FS Bancorp director acquires stock via purchase plan

Q: What did FS Bancorp (FSBW) director Joseph P. Zavaglia report in this Form 4?

He reported acquiring 57.777 shares of FS Bancorp common stock on 2026-08-06 at $43.27 per share. The acquisition occurred through the company’s Nonqualified 2022 Stock Purchase Plan and includes a 25% matching component.

Q: How many FS Bancorp (FSBW) shares did Zavaglia acquire and at what price?

Zavaglia acquired 57.777 shares of FS Bancorp common stock at $43.27 per share. These shares were obtained under the Nonqualified 2022 Stock Purchase Plan, which provided a 25% match to his purchase.

Q: What is the significance of the 25% match in the FS Bancorp (FSBW) Form 4?

The footnote states the shares were purchased under the Nonqualified 2022 Stock Purchase Plan and include a 25% match. This indicates part of the 57.777 shares came from a company matching feature rather than solely from Zavaglia’s cash purchase.

Q: What indirect FS Bancorp (FSBW) holdings does Zavaglia report?

He reports indirect ownership of 9,614 shares of FS Bancorp common stock held by IRA. This IRA position is disclosed separately from his directly held shares and reflects retirement-account ownership of the issuer’s stock.

Q: Was the FS Bancorp (FSBW) Form 4 transaction under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not affirmed, and no footnote describes a 10b5-1 plan. The acquisition is instead linked to participation in the Nonqualified 2022 Stock Purchase Plan with a 25% matching feature.

FS Bancorp, Inc. director Joseph P. Zavaglia reported acquiring 57.777 shares of common stock on 2026-08-06 at $43.27 per share.

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Filing Sentiment

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Form Type

Rhea-AI Filing Summary

FS Bancorp, Inc. director Joseph P. Zavaglia reported acquiring 57.777 shares of common stock on 2026-08-06 at $43.27 per share. A footnote states these shares were purchased under the company’s Nonqualified 2022 Stock Purchase Plan and include a 25% matching component. Zavaglia also reports indirect ownership of 9,614 shares of common stock held by an IRA.

Insider Trade Summary

Other: 57.777 shares

Other 3 txns

Insider Zavaglia Joseph P.

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock ^F1	57.777	$43.27	$3K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 7,240.777 shares (Direct); Common Stock — 9,614 shares (Indirect, By IRA)

Footnotes (1)

F1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match

Key Figures

Shares acquired: 57.777 shares Purchase price: $43.2700 per share Indirect IRA holdings: 9,614.0000 shares +1 more

4 metrics

Shares acquired 57.777 shares Common Stock acquired on 2026-08-06 under Nonqualified 2022 Stock Purchase Plan

Purchase price $43.2700 per share Price for 57.777 shares of Common Stock on 2026-08-06

Indirect IRA holdings 9,614.0000 shares Common Stock held indirectly by IRA after reported transactions

Restructuring-designated shares 57.777 shares Shares classified as restructuringShares in transaction summary (code J)

Key Terms

Nonqualified 2022 Stock Purchase Plan, IRA, Other acquisition or disposition

3 terms

Nonqualified 2022 Stock Purchase Plan financial

"These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan"

IRA financial

"total_shares_following_transaction 9614.0000, nature_of_ownership By IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Other acquisition or disposition financial

"transaction_code_description Other acquisition or disposition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FS Bancorp (FSBW) director Joseph P. Zavaglia report in this Form 4?

He reported acquiring 57.777 shares of FS Bancorp common stock on 2026-08-06 at $43.27 per share. The acquisition occurred through the company’s Nonqualified 2022 Stock Purchase Plan and includes a 25% matching component.

How many FS Bancorp (FSBW) shares did Zavaglia acquire and at what price?

Zavaglia acquired 57.777 shares of FS Bancorp common stock at $43.27 per share. These shares were obtained under the Nonqualified 2022 Stock Purchase Plan, which provided a 25% match to his purchase.

What is the significance of the 25% match in the FS Bancorp (FSBW) Form 4?

The footnote states the shares were purchased under the Nonqualified 2022 Stock Purchase Plan and include a 25% match. This indicates part of the 57.777 shares came from a company matching feature rather than solely from Zavaglia’s cash purchase.

What indirect FS Bancorp (FSBW) holdings does Zavaglia report?

He reports indirect ownership of 9,614 shares of FS Bancorp common stock held by IRA. This IRA position is disclosed separately from his directly held shares and reflects retirement-account ownership of the issuer’s stock.

Was the FS Bancorp (FSBW) Form 4 transaction under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not affirmed, and no footnote describes a 10b5-1 plan. The acquisition is instead linked to participation in the Nonqualified 2022 Stock Purchase Plan with a 25% matching feature.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/10/2026 - 02:46 PM Accepted by SEC EDGAR 08/10/2026 - 02:45 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zavaglia Joseph P.

(Last)

(First)

(Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW, SUITE 300

(Street)

MOUNTLAKE TERRACE

WASHINGTON

98043

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/06/2026		J⁽¹⁾		57.777	A	$43.27	784.777	D
Common Stock								6,456	D
Common Stock								9,614	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match

	/s/Joseph P. Zavaglia	08/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR