[Form 4] FULTON FINANCIAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Wenger E. Philip, a director of Fulton Financial Corporation (FULT), reported a sale of 5,000 shares on 09/12/2025 under a pre-established Rule 10b5-1 trading plan adopted June 13, 2025. The shares were sold through a broker-dealer at a weighted-average price of $19.2775, with prices in the range $19.200 to $19.320. The filing shows the reporting person retains indirect and direct holdings, including 90,477 shares held indirectly by an IRA and additional indirect holdings for children; it also discloses that 121,296.5261 shares are held jointly with the spouse. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person on 09/12/2025.

Positive

• Transaction executed under a Rule 10b5-1 trading plan, indicating pre-established and compliant disposition
• Full disclosure of weighted-average sale price and price range, enhancing transparency
• Detailed beneficial ownership breakdown including IRA, joint spousal holdings, and amounts attributed to children

Negative

• Director sold 5,000 shares, a reduction in insider holdings (sale price weighted-average $19.2775)
• Form executed by an attorney-in-fact rather than signed directly by the reporting person (signed by Mark A. Crowe)

Insights

Securities Analyst

TL;DR: Routine insider sale under a 10b5-1 plan; small, disclosed disposition with no additional guidance or new material facts.

The reported transaction is a straightforward sale of 5,000 common shares executed pursuant to a Rule 10b5-1 plan adopted June 13, 2025. The filing provides the weighted-average sale price and price range and affirms compliance with Section 16 reporting through a timely Form 4. There are no derivative transactions or amendments disclosed. From a trading-activity perspective, the report increases transparency about the director's liquidity but does not present new operational or financial information about the issuer.

Corporate Governance Expert

TL;DR: Governance-wise this is a compliant, pre-planned disposition; the filing documents beneficial ownership details and joint holdings.

The Form 4 identifies the reporting person as a director and documents indirect ownership vehicles including an IRA and holdings attributed to children, plus joint ownership with a spouse. The sale was effected under a documented 10b5-1 plan, which supports adherence to insider trading policies. The presence of an attorney-in-fact signature indicates procedural handling of the filing. The report contains no indications of sudden or unexplained insider activity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Wenger E Philip

(Last) (First) (Middle)

C/O FULTON FINANCIAL CORPORATION

ONE PENN SQUARE

(Street)

LANCASTER PA 17602

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
$2.50 par value common stock	09/12/2025		S		5,000(1)	D	$19.2775(2)	90,477	I	By IRA
$2.50 par value common stock								579,102.0447(3)	D
$2.50 par value commons stock								447.9853	I	By Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The sales reported were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 13, 2025.

2. Represents the weighted average price of shares sold in multiple transactions through a broker-dealer at prices ranging from $19.200 to $19.320, inclusive. The reporting person undertakes to provide the Securities and Exchange Commission, the issuer, or a security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price.

3. Includes 121,296.5261 shares held jointly with spouse.

	Mark A. Crowe, Attorney-in-Fact	09/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Fulton Financial (FULT) Form 4 filed 09/12/2025 report?

The Form 4 reports that director Wenger E. Philip sold 5,000 shares on 09/12/2025 under a Rule 10b5-1 plan at a weighted-average price of $19.2775.

Was the sale by the FULT director part of a pre-arranged trading plan?

Yes. The sale was effected pursuant to a Rule 10b5-1 trading plan adopted on June 13, 2025.

What beneficial ownership does the reporting person retain according to the filing?

The filing shows 90,477 shares held indirectly by an IRA, additional indirect holdings for children, and 121,296.5261 shares held jointly with spouse as disclosed in the explanations.

What price range were the shares sold at in the FULT Form 4?

Shares were sold at prices ranging from $19.200 to $19.320, resulting in a weighted-average price of $19.2775.

Who signed the Form 4 for the reporting person?

The Form 4 was signed by Mark A. Crowe, Attorney-in-Fact on 09/12/2025.