FS Bancorp (NASDAQ: FSBW) director logs stock grant and tax share withholding

Rhea-AI Filing Summary

FS Bancorp, Inc. (FSBW) director Marina Cofer-Wildsmith reported equity compensation activity in the company’s common stock. On August 14, 2026, she received a grant of 1,200 shares of restricted stock under the FS Bancorp, Inc. 2026 Equity Incentive Plan, which vests on August 15, 2027. On the same date, 188 shares of common stock at $43.48 per share were delivered or withheld for payment of exercise price or tax liability. The filing indicates direct ownership, and the Rule 10b5-1 trading plan box was not checked.

Insider Trade Summary

Net Buyer: 1,012 shares

Net Buy 3 txns

Insider Cofer-Wildsmith Marina

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	1,200	--	--
Exercise Price or Tax Liability	Common Stock	188	$43.48	$8K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 7,838 shares (Direct)

Footnotes (1)

1. F1. Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan. Vests on August 15, 2027.

Key Figures

Restricted stock grant: 1,200 shares Shares withheld for tax or exercise price: 188 shares Per-share value of withheld shares: $43.48 per share +2 more

5 metrics

Restricted stock grant 1,200 shares Award of restricted common stock to director on August 14, 2026

Shares withheld for tax or exercise price 188 shares Common shares delivered or withheld to pay exercise price or tax liability on August 14, 2026

Per-share value of withheld shares $43.48 per share Value applied to 188 shares delivered or withheld for exercise price or tax liability

Vesting date for restricted stock August 15, 2027 Vesting date of 1,200-share restricted stock award under 2026 Equity Incentive Plan

Equity plan year 2026 FS Bancorp, Inc. 2026 Equity Incentive Plan governing the restricted stock grant

Key Terms

restricted stock, Equity Incentive Plan, Payment of exercise price or tax liability, direct ownership

4 terms

restricted stock financial

"Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Equity Incentive Plan financial

"Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan."

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

Payment of exercise price or tax liability financial

"Payment of exercise price or tax liability by delivering or withholding securities"

direct ownership financial

"The filing indicates direct ownership, and the Rule 10b5-1 trading plan box was not checked."

FAQ

What insider transactions did FSBW director Marina Cofer-Wildsmith report on August 14, 2026?

Marina Cofer-Wildsmith reported a grant of 1,200 restricted shares of FS Bancorp common stock and a disposition of 188 shares delivered or withheld to pay exercise price or tax liability, all dated August 14, 2026.

What is the vesting schedule for the 1,200 restricted shares granted to the FSBW director?

The 1,200 restricted shares granted to Marina Cofer-Wildsmith under the FS Bancorp, Inc. 2026 Equity Incentive Plan vest on August 15, 2027. Until vesting, the shares are subject to forfeiture and plan conditions described in the award.

At what price were the 188 FSBW shares used for tax or exercise-price payment valued?

The 188 FS Bancorp shares delivered or withheld for exercise price or tax liability were valued at $43.48 per share. This represents a non-market disposition used specifically to cover those obligations, not an open-market sale.

Was Marina Cofer-Wildsmith’s Form 4 for FSBW filed under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked, indicating these transactions were not affirmatively reported as made under a pre-arranged Rule 10b5-1 trading plan according to the form’s representation.

What compensation plan governs the restricted stock granted to the FSBW director?

The 1,200 restricted shares were granted pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan. This plan provides for equity-based awards such as restricted stock to directors, officers, or employees, subject to its specific terms and conditions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/18/2026 - 01:42 PM Accepted by SEC EDGAR 08/18/2026 - 01:41 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cofer-Wildsmith Marina

(Last) (First) (Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE WASHINGTON 98043

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		A		1,200	A	(1)	7,190	D
Common Stock	08/14/2026		F		188	D	$43.48	7,002	D
Common Stock								836	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan. Vests on August 15, 2027.

	/s/Marina Cofer-Wildsmith	08/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)