The Goldman Sachs Group, Inc. files regulatory documents that cover operating results, material events, capital structure and corporate governance. Its 8-K filings document earnings releases, Regulation FD disclosures, debt and subordinated debt issuances under shelf registration statements, and changes involving directors or executive officers.
The filing record also identifies Goldman Sachs’ NYSE-listed common stock, preferred depositary shares, capital securities and medium-term notes issued by GS Finance Corp. Proxy materials disclose annual meeting matters, board governance, executive compensation and shareholder voting items, while registration-related exhibits document securities offerings and related terms.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable contingent coupon equity-linked notes due July 27, 2028, linked to the common stock of Snowflake Inc. The notes have a $1,000 face amount and pay a contingent monthly coupon of $17.625 (1.7625% per month, up to 21.15% per year) only when Snowflake’s closing level on the observation date is at or above 50% of the initial level.
The notes are automatically called at par plus the applicable coupon if, on any call observation date starting July 23, 2027, Snowflake’s closing level is at or above the initial level. If not called, at maturity investors receive $1,000 per note only if the final level is at or above the 50% trigger buffer; otherwise the payoff is $1,000 plus $1,000 times the underlier return, which can result in a complete loss of principal. There is no upside above par, the notes are unsecured obligations subject to the credit risk of GS Finance Corp. and the guarantor, and they may have limited or no secondary market liquidity.
The Goldman Sachs Group, Inc. is offering callable fixed-rate senior notes under its Medium-Term Notes, Series N program. The notes bear interest at 6.10% per annum from the expected original issue date of July 31, 2026 to the expected stated maturity date of July 31, 2041.
Interest is payable annually on each interest payment date, expected to be the last calendar day of July, with the first payment expected on July 31, 2027. Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on each redemption date, expected to be the last calendar day of January, April, July and October on or after July 31, 2028, at 100% of the outstanding principal amount plus accrued and unpaid interest to but excluding the redemption date. The notes have no sinking fund, and holders cannot require early repayment.
The notes are issued in book-entry form through DTC as a master global note and are unsecured obligations of The Goldman Sachs Group, Inc., not bank deposits and not insured by the FDIC or any governmental agency. Interest is taxable to U.S. holders as ordinary income, and dispositions generally give rise to capital gain or loss. FATCA withholding generally applies because the notes are obligations issued on or after July 1, 2014. Distribution is through Goldman Sachs & Co. LLC and InspereX LLC, which intend, but are not obligated, to make a market; there is no established trading market and no assurance of liquidity.
The Goldman Sachs Group, Inc. is offering callable fixed-rate senior notes due July 31, 2028 under its Medium-Term Notes, Series N program. The notes pay interest at 4.70% per annum from the expected original issue date of July 31, 2026 to but excluding the stated maturity date, using a 30/360 day-count convention.
Interest is expected to be paid annually on the last calendar day of July, with the first payment on July 31, 2027. Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on the last calendar day of January, April, July and October on or after January 31, 2027 at 100% of principal plus accrued interest upon at least five business days’ notice. The notes are issued only in book-entry form through a master global note at DTC, have no sinking fund, and are a new issue with no established trading market; market-making by the underwriters is discretionary. They are not bank deposits, are not insured by the FDIC or any government agency, and are subject to U.S. tax rules under which interest is ordinary income, capital gains or losses may arise on disposition, and FATCA withholding generally applies.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable contingent coupon index-linked notes due July 20, 2029, tied to the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index. The notes pay a contingent monthly coupon of at least $10.875 per $1,000 (1.0875% monthly, up to 13.05% per annum) only if on each observation date every index closes at or above 80% of its initial level.
The notes are automatically called on specified quarterly dates if all indices are at or above their initial levels, returning $1,000 per note plus the due coupon. At maturity, if not called, investors receive $1,000 per note only if every index is at or above its 80% buffer level; otherwise repayment is reduced using a 20% buffer and a 125% downside participation based on the lesser-performing index, and the entire principal can be lost. The notes are unsecured obligations subject to the credit risk of the issuer and guarantor, estimated initial value is less than the issue price, there is no exchange listing, secondary market liquidity may be limited and the U.S. tax treatment is uncertain.
The Goldman Sachs Group, Inc. is offering U.S. dollar fixed-rate senior notes due July 29, 2033 under its Medium-Term Notes, Series N program. The notes bear a fixed interest rate of 5.05% per annum, with interest paid on January 31 and July 31 each year, beginning January 31, 2027 and ending at maturity.
The notes trade on July 29, 2026, are issued on July 31, 2026, and are available in minimum denominations of $1,000 and integral multiples thereof. They are not redeemable by Goldman Sachs before maturity, will not be listed on any securities exchange, and are not bank deposits or FDIC insured.
