as an indirect purchase, with the shares held by a family living trust he helps oversee.

What are the vesting terms of Kevin Ramos’s unvested FSBC shares?

Ramos’s indirect holdings include 974 unvested shares granted under the Five Star Bancorp 2021 Equity Incentive Plan. These shares are scheduled to vest on December 31, 2026, provided he remains a director of Five Star Bancorp through that date.

What additional indirect FSBC holdings does Kevin Ramos report through Buzz Oates Group of Companies?

The filing reports 10,000 FSBC shares held by Buzz Oates Group of Companies, where Ramos is a shareholder and Chief Investment Officer. He may be deemed an indirect beneficial owner but disclaims beneficial ownership beyond his pecuniary interest in those shares.

Was Kevin Ramos’s FSBC share purchase made under a Rule 10b5-1 trading plan?

The document’s Rule 10b5-1 checkbox is not marked as affirmed, so the transaction is not reported as being under a pre-arranged trading plan. No footnote states that this purchase was executed pursuant to a Rule 10b5-1 plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ramos Kevin Francis

(Last)(First)(Middle)
C/O FIVE STAR BANCORP
3100 ZINFANDEL DRIVE, SUITE 100

(Street)
RANCHO CORDOVA CALIFORNIA 95670

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIVE STAR BANCORP [ FSBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/22/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/22/2026P5,682A$44177,546(1)IBy self as trustee(2)
Common Stock10,000IBuzz Oates Group of Companies Shareholder(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Ramos, remains as a director with Five Star Bancorp on that date.
2. Shares are held by the Kevin and Kathleen Ramos Living Trust established 10-26-99, for which Mr. Ramos serves as a trustee.
3. Shares are held by Buzz Oates Group of Companies, of which Mr. Ramos is a shareholder and the Chief Investment Officer. Mr. Ramos has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Ramos disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Remarks:
/s/ Kevin F. Ramos, by Heather C. Luck, Attorney-in-Fact07/24/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)