Goldman Sachs & Co. LLC will act as underwriter and calculation agent, initially offering the notes at 100% of principal amount, with potential reduced pricing for certain fee-based advisory accounts. The notes are issued only in book-entry form through DTC, use the 30/360 (ISDA) day count convention, and, for U.S. holders, interest is taxable as ordinary income, with the notes generally subject to FATCA withholding rules.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering unsecured structured notes whose return depends on an equally weighted basket of six stocks: Alphabet, AppLovin, Fastenal, Micron, Microsoft and NVIDIA. The notes pay no interest and do not pass through stock dividends.
The basket starts at a level of 100. On scheduled observation dates beginning in August 2027, if the basket is at or above this level, the notes are automatically called and pay back $1,000 per note plus a fixed call premium (from 19.75% on the first call date up to 54.3125% on later dates).
If not called, the notes mature in August 2029. At maturity, if the basket is at or above its initial level, investors receive $1,592.5 per $1,000 note (a 59.25% gain). If the basket is below its start but at or above 75%, principal is returned. Below 75%, principal is reduced one-for-one with the basket loss, and the entire investment can be lost. The notes carry the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., and their modeled value at pricing is expected to be $925–$965 per $1,000 face amount.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes due 2038 that bear interest at 5.75% per annum from the expected original issue date of July 30, 2026 to the expected stated maturity date of July 30, 2038. Interest is expected to be paid annually on July 30, with the first payment on July 30, 2027, calculated using a 30/360 day-count convention.
The notes may be redeemed at Goldman Sachs’ option, in whole but not in part, on January 30, April 30, July 30 and October 30 on or after July 30, 2028, at 100% of the outstanding principal amount plus accrued and unpaid interest to but excluding the redemption date. There is no sinking fund and holders cannot require early repayment. The notes are issued as a DTC book-entry global master note, are not bank deposits, and are not insured by the FDIC or any government agency. U.S. holders generally recognize ordinary interest income on payments and capital gain or loss on disposition, and the notes are subject to FATCA withholding rules. Distribution is subject to selling and marketing restrictions in the EEA, United Kingdom, Hong Kong, Singapore, Japan and Switzerland, and Goldman Sachs & Co. LLC, an affiliate of the issuer, will have a conflict of interest under FINRA Rule 5121.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering leveraged buffered notes linked to the S&P 500® Index under its Medium-Term Notes, Series F program. The notes are scheduled to price on July 22, 2026, and mature on July 27, 2028.
For each $1,000 note, investors receive at maturity: the face amount plus 200% of any positive S&P 500 return, capped at a maximum settlement amount of $1,230, or full principal back if the index decline does not exceed the 10% buffer (buffer level 90% of the initial index level). If the index falls more than 10%, principal is reduced 1% for each percentage point below the buffer level, and investors can lose a substantial portion of principal.
The notes pay no interest, are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent guarantor, and will not be listed on an exchange. The estimated value at pricing will be lower than the 100% issue price due to fees and structuring costs, and secondary market liquidity and pricing are uncertain.
GS Finance Corp., guaranteed by The Goldman Sachs Group, is offering auto-callable medium-term notes linked to the common stock of Oracle, Tesla and Palantir. The notes are scheduled to mature on July 31, 2031, unless automatically called starting in July 2027.
On each monthly observation date, if the closing price of each stock is at least 75% of its initial price, investors receive a coupon of $5.417 per $1,000 face amount (0.5417% monthly, about 6.5% per year). If any stock is below 75%, the coupon is $0.834 (0.0834% monthly, about 1% per year.
If on a call observation date each stock is at least 75% of its initial level, the notes are automatically redeemed for $1,000 per $1,000 face amount plus the then-due coupon. If never called, investors are scheduled to receive $1,000 at maturity plus the final coupon, subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group. The expected estimated value at pricing is $885–$925 per $1,000, below the 100% issue price, and the notes are complex, thinly traded instruments with extensive market disruption and anti-dilution provisions.
The Goldman Sachs Group, Inc. plans to issue fixed rate senior notes due July 31, 2029 under its Medium-Term Notes, Series N program. The notes have an interest rate expected to be 4.65% per annum, paid semi-annually on January 31 and July 31, beginning January 31, 2027, in denominations of $1,000.
The notes are offered at 100% of the principal amount, will not be listed on any securities exchange, and are not redeemable by the issuer before maturity. Interest is calculated using a 30/360 (ISDA) day count convention, the notes permit full and covenant defeasance, and interest is taxable as ordinary income for U.S. holders, with FATCA withholding generally applicable to these obligations. Goldman Sachs & Co. LLC will act as underwriter and market-maker, with the offering conducted in compliance with FINRA Rule 5121 due to affiliate status.